Money Advice from the Money Guys – After Holiday Shopping = Savings all year long!

Do holiday shopping after Christmas. The holiday season is always a time where you look to get the perfect gift for a friend or loved one.   Over 50% of the holiday shopping is done in the week leading up to Christmas Day.    What I recommend is that you consider doing Christmas shopping for the following year in the week directly after Christmas.   Now that most retailers are starving for new sales, most items are 30% to 50% off of their original price.   If you spent, on average, $2,000 as a family during the holiday season this strategy could save you up to $1,000.  This includes gifts, greeting cards, wrapping paper, etc.  If you save that $1,000 in an account that hypothetically earned an 3% rate of return over 25 years, you could have an additional $37,111 in an account at retirement.  Not to mention the saved time next holiday season J Past performance is no guarantee of future results.  All returns are for illustrative purposes and not indicative of any particular investment.  Investment value will fluctuate with market conditions.  Just another breathe easier® tip from your money guys at oXYGen Financial, Inc., 11680 Great Oaks Way, Suite 175, Alpharetta, GA 30022 – Call us for a complimentary consultation at 800-355-9318.

Atlanta’s Financial Expert Ted Jenkin
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