Articles by Oxygen Financial
I used to fear the Girl Scouts during cookie season either knocking on my door or approaching me outside of the local supermarket targeting my goodwill to buy some of those delicious thin mint cookies. …
Part of putting together an effective tax management strategy is gaining an understanding of what you can and cannot deduct from your tax return. I see business owners that make mistakes every single day. Every …
I watched the second half of the State of the Union last week. Needless to say that after listening to the program and then all of the commentary after, it confirmed in my head how …
Forming a new LLC, S-Corp, or C-Corp can be intimidating. Not only will you have to navigate the fees, taxes, and filing requirements, but also learn how to build credit history from scratch for this …
I really think over the next five years the whole notion of retirement planning is going to change. The X and Y generation don’t think about retirement the way their parents or grandparents did. Since …
My wife and I decided we would go out for dinner this past Saturday night. She’s always telling me that you’ve got to make a reservation on Saturday night because things get busy and we’ll …
It’s official. Suze Orman is now in the game of selling financial products to consumers. This past week she launched her new card called “The Approved Card” which is supposed to be a low cost …
I’m pretty sure Apple can’t be hurting even though Steve Jobs is not at the helm anymore. My kid’s went back to school last week and mentioned to meet the glut of Apple products that …
Even though I have workaholic issues, I did manage to do a few fun things with my family over the holidays. We caught some movies, saw an Atlanta Hawks basketball game, went to the Peach …
If you have owned a business for a long period of time and were considering selling, 2012 may be year for you find a buyer to take over your shop. The Presidential election and many …
I’m excited that 2012 is here and consumers are starting to realize that they can win the money battle when they know something is just flat out wrong with a new offering from their provider. …
These past couple of years many clients have asked about whether or not they should refinance their mortgage. Along with people who have never refinanced, those that did even 18 months ago may be licking …
1). Start A Holiday Savings Account! Now that the official New Year has begun, set up an automatic savings plan from your pay stub or an automatic transfer from your checking account into a separate …
People think the whole income tax debate is political. With the debt we’ve racked up as a country, it’s now become a financial issue. Watch the hard truth on why you better start paying attention …
As the tax year ends and you scramble to pull together your year end tax deductions, people often ask us whether they can get a deduction for using their automobile. It’s important to understand these …
If Santa Clause didn’t come down your chimney with anything good this year, Congress has decided to give you a stocking stuffer for the New Year. With nearly 160 million workers that will benefit from …
Another holiday season has passed and isn’t it ironic that many us walked away with a little loot and lot of gift cards. I guess if you don’t know what to get anymore, you’d rather …
Here are 5 MORE ways to cut your 2011 personal income taxes like a tax pro:
1. Homeowners – accelerate your tax deductible expenses. Pay your January 2012 mortgage payment and property taxes …
Here are 5 ways to cut your 2011 personal income taxes like a tax pro:
1. Review your 2011 securities sales for gains and losses – Review your capital gains and losses for the year. If …
I happened to be watching 60 minutes the other evening with another interview with President Obama. After the interview, they did a short piece on Howard Buffett who is slated to take over as Chairman …
It’s holiday time, so you might get a chance to relax and get caught up by watching a movie or two over the holidays. Here is my list of the top 10 movies about money …
It’s official. Everyone in America has decided we should be just like the Federal Government. Get up and keeping adding more zeros to your debt because it just doesn’t matter. Remember that movie many years …
At Your Smart Money Moves, we get questions that we get from clients, through the website, or others that I see on the internet. Here is a great one I recently came across around student …
These past few years we have seen a high level of unemployment, countless numbers of foreclosures, and many American citizens hitting hard times. While many people are learning how to make ends meet, there can …
In the past year, many of our clients have seen changes made to their 401(k) plan. These changes may happen from two separate businesses merging, your employer trying to save costs, or simply a change …
If you need some extra cash, one thing to consider during the holiday season (don’t wait til’ it warms up) is to have a year end garage sale. Garage sales can be really profitable or …
Generation X is classically defined at people born between the years 1965 and 1979. Pretty much those of you in your early 30’s to the mid 40’s. However, having given personal financial advice to thousands …
How bad are things going in the economy today? Well, nobody knows for certain amidst fears in the United States and internationally around the stability of the dollar in many countries. Thanksgiving is supposed to …
One of the more recent trends in the practice of CPAs structuring entities is the idea of forming a limited liability company (LLC) under state law and then making an election under Federal tax rules …
It’s that time of year to start thinking about your 2011 taxes and what moves you might be able to make to save in taxes!
Here are 5 ways to cut your 2011 business taxes:
1. Equipment …
According to a report from the American Farm Bureau Federation, you’ll spend 13% more on Thanksgiving groceries than you did in 2010. The report also mentions how the average cost for a Thanksgiving dinner to …
If you choose to do nothing when effort is required, expect gravity to pull you under. ~ Rhonda Duffy
When you have a predicament that has come upon you either by your choice or not, you …
Generation X is classically defined at people born between the years 1965 and 1979. Pretty much those of you in your early 30’s to the mid 40’s. However, having given personal financial advice to thousands …
After the turkey, the football, and the one awkward conversation with your cousin that happened to get stuck at the card table with you at the end of the big Thanksgiving table comes the second …
Over the past 15 years, we have seen countless numbers of people put themselves in real financial trouble by using credit cards to charge items that they really couldn’t afford at the time they bought …
Generation X is classically defined at people born between the years 1965 and 1979. Pretty much those of you in your early 30’s to the mid 40’s. However, having given personal financial advice to thousands …





