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	<title>Your Smart Money Moves &#187; At The Workplace</title>
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	<description>Your Smart Money Moves - The BEST Personal Finance Blog for Generation X and Y sponsored by oXYGen Financial</description>
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		<title>Your Limited Liability Company (LLC) – should you choose to be taxed as an S-Corporation?</title>
		<link>http://www.yoursmartmoneymoves.com/2011/11/22/your-limited-liability-company-llc-%e2%80%93-should-you-choose-to-be-taxed-as-an-s-corporation/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/11/22/your-limited-liability-company-llc-%e2%80%93-should-you-choose-to-be-taxed-as-an-s-corporation/#comments</comments>
		<pubDate>Tue, 22 Nov 2011 13:17:33 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Gen X & Y Financial Advice]]></category>
		<category><![CDATA[Compliance]]></category>
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		<category><![CDATA[Dan Lucas - Executive Vice President oXYGen Financial Tax and Business Services]]></category>
		<category><![CDATA[Entities]]></category>
		<category><![CDATA[Federal Tax Liability]]></category>
		<category><![CDATA[Forming A Limited Liability Company]]></category>
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		<category><![CDATA[overall federal tax liability]]></category>
		<category><![CDATA[oXYGen Financial Tax and Business Services]]></category>
		<category><![CDATA[Partnerships]]></category>
		<category><![CDATA[Principal Benefit]]></category>
		<category><![CDATA[Profits]]></category>
		<category><![CDATA[Pros And Cons]]></category>
		<category><![CDATA[S Corp]]></category>
		<category><![CDATA[S Corporation]]></category>
		<category><![CDATA[S Corporations]]></category>
		<category><![CDATA[Self Employment Taxes]]></category>
		<category><![CDATA[Small Business Corporation]]></category>
		<category><![CDATA[Speci]]></category>
		<category><![CDATA[Tax Llc]]></category>
		<category><![CDATA[the IRS Form 2553]]></category>
		<category><![CDATA[use a corporation rather than a limited liability company?]]></category>
		<category><![CDATA[Wages]]></category>
		<category><![CDATA[Your Limited Liability Company (LLC) – should you choose to be taxed as an S-Corporation?]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2924</guid>
		<description><![CDATA[One of the more recent trends in the practice of CPAs structuring entities is the idea of forming a limited liability company (LLC) under state law and then making an election under Federal tax rules ...]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Forming the Side-Business: Tax Benefits &#8211; LLC, S-Corp, or C-Corp?</title>
		<link>http://www.yoursmartmoneymoves.com/2011/10/28/forming-the-side-business-tax-benefits-llc-s-corp-or-c-corp/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/10/28/forming-the-side-business-tax-benefits-llc-s-corp-or-c-corp/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 14:24:11 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Gen X & Y Financial Advice]]></category>
		<category><![CDATA[AAMS®]]></category>
		<category><![CDATA[Amount Of Money]]></category>
		<category><![CDATA[Annual Meetings]]></category>
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		<category><![CDATA[Business Tax]]></category>
		<category><![CDATA[C Corp]]></category>
		<category><![CDATA[C Corporations]]></category>
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		<category><![CDATA[classifying a “hobby” as a business]]></category>
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		<category><![CDATA[Dan Lucas CPA®]]></category>
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		<category><![CDATA[how many tax dollars you could have been saving]]></category>
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		<category><![CDATA[S Corp]]></category>
		<category><![CDATA[S Corporations]]></category>
		<category><![CDATA[Side Business]]></category>
		<category><![CDATA[side-business or a full-time business]]></category>
		<category><![CDATA[Substantial Income]]></category>
		<category><![CDATA[Substantial Tax]]></category>
		<category><![CDATA[Tax benefits of an LLC]]></category>
		<category><![CDATA[Tax benefits of C-corp]]></category>
		<category><![CDATA[Tax benefits of S-Corp]]></category>
		<category><![CDATA[Tax Guide for Gen X]]></category>
		<category><![CDATA[Tax Guide for Gen Y]]></category>
		<category><![CDATA[tax law for businesses]]></category>
		<category><![CDATA[Tax Profits]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[the leading personal financial advice experts for Generation X and Y in the country]]></category>
		<category><![CDATA[very little documentation required to comply with law and to receive the liability protection and tax benefits enjoyed by the LLC]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2783</guid>
		<description><![CDATA[It is always recommended that you get liability protection if you are engaging in trade or business for the purposes of making money.  And the tax law is surprisingly generous when it comes to classifying ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2011/10/28/forming-the-side-business-tax-benefits-llc-s-corp-or-c-corp/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>oXYGen Financial Hires Financial Advice Expert For Dentists To Lead Atmos Dental Advisors</title>
		<link>http://www.yoursmartmoneymoves.com/2011/09/28/oxygen-financial-hires-financial-advice-expert-for-dentists-to-lead-atmos-dental-advisors/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/09/28/oxygen-financial-hires-financial-advice-expert-for-dentists-to-lead-atmos-dental-advisors/#comments</comments>
		<pubDate>Wed, 28 Sep 2011 14:56:48 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[a financial atmosphere for the young dental professionals]]></category>
		<category><![CDATA[accounting services]]></category>
		<category><![CDATA[American Dream]]></category>
		<category><![CDATA[Ashford]]></category>
		<category><![CDATA[Atmos Dental Advisors]]></category>
		<category><![CDATA[Baby Boomers]]></category>
		<category><![CDATA[Business Model]]></category>
		<category><![CDATA[business model focused on dental professionals]]></category>
		<category><![CDATA[Chris Sands]]></category>
		<category><![CDATA[company that represent Generation X and Y individuals and small business owners]]></category>
		<category><![CDATA[Dental Practitioners]]></category>
		<category><![CDATA[Dental Professionals]]></category>
		<category><![CDATA[Dental Students]]></category>
		<category><![CDATA[Dentists]]></category>
		<category><![CDATA[financial and insurance products for dentists]]></category>
		<category><![CDATA[Financial Institutions]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[financial services for Generation X and Y individuals and business owners]]></category>
		<category><![CDATA[Financial Services Marketplace]]></category>
		<category><![CDATA[Financial Services within the metro Atlanta area]]></category>
		<category><![CDATA[Gen X & Y Financial Advice]]></category>
		<category><![CDATA[Generation X]]></category>
		<category><![CDATA[Insurance Products]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Kile]]></category>
		<category><![CDATA[leader in financial services]]></category>
		<category><![CDATA[Lewis Co]]></category>
		<category><![CDATA[nationally recognized personal finance blog]]></category>
		<category><![CDATA[Office Atmosphere]]></category>
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		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial Hires Financial Advice Expert For Dentists To Lead Atmos Dental Advisors]]></category>
		<category><![CDATA[Retirement Money]]></category>
		<category><![CDATA[September 23rd]]></category>
		<category><![CDATA[specified financial services for dental professionals]]></category>
		<category><![CDATA[the American Dream]]></category>
		<category><![CDATA[the modern day dentist]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2692</guid>
		<description><![CDATA[
(ATLANTA,GA) –September 23rd, 2011- Atlanta based oXYGen Financial, a growing leader in financial services for Generation X and Y individuals and business owners, has hired Chris Sands to pioneer a new business model focused on ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2011/09/28/oxygen-financial-hires-financial-advice-expert-for-dentists-to-lead-atmos-dental-advisors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Entrepreneur Series Lesson 10 &#8211; Passion, Persistence, and Perseverance</title>
		<link>http://www.yoursmartmoneymoves.com/2011/08/19/entrepreneur-series-lesson-10-passion-persistence-and-perseverance/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/08/19/entrepreneur-series-lesson-10-passion-persistence-and-perseverance/#comments</comments>
		<pubDate>Sat, 20 Aug 2011 00:21:14 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Entrepreneur Series]]></category>
		<category><![CDATA[Adversity]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Ambition Drive]]></category>
		<category><![CDATA[and Perseverance]]></category>
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		<category><![CDATA[Business Owners]]></category>
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		<category><![CDATA[Entrepreneur Series Lesson 10 - Passion]]></category>
		<category><![CDATA[Fair Share]]></category>
		<category><![CDATA[financial advice to the X and Y Generation]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Fried Chicken]]></category>
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		<category><![CDATA[how to build a business venture]]></category>
		<category><![CDATA[invest money in your new business]]></category>
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		<category><![CDATA[outcome of a successful entrepreneurial pursuit]]></category>
		<category><![CDATA[Own Business]]></category>
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		<category><![CDATA[Perseverance]]></category>
		<category><![CDATA[Persistence]]></category>
		<category><![CDATA[Personal Finance 101]]></category>
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		<category><![CDATA[Smart Money]]></category>
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		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Social Security Check]]></category>
		<category><![CDATA[Stomach]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[the final installment of my entrepreneur series]]></category>
		<category><![CDATA[tips and advice for a new entrepreneur]]></category>
		<category><![CDATA[Twenty Years]]></category>
		<category><![CDATA[Y Generation]]></category>
		<category><![CDATA[your smart money moves]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2594</guid>
		<description><![CDATA[Lessons one through nine of my entrepreneur series were lessons extracted from my own business and other business owners across the country over the past twenty years.   Undoubtedly in your first year of business, you ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2011/08/19/entrepreneur-series-lesson-10-passion-persistence-and-perseverance/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Entrepreneur Series &#8211; Lesson 9 &#8211; Execution</title>
		<link>http://www.yoursmartmoneymoves.com/2011/08/12/entrepreneur-series-lesson-9-execution/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/08/12/entrepreneur-series-lesson-9-execution/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 14:00:44 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
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		<category><![CDATA[Atlanta Georgia]]></category>
		<category><![CDATA[Benchmarks]]></category>
		<category><![CDATA[Blink Of An Eye]]></category>
		<category><![CDATA[Bottleneck]]></category>
		<category><![CDATA[Brilliance]]></category>
		<category><![CDATA[Business Owners]]></category>
		<category><![CDATA[career in management with a large Fortune 500 company]]></category>
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		<category><![CDATA[Entrepreneur Series - Lesson 9 - Execution]]></category>
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		<category><![CDATA[Executive Vice]]></category>
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		<category><![CDATA[five more new money making ideas]]></category>
		<category><![CDATA[Fortune 500 Company]]></category>
		<category><![CDATA[Game Plan]]></category>
		<category><![CDATA[Gross Revenue]]></category>
		<category><![CDATA[Have Financial and Business Questions? – Get Your Answers Here with a FREE Consultation]]></category>
		<category><![CDATA[Initial Stages]]></category>
		<category><![CDATA[Larry Bossidy]]></category>
		<category><![CDATA[Larry Bossidy and Ram Charan]]></category>
		<category><![CDATA[Lesson 1 – Being Undercapitalized]]></category>
		<category><![CDATA[Lesson 2 – Incorrectly Pricing Your Product Or Service]]></category>
		<category><![CDATA[Lesson 3 – Know Your Role As The Owner]]></category>
		<category><![CDATA[Lesson 4 – Avoid Rookie Mistakes]]></category>
		<category><![CDATA[Lesson 5 – You Must Hire Professional]]></category>
		<category><![CDATA[Lesson 6 – Poor Staffing Decisions]]></category>
		<category><![CDATA[Lesson 7 – Milking The Business]]></category>
		<category><![CDATA[Lesson 8 – The Marketing Plan]]></category>
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		<category><![CDATA[Money Making Ideas]]></category>
		<category><![CDATA[New Money]]></category>
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		<category><![CDATA[Ram Charan]]></category>
		<category><![CDATA[Sayings]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[ten part series on entrepreneurship]]></category>
		<category><![CDATA[the best leaders and managers in business]]></category>
		<category><![CDATA[three mistakes new entrepreneurs make]]></category>
		<category><![CDATA[Wealth Of Knowledge]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2581</guid>
		<description><![CDATA[I remember growing my career in management with a large Fortune 500 company when my Executive Vice President told me something one day.   He said, “Ted, execution is the one thing that separates the good ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Entrepreneur Series &#8211; Lesson 8 &#8211; The Marketing Plan</title>
		<link>http://www.yoursmartmoneymoves.com/2011/08/05/entrepreneur-series-lesson-8-the-marketing-plan/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/08/05/entrepreneur-series-lesson-8-the-marketing-plan/#comments</comments>
		<pubDate>Fri, 05 Aug 2011 13:37:07 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Entrepreneur Series]]></category>
		<category><![CDATA[Amount Of Time]]></category>
		<category><![CDATA[an effective way to market long term]]></category>
		<category><![CDATA[and meeting face to face with new prospects about your product or service]]></category>
		<category><![CDATA[Atlanta Georgia]]></category>
		<category><![CDATA[building the brand of your new company]]></category>
		<category><![CDATA[Business Strategies]]></category>
		<category><![CDATA[Business Venture]]></category>
		<category><![CDATA[Client Acquisition]]></category>
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		<category><![CDATA[Core Message]]></category>
		<category><![CDATA[Entrepreneur Series - Lesson 8 - The Marketing Plan]]></category>
		<category><![CDATA[financial advice to the X and Y Generation]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Free Consultation]]></category>
		<category><![CDATA[Gen X & Y Financial Advice]]></category>
		<category><![CDATA[Kile Lewis]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Lesson 1 – Being Undercapitalized]]></category>
		<category><![CDATA[Lesson 2 – Incorrectly Pricing Your Product Or Service]]></category>
		<category><![CDATA[Lesson 3 – Know Your Role As The Owner]]></category>
		<category><![CDATA[Lesson 4 – Avoid Rookie Mistakes]]></category>
		<category><![CDATA[Lesson 5 – You Must Hire Professional]]></category>
		<category><![CDATA[Lesson 6 – Poor Staffing Decisions]]></category>
		<category><![CDATA[Lesson 7 – Milking The Business]]></category>
		<category><![CDATA[Lifeblood]]></category>
		<category><![CDATA[Marketing Campaign]]></category>
		<category><![CDATA[Marketing Decisions]]></category>
		<category><![CDATA[Marketing Plan]]></category>
		<category><![CDATA[Marketing your products and services is the lifeblood of a new business]]></category>
		<category><![CDATA[Money Advice]]></category>
		<category><![CDATA[Networking Functions]]></category>
		<category><![CDATA[New Business]]></category>
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		<category><![CDATA[strategies that will specifically drive new client acquisition]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[ten part series on entrepreneurship for business owners]]></category>
		<category><![CDATA[Term Business]]></category>
		<category><![CDATA[Time And Money]]></category>
		<category><![CDATA[Time Perspective]]></category>
		<category><![CDATA[Two Areas]]></category>
		<category><![CDATA[Y Generation]]></category>
		<category><![CDATA[your networking functions]]></category>
		<category><![CDATA[your smart money moves]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2562</guid>
		<description><![CDATA[Marketing your products and services is the lifeblood of a new business.   While you can ultimately have all kinds of long term business strategies, without having a steady stream of new revenue your new business ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Entrepreneur Series &#8211; Lesson 6 &#8211; Poor Staffing Decisions</title>
		<link>http://www.yoursmartmoneymoves.com/2011/07/22/entrepreneur-series-lesson-6-poor-staffing-decisions/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/07/22/entrepreneur-series-lesson-6-poor-staffing-decisions/#comments</comments>
		<pubDate>Fri, 22 Jul 2011 13:36:26 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[Have Financial and Business Questions? – Get Your Answers Here with a FREE Consultation]]></category>
		<category><![CDATA[Hiring family members]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2520</guid>
		<description><![CDATA[One of the first things I heard when I got into management in my career is the phrase “you have to put the right talent on the bus”. While I understood its meaning, it took ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Entrepreneur Series &#8211; Lesson 1- Being Undercapitalized</title>
		<link>http://www.yoursmartmoneymoves.com/2011/06/17/entrepreneur-series-lesson-1-being-undercapitalized/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/06/17/entrepreneur-series-lesson-1-being-undercapitalized/#comments</comments>
		<pubDate>Fri, 17 Jun 2011 15:19:58 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2421</guid>
		<description><![CDATA[It’s  always exciting to think about the idea of having your own new start up.   You hear about stories where entrepreneurs  started with just $300 and a cardboard box and then turned their ...]]></description>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Free Webinar &#8211; 5 STRATEGIES TO IMPROVE THE BOTTOM LINE OF YOUR BUSINESS IN 2011</title>
		<link>http://www.yoursmartmoneymoves.com/2011/06/09/free-webinar-5-strategies-to-improve-the-bottom-line-of-your-business-in-2011/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/06/09/free-webinar-5-strategies-to-improve-the-bottom-line-of-your-business-in-2011/#comments</comments>
		<pubDate>Thu, 09 Jun 2011 18:53:13 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2393</guid>
		<description><![CDATA[
5 STRATEGIES TO IMPROVE THE BOTTOM LINE OF YOUR BUSINESS IN 2011
Join us as Ted Jenkin, CFP®, AWMA®, CRPC®, AAMS®, CMFC®, CRPS®, co-CEO and Founder of oXYGen Financial, discusses 5 key strategies to improve the ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Personal Finance 101 &#8211; Who Buys The Business?</title>
		<link>http://www.yoursmartmoneymoves.com/2011/04/11/personal-finance-101-who-buys-the-business/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/04/11/personal-finance-101-who-buys-the-business/#comments</comments>
		<pubDate>Mon, 11 Apr 2011 12:41:59 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[possible for a Buy-Sell Agreement to have a Hybrid structure]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2236</guid>
		<description><![CDATA[Part of any good business  plan is an exit strategy if the unexpected happens.  A good Buy-Sell Agreement should anticipate  certain unfortunate but foreseeable events, and make sure a plan is in place ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Personal Finance 101 &#8211; How To Value Your Business</title>
		<link>http://www.yoursmartmoneymoves.com/2011/04/04/personal-finance-101-how-to-value-your-business/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/04/04/personal-finance-101-how-to-value-your-business/#comments</comments>
		<pubDate>Mon, 04 Apr 2011 14:26:11 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2216</guid>
		<description><![CDATA[One of the trickiest  details of a good Buy-Sell Agreement is determining the purchase price to be  paid for a departing owner’s interest in the business.  Most Buy-Sell Agreements create a formula to ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Personal Finance 101 &#8211; What Is A Buy-Sell Agreement?</title>
		<link>http://www.yoursmartmoneymoves.com/2011/03/28/personal-finance-101-what-is-a-buy-sell-agreement/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/03/28/personal-finance-101-what-is-a-buy-sell-agreement/#comments</comments>
		<pubDate>Mon, 28 Mar 2011 15:10:03 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2192</guid>
		<description><![CDATA[For  many business owners, the value of their business is one of the largest  components of their overall net worth, and the business itself is the result of  years of hard work ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Unemployment Extension: F.A.Q.’s</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/23/unemployment-extension-f-a-q-%e2%80%99s/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/23/unemployment-extension-f-a-q-%e2%80%99s/#comments</comments>
		<pubDate>Wed, 23 Dec 2009 14:45:41 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[UNEMPLOYMENT CHECK RUNS OUT]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=872</guid>
		<description><![CDATA[So here are answers to some of the most frequently asked questions about the Unemployment extension:
Q. Who’s eligible for extended unemployment benefits?
A. Unemployment benefits will be extended by 14 weeks to all people in all ...]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>5 Financial Secrets to Know When You Look For a New Job</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/23/5-financial-secrets-to-know-when-you-look-for-a-new-job/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/23/5-financial-secrets-to-know-when-you-look-for-a-new-job/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 13:59:16 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=719</guid>
		<description><![CDATA[5 Financial Secrets to Know When You Look For a New Job - oXYGen Financial, Inc. co-CEO Ted Jenkin  is one of the foremost knowledgeable professionals in giving financial advice to the X and Y Generation.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Save More For Retirement? &#8211; Think Again &#8211; 401(k) Limits</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/22/save-more-for-retirement-think-again-401k-limits/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/22/save-more-for-retirement-think-again-401k-limits/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 16:30:03 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[401 K Limits]]></category>
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		<category><![CDATA[Ted Jenkin. oXYGenFinancial]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=527</guid>
		<description><![CDATA[In October, the IRS will go about announcing how much you can put in your 401(k) for 2010.   For 2009, the maximum contribution is $16,500 for people under 50 years old, and $22,000 for people who are over 50 years old.   Generally, the calculation is based upon the 3rd quarter inflation rate vs. the inflation rate one year ago.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What happens when the Unemployment Check runs out?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/12/what-happens-when-the-unemployment-check-runs-out/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/12/what-happens-when-the-unemployment-check-runs-out/#comments</comments>
		<pubDate>Sat, 12 Sep 2009 12:54:58 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[1.5 million jobless Americans]]></category>
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		<category><![CDATA[employers pay into a state insurance fund]]></category>
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		<category><![CDATA[Erik Eckholm]]></category>
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		<category><![CDATA[Small Business Owners]]></category>
		<category><![CDATA[subsidized Cobra health payments for the unemployed]]></category>
		<category><![CDATA[the National Employment Law Project]]></category>
		<category><![CDATA[the national unemployment rate]]></category>
		<category><![CDATA[Toil]]></category>
		<category><![CDATA[Unemployment Benefits]]></category>
		<category><![CDATA[Unemployment Check]]></category>
		<category><![CDATA[UNEMPLOYMENT CHECK RUNS OUT]]></category>
		<category><![CDATA[Unemployment Insurance Benefits]]></category>
		<category><![CDATA[Unemployment insurance gives income to families]]></category>
		<category><![CDATA[Unemployment Insurance Program]]></category>
		<category><![CDATA[you can’t survive if you don’t work]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=494</guid>
		<description><![CDATA[With almost 1.5 million people nearing their end of the unemployment check, the big questions will be what happens next?   If we are depending on the large corporations to create new jobs, then we will be waiting for a long time.   Big companies have been spending the last year figuring out how to reduce costs in order to meet the expectations of their shareholders.   After working 16 years for a large company, I learned restructuring is just another way to say cost cutting.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Generation Y&#8217;s goal? Wealth and fame.</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/07/generation-ys-goal-wealth-and-fame/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/07/generation-ys-goal-wealth-and-fame/#comments</comments>
		<pubDate>Mon, 07 Sep 2009 12:37:22 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
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		<category><![CDATA[David Morrison]]></category>
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		<category><![CDATA[Fame And Fortune]]></category>
		<category><![CDATA[financial advice to the X and Y Generation]]></category>
		<category><![CDATA[Generation Y]]></category>
		<category><![CDATA[Glow And Glare]]></category>
		<category><![CDATA[Jessica And Nick]]></category>
		<category><![CDATA[Life Goal]]></category>
		<category><![CDATA[Life Goals]]></category>
		<category><![CDATA[Life today is expensive]]></category>
		<category><![CDATA[Millennial Generation]]></category>
		<category><![CDATA[Millennials]]></category>
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		<category><![CDATA[oXYGen Financial]]></category>
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		<category><![CDATA[Pressure to fit in]]></category>
		<category><![CDATA[rags-to-riches stories]]></category>
		<category><![CDATA[Sponsorship Deals]]></category>
		<category><![CDATA[Usa Today]]></category>
		<category><![CDATA[want to be rich and famous]]></category>
		<category><![CDATA[Wealth and fame]]></category>
		<category><![CDATA[X and Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=451</guid>
		<description><![CDATA[Generation Y's goal? Wealth and fame. Eighty-one percent of 18- to 25-year-olds surveyed in a Pew Research Center poll released today said getting rich is their generation's most important or second-most-important life goal; 51% said the same about being famous.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Health Insurance by Arthur Benz</title>
		<link>http://www.yoursmartmoneymoves.com/2009/07/29/health-insurance-by-arthur-benz/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/07/29/health-insurance-by-arthur-benz/#comments</comments>
		<pubDate>Wed, 29 Jul 2009 12:33:20 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
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		<category><![CDATA[Bad Decision]]></category>
		<category><![CDATA[Choices]]></category>
		<category><![CDATA[Cobra Coverage]]></category>
		<category><![CDATA[Current Health]]></category>
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		<category><![CDATA[Getting Health Care]]></category>
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		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Health Insurance Coverage]]></category>
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		<category><![CDATA[High Blood Pressure]]></category>
		<category><![CDATA[Insurance Agency]]></category>
		<category><![CDATA[Insurance Carriers]]></category>
		<category><![CDATA[Layoffs]]></category>
		<category><![CDATA[Oxygen]]></category>
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		<category><![CDATA[Pre Existing Conditions]]></category>
		<category><![CDATA[Premiums]]></category>
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		<category><![CDATA[Wrong Answer]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=147</guid>
		<description><![CDATA[There are announcements almost every day of layoffs across the country. With roughly 10 percent unemployment across the United States people are concerned about their health insurance coverage. One of the things that we've been hearing is that people simply do not know whether to utilize COBRA coverage or purchase their own separate policies. written by Arthur Benz
President, oXYGen Financial Insurance, Inc.
Insurance Agency]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Focus on the purchase price . . . not the payment.</title>
		<link>http://www.yoursmartmoneymoves.com/2009/07/27/focus-on-the-purchase-price-not-the-payment/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/07/27/focus-on-the-purchase-price-not-the-payment/#comments</comments>
		<pubDate>Mon, 27 Jul 2009 13:05:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Gen X & Y Financial Advice]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Best Of Luck]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[buying your car]]></category>
		<category><![CDATA[Car Dealer]]></category>
		<category><![CDATA[Car Financing]]></category>
		<category><![CDATA[Car Price]]></category>
		<category><![CDATA[Ceo]]></category>
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		<category><![CDATA[Future Value]]></category>
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		<category><![CDATA[negotiate the price of the car]]></category>
		<category><![CDATA[Oxygen]]></category>
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		<category><![CDATA[Present Value]]></category>
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		<category><![CDATA[shopping for a car]]></category>
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		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=138</guid>
		<description><![CDATA[The other day, my mom called me up from New Jersey and she was shopping for a car. She told me over the phone what she thought was she could afford on a monthly basis for a payment.  That’s when I stopped her and said, “Never tell the dealership what you want your monthly payment to be when you negotiate a car price.”   If you talk about monthly payments at the car dealer, that is when you get yourself in a trap. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can your local school district help you save money?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/06/25/can-your-local-school-district-help-you-save-money/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/06/25/can-your-local-school-district-help-you-save-money/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 12:19:02 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
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		<category><![CDATA[Auto Body Shop]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=111</guid>
		<description><![CDATA[Right here in the state of Georgia, it's almost time for school again.  We're roughly one month away.  One of the things to look for as you're trying to save money in these tight times is to see what your local school may be able to do for you.  There are two quick things that you should look at in your research in saving money.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are You Prepared for a Job Layoff?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/02/14/are-you-prepared-for-a-job-layoff/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/02/14/are-you-prepared-for-a-job-layoff/#comments</comments>
		<pubDate>Sat, 14 Feb 2009 15:54:16 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
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		<category><![CDATA[401 K Plans]]></category>
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		<category><![CDATA[Basis One]]></category>
		<category><![CDATA[COBRA rules]]></category>
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		<category><![CDATA[lost your job]]></category>
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		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=78</guid>
		<description><![CDATA[As we get into the year of 2009, we have seen that unemployment is now hovering above 7% on a national basis. One of the things that you may want to be considering if you're working for a small, medium, or even a large employer, is exactly what you should be thinking about in case you end up getting laid off. While we never expect it to happen to us, we always need to prepare for the certainty of uncertainty.]]></description>
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		</item>
		<item>
		<title>Is it time to begin &#8216;washing&#8217; your stock laundry?</title>
		<link>http://www.yoursmartmoneymoves.com/2008/12/03/is-it-time-to-begin-washing-your-stock-laundry/</link>
		<comments>http://www.yoursmartmoneymoves.com/2008/12/03/is-it-time-to-begin-washing-your-stock-laundry/#comments</comments>
		<pubDate>Wed, 03 Dec 2008 15:37:12 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
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		<category><![CDATA[Aams]]></category>
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		<category><![CDATA[Capital Gains]]></category>
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		<category><![CDATA[consult a qualified CPA]]></category>
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		<category><![CDATA[Day Time]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Financial Stocks]]></category>
		<category><![CDATA[Internet Bubble]]></category>
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		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[offset capital gains]]></category>
		<category><![CDATA[Qualified Accountant]]></category>
		<category><![CDATA[Several Steps]]></category>
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		<category><![CDATA[Stock Losses]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Term Basis]]></category>
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		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=32</guid>
		<description><![CDATA[
Ted Jenkin, CFP®, AAMS®, AWMA®, CRPC®, CMFC®, CRPS®
Co-CEO and Founder oXYGen Financial, Inc.
I&#8217;ve been in the business almost 18 years, and I can remember scenarios around stock losses like this back in the
Internet bubble of ...]]></description>
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		</item>
		<item>
		<title>You Better Open That 401(k) Statement!</title>
		<link>http://www.yoursmartmoneymoves.com/2008/10/29/you-better-open-that-401k-statement/</link>
		<comments>http://www.yoursmartmoneymoves.com/2008/10/29/you-better-open-that-401k-statement/#comments</comments>
		<pubDate>Wed, 29 Oct 2008 14:57:19 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Gen X & Y Financial Advice]]></category>
		<category><![CDATA[401 K]]></category>
		<category><![CDATA[401(k) is a long-term investment]]></category>
		<category><![CDATA[401k Plan]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Asset Category]]></category>
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		<category><![CDATA[Cop Car]]></category>
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		<category><![CDATA[Funny Thing]]></category>
		<category><![CDATA[Have Money Questions?]]></category>
		<category><![CDATA[Long Term Investment]]></category>
		<category><![CDATA[oXYGen Financial is the Solution]]></category>
		<category><![CDATA[Peek]]></category>
		<category><![CDATA[Pundits]]></category>
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		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[Television]]></category>
		<category><![CDATA[Time Out]]></category>
		<category><![CDATA[Traffic]]></category>
		<category><![CDATA[Wrecks]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=24</guid>
		<description><![CDATA[It's your retirement and if you don't take control, the government isn't going to bail you out. Most important, are you going to want to be that one person that can't explain what happened with the accident on the side of the road. Especially if it is your retirement.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Roller Coaster Week</title>
		<link>http://www.yoursmartmoneymoves.com/2008/10/22/roller-coaster-week/</link>
		<comments>http://www.yoursmartmoneymoves.com/2008/10/22/roller-coaster-week/#comments</comments>
		<pubDate>Wed, 22 Oct 2008 14:47:24 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Gen X & Y Financial Advice]]></category>
		<category><![CDATA[401 K Contributions]]></category>
		<category><![CDATA[Black Wednesday]]></category>
		<category><![CDATA[Consecutive Heads]]></category>
		<category><![CDATA[Decisions]]></category>
		<category><![CDATA[Depression]]></category>
		<category><![CDATA[Emotional Intelligence]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Imagination]]></category>
		<category><![CDATA[Intellectual Quotient]]></category>
		<category><![CDATA[key elements to building wealth]]></category>
		<category><![CDATA[Long Time]]></category>
		<category><![CDATA[Long Time Future Planning]]></category>
		<category><![CDATA[Mattress]]></category>
		<category><![CDATA[not a time to put your money under your mattress]]></category>
		<category><![CDATA[One Thing]]></category>
		<category><![CDATA[Random Group]]></category>
		<category><![CDATA[Roller Coaster]]></category>
		<category><![CDATA[Rudder]]></category>
		<category><![CDATA[Steady Hand]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[Stock Markets]]></category>
		<category><![CDATA[Thursdays]]></category>
		<category><![CDATA[Time Horizon]]></category>
		<category><![CDATA[Waiting In Line]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=19</guid>
		<description><![CDATA[I do think the one thing that should come out of this is knowing what you make and what you spend because saving is still one of truly key elements to building wealth. To do this as the CEO of your family finances, now is the time to get with a private CFO™ to understand your balance sheet, income statement, and your bottom line. I'm pretty sure they won't do that for you on CNBC!

Visit OxygenFinancial Today]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>McMansion is part what caused McDownfall?</title>
		<link>http://www.yoursmartmoneymoves.com/2008/10/16/mcmansion-is-part-what-caused-mcdownfall/</link>
		<comments>http://www.yoursmartmoneymoves.com/2008/10/16/mcmansion-is-part-what-caused-mcdownfall/#comments</comments>
		<pubDate>Thu, 16 Oct 2008 20:46:24 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Gen X & Y Financial Advice]]></category>
		<category><![CDATA[American Dream]]></category>
		<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Barn Furniture]]></category>
		<category><![CDATA[Big House]]></category>
		<category><![CDATA[Cnbc]]></category>
		<category><![CDATA[Cnn]]></category>
		<category><![CDATA[Cribs]]></category>
		<category><![CDATA[Financial Future]]></category>
		<category><![CDATA[Furnishing]]></category>
		<category><![CDATA[Gen X]]></category>
		<category><![CDATA[Getting A Mortgage]]></category>
		<category><![CDATA[Greed]]></category>
		<category><![CDATA[Hot Tub]]></category>
		<category><![CDATA[Lifestyles Of The Rich And Famous]]></category>
		<category><![CDATA[Mcmansion]]></category>
		<category><![CDATA[Mtv Cribs]]></category>
		<category><![CDATA[Paycheck]]></category>
		<category><![CDATA[Pottery Barn]]></category>
		<category><![CDATA[Principal Interests]]></category>
		<category><![CDATA[Upkeep]]></category>
		<category><![CDATA[What This Means]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=16</guid>
		<description><![CDATA[
For all those gen-X and gen-Y out there, maybe you&#8217;ve realized that this bailout from the government around our financial future in my opinion really wasn&#8217;t totally around Wall Street, but it was in part ...]]></description>
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		<item>
		<title>You Don&#8217;t Look $300,000 Cool!</title>
		<link>http://www.yoursmartmoneymoves.com/2008/10/08/you-dont-look-300000-cool/</link>
		<comments>http://www.yoursmartmoneymoves.com/2008/10/08/you-dont-look-300000-cool/#comments</comments>
		<pubDate>Wed, 08 Oct 2008 16:15:41 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Gen X & Y Financial Advice]]></category>
		<category><![CDATA[Blue Book Value]]></category>
		<category><![CDATA[Fact Of The Matter]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Financial Sense]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Kelley Blue Book]]></category>
		<category><![CDATA[Kelly Blue Book]]></category>
		<category><![CDATA[Kelly Blue Book Value]]></category>
		<category><![CDATA[Math]]></category>
		<category><![CDATA[Mercedes Benz]]></category>
		<category><![CDATA[Mercedes Benz E Class]]></category>
		<category><![CDATA[Mercedes Benz Sedan]]></category>
		<category><![CDATA[Money Guy]]></category>
		<category><![CDATA[Moral Of The Story]]></category>
		<category><![CDATA[New Car Purchase]]></category>
		<category><![CDATA[One Thing]]></category>
		<category><![CDATA[Radio Show]]></category>
		<category><![CDATA[Retail Value]]></category>
		<category><![CDATA[Wholesale]]></category>
		<category><![CDATA[Wholesale Value]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=9</guid>
		<description><![CDATA[
Hey folks, one thing I will tell you, as I&#8217;ve been saying in the Money Guy&#8217;s radio show, is the fact that as much as a new car looks nice and makes you feel good, ...]]></description>
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		<item>
		<title>Should You Convert Your Roth IRA?</title>
		<link>http://www.yoursmartmoneymoves.com/2008/10/01/convert-your-roth-ira/</link>
		<comments>http://www.yoursmartmoneymoves.com/2008/10/01/convert-your-roth-ira/#comments</comments>
		<pubDate>Wed, 01 Oct 2008 14:06:41 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Gen X & Y Financial Advice]]></category>
		<category><![CDATA[Accountant]]></category>
		<category><![CDATA[Adjusted Gross Income]]></category>
		<category><![CDATA[Better Time]]></category>
		<category><![CDATA[Convert Your Roth IRA]]></category>
		<category><![CDATA[Cpa]]></category>
		<category><![CDATA[Cpa Accountant]]></category>
		<category><![CDATA[Football Season]]></category>
		<category><![CDATA[Handful]]></category>
		<category><![CDATA[Hey]]></category>
		<category><![CDATA[Jobs]]></category>
		<category><![CDATA[Legislation]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[News Flash]]></category>
		<category><![CDATA[Opportunity]]></category>
		<category><![CDATA[Portfolio]]></category>
		<category><![CDATA[Recharacterization]]></category>
		<category><![CDATA[Roth Ira]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[Tax Decisions]]></category>
		<category><![CDATA[Tax Liability]]></category>
		<category><![CDATA[Tax Strategy]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=1</guid>
		<description><![CDATA[
Hey folks, I&#8217;ve got a news flash for you. Going into October, it isn&#8217;t just football season, it&#8217;s recharacterization season. While most of you are worried about the stock market, I hear individuals and businesses ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
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</rss>

