It won’t be long before it is holiday time, and people will be looking for stocking stuffers and gifts to get for the family. One great website I found and use is called www.1saleaday.com. It is very simple as each day it only sells three items. One item is in the wireless area, one in the watch arena, and one deal of the day that is randomly selected. Recently, I purchased a Field and Stream men’s black rubber watch that typically retails for $34.99 for less than $10.

Should you finance your company with a credit card?
Haven’t we learned anything yet? There is always a price to pay when you borrow debt.For every $1,000 in unpaid credit card debt, a start-up business increases the probability that it will close by 2.2% on average compared with having no such debt, economics researcher Robert H. Scott said in a report released this month.

9 financial tips for Generation Y. Perhaps not surprisingly, more than half of employees between 21 and 32 say that they’re living paycheck to paycheck, according to a recent survey by insurer Metlife. Nearly three-fourths of respondents are concerned about making ends meet.

Fortunately, you can get off to a sound financial start with these nine tips.

Join Ted Jenkin, Co-CEO and Founder oXYGen Financial, Inc. – live September 8th on 790 The Zone – Click here to join in LIVE at 9:25 am

There has always been an allure about joining a local country club. With how things are going in the overall economy these days, now may be the perfect opportunity to venture into that country club that you always wanted to join, but thought that you could never afford. Many of the upper-end country clubs today have either reduced or waived their overall initiation fee, which is the first hurdle for most people.

Beginning this month in August and future months going forward, the credit card accountability responsibility and disclosure act will go into effect and it phases in over roughly the next 13 months. There are many different mandates, but I wanted to share 10 with you that I thought would be of significance as you plan your personal finances.

Its official, the 2nd Qtr of 2009 set the All-Time record for single family home sales, eclipsing the 2nd Qtr of 2005 by a wide margin. Many people don’t realize that the 1st Qtr of 2009 also set the All-Time home sales record, and the 4th Qtr of 2008 was nearly a record. Home sales in June were up 137% over 2008, a trend we’re seeing regularly throughout SW Florida.

Lately, I’ve been thinking of canceling my gym membership. What I’ve found is that most people do not use their gym membership to its full capacity, especially for as much as we all pay for it. My membership is a dollar a day, which is approximately $35 dollars a month including taxes. How often do you go to the gym in a month? Is it worth $35 a month? I haven’t been to the gym for about two months and I usually go once every other month and I know for a fact that I have not use it like I should. If you do use your gym membership—that is awesome, you are definitely getting your money’s worth!

Despite the old saying “opposites attract,” scholars have found that in almost every way imaginable, people tend to choose mates who look, sound and act as they do. But in the area perhaps most fraught with potential conflict — money — somehow, some way, people gravitate toward their polar opposite, a new study says.

It’s important that you have someone there to help you determine if what you want is something you should purchase at the store or on Craigslist so that you know you’ve made the right financial decisions. Click here to Visit or Call Oxygen Financial at 678-551-7955 for a consultation to learn more so you don’t feel overwhelmed while you’re shopping online! Happy hunting!!