In basic economics, we all learned about the law of supply and demand.  We have seen how powerful this can be over the past several years in the real estate market as …

Natural Gas Rates are at their lowest levels in years, and locking in a fixed rate for winter can save you money.
After this long hot summer, it’s hard to remember what cool temperatures …

You just turned 30 years old, and are still have credit card debt hanging over your head.   While you were out partying and paying off student loans during your 20’s, you realize that …

My oldest daughter is just about to turn 13, and I can’t believe she is a teenager already.   As I always have money and personal finances on my mind, I kept thinking …

Despite common belief, filing unfiled tax returns regardless of how many years have passed is not as scary as it may sound. Do not be deterred from doing so even if you do not currently …

Everyone is interesting saving money, and in the shopping market timing is everything.   For many years, I have shared with clients that the best deals generally come in the off season if …

Home Inspection: What is it?  Who needs one? What does a good home inspection include? How do I choose a quality home inspector? Should I have a brand new home inspected?
These are …

So what does it take to raise a child?  They used to say it took a village to raise a child.   Today it can be more challenging than ever with the influence …

Through the creation of a captive insurance company, businesses can cut their taxes and increase the value of their estate.
A business creates a captive insurance company to insure its risk; the captive …

It doesn’t take a financial expert to recognize The United States Government cannot keep spending money at the current rate.  I don’t care whether you are a Republican or Democrat, we have …