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	<title>Your Smart Money Moves &#187; Financial Advice</title>
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	<description>oXYGen Financial - Your Smart Money Moves - Financial Resource Blog</description>
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		<title>Hot Summertime Deals</title>
		<link>http://www.yoursmartmoneymoves.com/2010/07/13/hot-summertime-deals/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/07/13/hot-summertime-deals/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 13:51:25 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Alpharetta]]></category>
		<category><![CDATA[atlanta]]></category>
		<category><![CDATA[Bargaining Power]]></category>
		<category><![CDATA[Baseball Glove]]></category>
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		<category><![CDATA[Cheap New Tennis Racket]]></category>
		<category><![CDATA[Country Clubs]]></category>
		<category><![CDATA[Coupons]]></category>
		<category><![CDATA[Croquet]]></category>
		<category><![CDATA[Deals and Savings]]></category>
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		<category><![CDATA[Hot Summertime Deals]]></category>
		<category><![CDATA[How do your next door neighbors spend their money?]]></category>
		<category><![CDATA[local sporting goods stores]]></category>
		<category><![CDATA[Market Timing]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1429</guid>
		<description><![CDATA[Everyone is interesting saving money, and in the shopping  market timing is everything.   For many  years, I have shared with clients that the best deals generally come in the off  season if ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/07/13/hot-summertime-deals/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How Do I Get A Good Home Inspection?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/07/06/how-do-i-get-a-good-home-inspection/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/07/06/how-do-i-get-a-good-home-inspection/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 14:47:04 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Adversarial Relationship]]></category>
		<category><![CDATA[Buying A House]]></category>
		<category><![CDATA[buying a house without a home inspection]]></category>
		<category><![CDATA[Common Goal]]></category>
		<category><![CDATA[Deficiencies]]></category>
		<category><![CDATA[Electrical Systems]]></category>
		<category><![CDATA[Furnace]]></category>
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		<category><![CDATA[home inspection in and around the Atlanta area]]></category>
		<category><![CDATA[Home Inspection Report]]></category>
		<category><![CDATA[Home Inspections]]></category>
		<category><![CDATA[home inspections on Brand New Homes]]></category>
		<category><![CDATA[Home Inspector]]></category>
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		<category><![CDATA[How Do I Get A Good Home Inspection]]></category>
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		<category><![CDATA[Jeff Camp Atlanta Metro Home Inspector]]></category>
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		<category><![CDATA[Request a FREE consultation]]></category>
		<category><![CDATA[Sewage]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[The standards of a home inspection report]]></category>
		<category><![CDATA[Unexpected Repairs]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1407</guid>
		<description><![CDATA[Home  Inspection: What  is it?  Who needs one? What does a good home inspection include? How do I  choose a quality home inspector? Should I have a brand new home inspected?
These are ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/07/06/how-do-i-get-a-good-home-inspection/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Hey Middle Class &#8211; It’s $369,000 A Kid!</title>
		<link>http://www.yoursmartmoneymoves.com/2010/06/30/hey-middle-class-it%e2%80%99s-369000-a-kid/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/06/30/hey-middle-class-it%e2%80%99s-369000-a-kid/#comments</comments>
		<pubDate>Wed, 30 Jun 2010 14:10:58 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[5 Financial Questions To Ask Yourself Right Now]]></category>
		<category><![CDATA[529 Plans – Are They Right For You?]]></category>
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		<category><![CDATA[Influence Of Television]]></category>
		<category><![CDATA[largest expense in raising a newborn]]></category>
		<category><![CDATA[Life Insurance For My Children?]]></category>
		<category><![CDATA[Married Couple]]></category>
		<category><![CDATA[Middle Class Family]]></category>
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		<category><![CDATA[Out Of Mind Out Of Sight]]></category>
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		<category><![CDATA[Personal Financial Plan]]></category>
		<category><![CDATA[raise a child from birth to seventeen years old]]></category>
		<category><![CDATA[Seventeen Years]]></category>
		<category><![CDATA[Single Parent Family]]></category>
		<category><![CDATA[Smart Financial Moves After A Divorce]]></category>
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		<category><![CDATA[Television Internet]]></category>
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		<category><![CDATA[what does it cost to raise a child]]></category>
		<category><![CDATA[What If I Need A Cash Advance?]]></category>
		<category><![CDATA[year of expenses per child]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1397</guid>
		<description><![CDATA[So what does it take to  raise a child?  They used to say it took  a village to raise a child.   Today it  can be more challenging than ever with the influence ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/06/30/hey-middle-class-it%e2%80%99s-369000-a-kid/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>How Can A Business Owner Save Money?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/06/22/how-can-a-business-owner-save-money/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/06/22/how-can-a-business-owner-save-money/#comments</comments>
		<pubDate>Tue, 22 Jun 2010 12:17:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[5 Financial Questions To Ask Yourself Right Now]]></category>
		<category><![CDATA[Additional Insurance]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[businesses can cut their taxes]]></category>
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		<category><![CDATA[Great Small Business Tax Deductions]]></category>
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		<category><![CDATA[Working with a financial adviser]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1366</guid>
		<description><![CDATA[Through  the creation of a captive insurance company, businesses can cut their taxes and  increase the value of their estate.
A business creates a captive insurance company to insure  its risk; the captive ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/06/22/how-can-a-business-owner-save-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax advice or Investment advice- Which will be more important?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/06/14/tax-advice-or-investment-advice-which-will-be-more-important/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/06/14/tax-advice-or-investment-advice-which-will-be-more-important/#comments</comments>
		<pubDate>Mon, 14 Jun 2010 13:42:51 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[2011 Tax Increases]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1352</guid>
		<description><![CDATA[It doesn’t take a financial expert  to recognize The United States Government cannot keep spending money at the current  rate.  I don’t care whether you are a  Republican or Democrat, we have ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What If I Need A Cash Advance?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/06/09/what-if-i-need-a-cash-advance/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/06/09/what-if-i-need-a-cash-advance/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 13:11:51 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1320</guid>
		<description><![CDATA[It  is never fun being behind on paying your bills.   With more and more people living paycheck to paycheck, we often get the  question, “what happens if I need money in a ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/06/09/what-if-i-need-a-cash-advance/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Smart Financial Moves After A Divorce</title>
		<link>http://www.yoursmartmoneymoves.com/2010/05/17/smart-financial-moves-after-a-divorce/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/05/17/smart-financial-moves-after-a-divorce/#comments</comments>
		<pubDate>Mon, 17 May 2010 12:44:30 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[Ten Things To Include In Your Will]]></category>
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		<category><![CDATA[Update Your Beneficiary Designations]]></category>
		<category><![CDATA[what to do during a divorce]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1294</guid>
		<description><![CDATA[Divorce  is one of those life events that may be one of the most difficult transitions  any person has to make.  Some of the  divorces end up amicably, while others end up ...]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>My Mom knows Car Rentals!</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/22/my-mom-knows-car-rentals/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/22/my-mom-knows-car-rentals/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 12:47:50 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1217</guid>
		<description><![CDATA[I  always wondered which parent I got my financial smarts from, and I now I know  that my Mom knows a thing or two about saving money.   If you follow her advice, she ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/04/22/my-mom-knows-car-rentals/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>5 Financial Questions To Ask Yourself Right Now</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/14/5-financial-questions-to-ask-yourself-right-now/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/14/5-financial-questions-to-ask-yourself-right-now/#comments</comments>
		<pubDate>Wed, 14 Apr 2010 12:33:13 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Are my beneficiary designations up to date]]></category>
		<category><![CDATA[Are my insurance coverage’s in place]]></category>
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		<category><![CDATA[beef up your cash reserve]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[building wealth during the next up economic cycle]]></category>
		<category><![CDATA[Company Stock]]></category>
		<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[Do I have a spending plan or budget in place]]></category>
		<category><![CDATA[Do I have enough of a cash reserve]]></category>
		<category><![CDATA[Economic Cycle]]></category>
		<category><![CDATA[Exit Strategy]]></category>
		<category><![CDATA[exit strategy with my investments]]></category>
		<category><![CDATA[Federal Debt]]></category>
		<category><![CDATA[Financial Questions]]></category>
		<category><![CDATA[Free Financial Consultation]]></category>
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		<category><![CDATA[how far your money may go down]]></category>
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		<category><![CDATA[Least Three Months]]></category>
		<category><![CDATA[Market Uncertainty]]></category>
		<category><![CDATA[more people get their financial homes in order]]></category>
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		<category><![CDATA[Roller Coaster]]></category>
		<category><![CDATA[run your family finances like a business]]></category>
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		<category><![CDATA[Ups And Downs]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1194</guid>
		<description><![CDATA[With a roller coaster economy, high job unemployment, and  increasing federal debt, this is the time to take stock and ask yourself some  important financial questions to make sure you keep your financial ...]]></description>
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		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>5 Last Minute Tax Ideas Before Filing</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/07/5-last-minute-tax-ideas-before-filing/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/07/5-last-minute-tax-ideas-before-filing/#comments</comments>
		<pubDate>Wed, 07 Apr 2010 13:20:33 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[5 Last Minute Tax Ideas Before Filing]]></category>
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		<category><![CDATA[April 15th]]></category>
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		<category><![CDATA[ax Services in Atlanta]]></category>
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		<category><![CDATA[home-buyer credit]]></category>
		<category><![CDATA[Last Minute Tax Strategies]]></category>
		<category><![CDATA[lock the money up for the long term for retirement]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1175</guid>
		<description><![CDATA[April  15th is right around the corner.   If you haven’t filed yet, there may be a few ideas left in the Easter  bunny basket to help you minimize your tax liability. According ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can you rollover your 401(k) account Before you leave your employer?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/01/can-you-rollover-your-401k-account-before-you-leave-your-employer/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/01/can-you-rollover-your-401k-account-before-you-leave-your-employer/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 14:03:47 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[401 K Limits]]></category>
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		<category><![CDATA[529 Plans – Are They Right For You?]]></category>
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		<category><![CDATA[age 59 1/2 rollovers]]></category>
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		<category><![CDATA[Company Policies]]></category>
		<category><![CDATA[Converting an IRA to a ROTH IRA]]></category>
		<category><![CDATA[Critical Decision]]></category>
		<category><![CDATA[Eligibility Rules]]></category>
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		<category><![CDATA[financial advisor]]></category>
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		<category><![CDATA[Health Savings Account Limits For 2010]]></category>
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		<category><![CDATA[Jut]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[qualified CPA]]></category>
		<category><![CDATA[rollover your 401(k) to a Traditional IRA]]></category>
		<category><![CDATA[Rollovers]]></category>
		<category><![CDATA[Roth Ira]]></category>
		<category><![CDATA[Save More For Retirement? 401(k) Limit]]></category>
		<category><![CDATA[Service Distribution]]></category>
		<category><![CDATA[Social Security – Take it Now Or Later?]]></category>
		<category><![CDATA[Summary Plan Description]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Traditional Ira]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1161</guid>
		<description><![CDATA[In recent conversations I have had with some clients, the  question has come up as to whether you call rollover your 401(k) to a  Traditional IRA while you are still employed at your ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Did the health care bill just crush my taxes?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/30/did-the-health-care-bill-just-crush-my-taxes/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/30/did-the-health-care-bill-just-crush-my-taxes/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 12:49:37 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[9 Months]]></category>
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		<category><![CDATA[Atlanta Georgia]]></category>
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		<category><![CDATA[Capital Gains]]></category>
		<category><![CDATA[capital gains tax increase]]></category>
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		<category><![CDATA[Free Tax Help]]></category>
		<category><![CDATA[Free Tax Time Consultation]]></category>
		<category><![CDATA[future income taxes could end up skyrocketing]]></category>
		<category><![CDATA[Health Care Bill]]></category>
		<category><![CDATA[health care bill and taxes]]></category>
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		<category><![CDATA[Income Sources]]></category>
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		<category><![CDATA[Married Couples]]></category>
		<category><![CDATA[Medicare Tax]]></category>
		<category><![CDATA[Medicare tax is going to go up]]></category>
		<category><![CDATA[Medium Size Business]]></category>
		<category><![CDATA[overall tax management plan]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
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		<category><![CDATA[Scotty Beam]]></category>
		<category><![CDATA[state income tax and sales tax being raised]]></category>
		<category><![CDATA[Tax Hike]]></category>
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		<category><![CDATA[Wage Earners]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1154</guid>
		<description><![CDATA[Scotty, beam me up!   I say this because after reading through the  health care bill the taxes that are coming to pay for the plan will make you  feel like you are in ...]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>I like April 15th!</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/25/i-like-april-15th/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/25/i-like-april-15th/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 12:56:23 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[April]]></category>
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		<category><![CDATA[Atlanta Tax Advisor]]></category>
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		<category><![CDATA[Dancing With The Starts]]></category>
		<category><![CDATA[Days Of The Year]]></category>
		<category><![CDATA[Employee Structure]]></category>
		<category><![CDATA[Financial Experts]]></category>
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		<category><![CDATA[Long Term Capital]]></category>
		<category><![CDATA[Long Term Capital Gain]]></category>
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		<category><![CDATA[people who got the tax refunds]]></category>
		<category><![CDATA[Reality Show]]></category>
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		<category><![CDATA[tax deductions you legitimately can take]]></category>
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		<category><![CDATA[you should consider converting your IRA’s to Roth IRA]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1143</guid>
		<description><![CDATA[Within a few weeks, we will  be approaching one of my favorite days of the year April 15th.   This is the last day of the official tax  season unless you are filing an ...]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>40 Year Old Business Virgin with Randy S. Gold, CPA</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/19/40-year-old-business-virgin-with-randy-s-gold-cpa/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/19/40-year-old-business-virgin-with-randy-s-gold-cpa/#comments</comments>
		<pubDate>Fri, 19 Mar 2010 12:44:12 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Video Learning / Media]]></category>
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		<category><![CDATA[Atlanta Area]]></category>
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		<category><![CDATA[Construction Practice]]></category>
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		<category><![CDATA[S Real Estate]]></category>
		<category><![CDATA[Strategy And Tactics]]></category>
		<category><![CDATA[True Passion]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1126</guid>
		<description><![CDATA[



40 Year Old Business Virgin – Business Radio
Come join Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 This and EVERY  Friday at 12pm as they  interview local Atlanta Area CEOs to learn the ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 10 Ways To Tighten Up Expenses For Business Owners</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/15/top-10-ways-to-tighten-up-expenses-for-business-owners/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/15/top-10-ways-to-tighten-up-expenses-for-business-owners/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 12:08:28 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Bankrate]]></category>
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		<category><![CDATA[build strong relationships]]></category>
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		<category><![CDATA[Business Trips]]></category>
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		<category><![CDATA[Top 10 Ways To Tighten Up Expenses]]></category>
		<category><![CDATA[Umbrella Policies]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1113</guid>
		<description><![CDATA[Top 10 Ways To Tighten Up Expenses For Business Owners
By: Cindy  Buie
Sometimes thinking small is the best way to achieve big results. Such is  the case for closely-held businesses looking for unique ways ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Physician Shortage Now and Ahead</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/08/physician-shortage-now-and-ahead/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/08/physician-shortage-now-and-ahead/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 13:46:13 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Aamc]]></category>
		<category><![CDATA[Concierge Medicine]]></category>
		<category><![CDATA[Daily Basis]]></category>
		<category><![CDATA[Eric Gadlage]]></category>
		<category><![CDATA[Family Medicine]]></category>
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		<category><![CDATA[Same Time Period]]></category>
		<category><![CDATA[Substantial Decrease]]></category>
		<category><![CDATA[Team Doctors Preferred Access]]></category>
		<category><![CDATA[Universal Healthcare]]></category>
		<category><![CDATA[www.theteamdoctors.com]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1067</guid>
		<description><![CDATA[Physician  Shortage Now and Ahead
by Eric  Gadlage
Physician Shortage Gives Rise to Preferred Access  Solutions
According to the AAMC, the United States is expected  to face a shortage of 124,000-159,000 physicians by 2025. ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do you need disability insurance?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/02/25/do-you-need-disability-insurance/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/02/25/do-you-need-disability-insurance/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 14:51:40 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Base Salary]]></category>
		<category><![CDATA[Be wary of “hypotheticals” in insurance policies!]]></category>
		<category><![CDATA[Bonus Program]]></category>
		<category><![CDATA[Certain Age]]></category>
		<category><![CDATA[Cost Of Living Increases]]></category>
		<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[Do I need disability insurance]]></category>
		<category><![CDATA[Employer Programs]]></category>
		<category><![CDATA[Health Insurance by Arthur Benz]]></category>
		<category><![CDATA[Health Insurance- Where are we headed?]]></category>
		<category><![CDATA[Insurance Company Alpharetta GA]]></category>
		<category><![CDATA[Insurance Programs]]></category>
		<category><![CDATA[Long Term Care Insurance . . How Does It Work?]]></category>
		<category><![CDATA[M 65]]></category>
		<category><![CDATA[Maximum Payout]]></category>
		<category><![CDATA[My Beautiful Car and Its Insurance]]></category>
		<category><![CDATA[Nuances]]></category>
		<category><![CDATA[Old Job]]></category>
		<category><![CDATA[oXYGen Financial Insurance]]></category>
		<category><![CDATA[Oxygen Insurance]]></category>
		<category><![CDATA[OxygenFinancial]]></category>
		<category><![CDATA[Personal Situation]]></category>
		<category><![CDATA[Retirement Contributions]]></category>
		<category><![CDATA[Retirement Goals]]></category>
		<category><![CDATA[Short Period]]></category>
		<category><![CDATA[Small Business Owners]]></category>
		<category><![CDATA[Taxable Income]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Time Limit]]></category>
		<category><![CDATA[Top 5 Insurance Policies To Avoid]]></category>
		<category><![CDATA[Types Of Insurance]]></category>
		<category><![CDATA[Waiting Period]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1037</guid>
		<description><![CDATA[
There are many types of insurance  programs to manage these days.  Yet, one of the programs most  misunderstood by employees of companies and small business owners is  the need for disability ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Tax Deductions Could Go Away In The Future?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/02/11/what-tax-deductions-could-go-away-in-the-future/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/02/11/what-tax-deductions-could-go-away-in-the-future/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 14:32:11 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[2010 Mileage Rates]]></category>
		<category><![CDATA[401 K Plans]]></category>
		<category><![CDATA[401(k) Plans deductions]]></category>
		<category><![CDATA[Charitable Contributions]]></category>
		<category><![CDATA[Charitable Contributions Tax Deductions]]></category>
		<category><![CDATA[Committee On Taxation]]></category>
		<category><![CDATA[Do You Pay Your Taxes By Credit Card]]></category>
		<category><![CDATA[Employer Provided Healthcare]]></category>
		<category><![CDATA[Federal Deficit]]></category>
		<category><![CDATA[Financial Decision]]></category>
		<category><![CDATA[Fiscal Policy]]></category>
		<category><![CDATA[Inevitability]]></category>
		<category><![CDATA[Joint Committee On Taxation]]></category>
		<category><![CDATA[Local Taxes]]></category>
		<category><![CDATA[Management Strategy]]></category>
		<category><![CDATA[massive federal deficit]]></category>
		<category><![CDATA[Mileage Rates]]></category>
		<category><![CDATA[Mortgage Interest Deduction]]></category>
		<category><![CDATA[Most Overlooked Tax Deductions]]></category>
		<category><![CDATA[Omb]]></category>
		<category><![CDATA[Pundits]]></category>
		<category><![CDATA[Rule Of Thumb]]></category>
		<category><![CDATA[State & Local Taxes deductions]]></category>
		<category><![CDATA[State Amp]]></category>
		<category><![CDATA[Table 19]]></category>
		<category><![CDATA[Tax Changes]]></category>
		<category><![CDATA[Tax Changes For 2010]]></category>
		<category><![CDATA[Tax Deductions]]></category>
		<category><![CDATA[Tax Management]]></category>
		<category><![CDATA[tax management strategy]]></category>
		<category><![CDATA[The Top 10 Most Overlooked Tax Deductions]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=999</guid>
		<description><![CDATA[All of us know that the United States  is in a massive federal deficit.  Most pundits on television are  letting us know that taxes in some way, shape, or form will have ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ten Things To Include In Your Will</title>
		<link>http://www.yoursmartmoneymoves.com/2010/02/09/ten-things-to-include-in-your-will/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/02/09/ten-things-to-include-in-your-will/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 13:14:11 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Barbara Kate Repa]]></category>
		<category><![CDATA[Beneficiaries]]></category>
		<category><![CDATA[Bequests]]></category>
		<category><![CDATA[Business Associates]]></category>
		<category><![CDATA[Children Charities]]></category>
		<category><![CDATA[directions for allocating business assets]]></category>
		<category><![CDATA[dividing personal assets]]></category>
		<category><![CDATA[Executor]]></category>
		<category><![CDATA[First Choice]]></category>
		<category><![CDATA[Friends]]></category>
		<category><![CDATA[Giv]]></category>
		<category><![CDATA[how to settle debts and final expenses]]></category>
		<category><![CDATA[People]]></category>
		<category><![CDATA[Percentages]]></category>
		<category><![CDATA[Personal Assets]]></category>
		<category><![CDATA[Personal Property]]></category>
		<category><![CDATA[Personal Representative]]></category>
		<category><![CDATA[Pool]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Recipient]]></category>
		<category><![CDATA[Relatives]]></category>
		<category><![CDATA[Residuary Estate]]></category>
		<category><![CDATA[specific bequests]]></category>
		<category><![CDATA[Ten Things To Include In Your Will]]></category>
		<category><![CDATA[Wills]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=995</guid>
		<description><![CDATA[Ten  Things To Include In Your Will
Here is a great article By Barbara  Kate Repa,
Caring.com Senior Editor that I came  across on www.caring.com
1. Name a  personal representative or executor.
In an individual ...]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How do your next door neighbors spend their money?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/02/04/how-does-your-next-door-neighbors-spend-their-money/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/02/04/how-does-your-next-door-neighbors-spend-their-money/#comments</comments>
		<pubDate>Thu, 04 Feb 2010 14:56:31 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[7 Money Tips for a New Marriage]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Aggregates]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Analyze Your Cell Phone Bill]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Bundle.com]]></category>
		<category><![CDATA[Cmfc]]></category>
		<category><![CDATA[Complete Stain Removal Guide]]></category>
		<category><![CDATA[comprehensive financial plan]]></category>
		<category><![CDATA[Crpc]]></category>
		<category><![CDATA[Crps]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Finan]]></category>
		<category><![CDATA[Financial Statistics]]></category>
		<category><![CDATA[Free Consultation]]></category>
		<category><![CDATA[Home Repairs]]></category>
		<category><![CDATA[Invest and Save Money]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Kile Lewis]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Money Tips]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[OxygenFinancial]]></category>
		<category><![CDATA[Personal Data]]></category>
		<category><![CDATA[Personal Economy]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Share A Ta]]></category>
		<category><![CDATA[Stain Removal Guide]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[The Top 10 Travel Websites]]></category>
		<category><![CDATA[Tiger Woods]]></category>
		<category><![CDATA[Travel And Leisure]]></category>
		<category><![CDATA[Vantage Points]]></category>
		<category><![CDATA[What did it cost a decade ago?]]></category>
		<category><![CDATA[What If Tiger Woods Was A Stock]]></category>
		<category><![CDATA[X and Y Generation]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=992</guid>
		<description><![CDATA[Didn’t  you always wonder what your next door neighbor spends on their money  on every year?  Or maybe you were curious on whether you spend more  or less than you should ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Should I keep my old car or buy a new one?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/29/should-i-keep-my-old-car-or-buy-a-new-one/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/29/should-i-keep-my-old-car-or-buy-a-new-one/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 15:05:37 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[9 financial tips for Generation Y]]></category>
		<category><![CDATA[Alpha]]></category>
		<category><![CDATA[Atlanta Financial Resources]]></category>
		<category><![CDATA[Automobiles]]></category>
		<category><![CDATA[before you buy a new car]]></category>
		<category><![CDATA[Best Things To Buy In January]]></category>
		<category><![CDATA[Bruises]]></category>
		<category><![CDATA[car incentives]]></category>
		<category><![CDATA[Car Payment]]></category>
		<category><![CDATA[Clunker]]></category>
		<category><![CDATA[Emotions]]></category>
		<category><![CDATA[gadgets]]></category>
		<category><![CDATA[Garmin]]></category>
		<category><![CDATA[Loan Interest Rate]]></category>
		<category><![CDATA[Mechanic]]></category>
		<category><![CDATA[Mobile Technology]]></category>
		<category><![CDATA[My Beautiful Car and Its Insurance]]></category>
		<category><![CDATA[New Car]]></category>
		<category><![CDATA[Outlay]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[OxygenFinancial]]></category>
		<category><![CDATA[Plunge]]></category>
		<category><![CDATA[Repair Bills]]></category>
		<category><![CDATA[Repair Expenses]]></category>
		<category><![CDATA[Safety Features]]></category>
		<category><![CDATA[Scratches]]></category>
		<category><![CDATA[Should I buy a New Car]]></category>
		<category><![CDATA[Side Air Bags]]></category>
		<category><![CDATA[Sound Advice]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Tomtom]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=965</guid>
		<description><![CDATA[I get this question all the time, especially in Atlanta where people are car conscious.   The debate around how long to keep the old car you have been nursing the scratches and bruises ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2010 Mileage Rates!</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/27/2010-mileage-rates/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/27/2010-mileage-rates/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 14:05:02 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[2010 Mileage Rates]]></category>
		<category><![CDATA[50 Cents]]></category>
		<category><![CDATA[Accountant]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Atlanta Georgia Money]]></category>
		<category><![CDATA[Automobile Expenses]]></category>
		<category><![CDATA[automobile expenses or mileage]]></category>
		<category><![CDATA[Bottom Line]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Business Miles]]></category>
		<category><![CDATA[Business Travel]]></category>
		<category><![CDATA[charitable]]></category>
		<category><![CDATA[Charitable Organizations]]></category>
		<category><![CDATA[deductible costs of operating an automobile]]></category>
		<category><![CDATA[Independent Contractor]]></category>
		<category><![CDATA[Internal Revenue Service]]></category>
		<category><![CDATA[Irs]]></category>
		<category><![CDATA[Irs Gov]]></category>
		<category><![CDATA[January 1st]]></category>
		<category><![CDATA[medical]]></category>
		<category><![CDATA[Methodology]]></category>
		<category><![CDATA[Mileage]]></category>
		<category><![CDATA[moving purposes]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[OxygenFinancial]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Standard Mileage Rate]]></category>
		<category><![CDATA[Standard Mileage Rates]]></category>
		<category><![CDATA[standard mileage rates for the use of a car]]></category>
		<category><![CDATA[Study Source]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[The Internal Revenue Service]]></category>
		<category><![CDATA[Transportation Costs]]></category>
		<category><![CDATA[Vans]]></category>
		<category><![CDATA[Variable Costs]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=957</guid>
		<description><![CDATA[As each year changes, so do the  deductions we can take every year as it relates to mileage with  business, charitable, and medical mileage.   I often find that people  I ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Do You Pay Your Taxes By Credit Card?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/21/do-you-pay-your-taxes-by-credit-card/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/21/do-you-pay-your-taxes-by-credit-card/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 13:39:47 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[Adjusted Gross Income]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Atlanta Tax Consultants]]></category>
		<category><![CDATA[Atm Card]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[Cmfc]]></category>
		<category><![CDATA[Convenience Fee]]></category>
		<category><![CDATA[Credit Card Comparison]]></category>
		<category><![CDATA[Crpc]]></category>
		<category><![CDATA[estimated tax payments]]></category>
		<category><![CDATA[Federal Income Taxes]]></category>
		<category><![CDATA[Free Financial Consultation]]></category>
		<category><![CDATA[Frequent Flier Miles]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Irs Gov]]></category>
		<category><![CDATA[Is It Time To Change Credit Cards]]></category>
		<category><![CDATA[Itemized Deduction]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Overdraft Changes On Your ATM Card]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[OxygenFinancial]]></category>
		<category><![CDATA[Pay Your Taxes By Credit Card]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Rewards Points]]></category>
		<category><![CDATA[Tail Wag]]></category>
		<category><![CDATA[Tax Changes For 2010]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[The Top 10 Most Overlooked Tax Deductions]]></category>
		<category><![CDATA[Top 10 Credit Card Comparison Resource Sites]]></category>
		<category><![CDATA[Wag The Dog]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=941</guid>
		<description><![CDATA[Some business owners or people who pay  estimated tax payments end up paying their federal income taxes with  a credit card.
If you pay your income tax (including  estimated tax payments) by credit ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Top 10 Most Overlooked Tax Deductions</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/20/the-top-10-most-overlooked-tax-deductions/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/20/the-top-10-most-overlooked-tax-deductions/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 14:18:42 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[2010 Tax Deductions]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[Business Owner Deductions]]></category>
		<category><![CDATA[Can I deduct State Sales Tax]]></category>
		<category><![CDATA[Cmfc]]></category>
		<category><![CDATA[Cost Basis]]></category>
		<category><![CDATA[Crpc]]></category>
		<category><![CDATA[Crps]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Deducting my Refinance or mortgage]]></category>
		<category><![CDATA[Employee Expenses]]></category>
		<category><![CDATA[Free Consultation]]></category>
		<category><![CDATA[How to make a tax deduction]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[investment and tax expenses]]></category>
		<category><![CDATA[Itemized Deduction]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Medical Business]]></category>
		<category><![CDATA[Missed Tax Deduction]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Private Loans]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Student Loan Interest]]></category>
		<category><![CDATA[Tax Management]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[unreimbursed employee expenses]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=932</guid>
		<description><![CDATA[Top  10 Most Overlooked Tax Deductions
Ted  Jenkin, CFP®,  AAMS®,  AWMA®,  CRPC®,  CMFC®,  CRPS®
Co-CEO  and Founder oXYGen Financial, Inc. Request  a FREE consultation: www.oxygenfinancial.net
Get the most out ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Update Your Beneficiary Designations</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/06/update-your-beneficiary-designations/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/06/update-your-beneficiary-designations/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 15:08:15 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[401 K Limits]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Atlanta Financial Planning]]></category>
		<category><![CDATA[Beneficiary Designation]]></category>
		<category><![CDATA[Beneficiary Designations]]></category>
		<category><![CDATA[Contingent Beneficiary]]></category>
		<category><![CDATA[Divorce Decree]]></category>
		<category><![CDATA[Divorce Separation]]></category>
		<category><![CDATA[Family Situation]]></category>
		<category><![CDATA[Family Situations]]></category>
		<category><![CDATA[Holiday Activities]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Long Term Care Insurance]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[OxygenFinancial]]></category>
		<category><![CDATA[Plan Documents]]></category>
		<category><![CDATA[Retirement Benefits]]></category>
		<category><![CDATA[Retirement Plan Benefits]]></category>
		<category><![CDATA[Smooth Transition]]></category>
		<category><![CDATA[Sweeping Changes]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Term Care Insurance]]></category>
		<category><![CDATA[Unintended Consequences]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=902</guid>
		<description><![CDATA[Many  people today are experiencing significant and sometimes sweeping  changes in their family situations.   Perhaps a recent divorce,  separation, or marriage.   Or, your children have moved out on ...]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What did it cost a decade ago?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/04/what-did-it-cost-a-decade-ago/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/04/what-did-it-cost-a-decade-ago/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 14:49:13 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[9 financial tips for Generation Y]]></category>
		<category><![CDATA[Adult Ticket]]></category>
		<category><![CDATA[Atm Transaction]]></category>
		<category><![CDATA[Basic Cable]]></category>
		<category><![CDATA[Boston Red Sox]]></category>
		<category><![CDATA[Cost To Raise A Child]]></category>
		<category><![CDATA[cost to raise a child to the age of 18]]></category>
		<category><![CDATA[Debt Payments]]></category>
		<category><![CDATA[Denver Broncos]]></category>
		<category><![CDATA[Empire State Building]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=892</guid>
		<description><![CDATA[All I need is a bottle of Martini &#38;  Rossi Spumante, a pack of batteries, and a can of coffee.   That  is what you may have heard if Steve Martin was doing ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/01/04/what-did-it-cost-a-decade-ago/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>Top 5 Ways to Help Someone Who Is Unemployed</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/31/top-5-ways-to-help-someone-who-is-unemployed/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/31/top-5-ways-to-help-someone-who-is-unemployed/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 15:15:16 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Babysit]]></category>
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		<category><![CDATA[Dishes]]></category>
		<category><![CDATA[Help Someone Who Is Unemployed]]></category>
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		<category><![CDATA[Line 1]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=888</guid>
		<description><![CDATA[With the unemployment rate continue to hover above 10%, everyone is feeling a little pinch in the wallet.  If you know someone who is currently unemployed, here are some ideas on how you could ...]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What If Tiger Woods Was A Stock?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/21/what-if-tiger-woods-was-a-stock/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/21/what-if-tiger-woods-was-a-stock/#comments</comments>
		<pubDate>Mon, 21 Dec 2009 14:39:51 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[most important lessons]]></category>
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		<category><![CDATA[Tiger]]></category>
		<category><![CDATA[Tiger Woods]]></category>
		<category><![CDATA[time frames]]></category>
		<category><![CDATA[Traditional Approach]]></category>
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		<category><![CDATA[What If Tiger Woods Was A Stock]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=863</guid>
		<description><![CDATA[Have you ever asked yourself around a specific investment you have whether you should buy, sell, or hold the investment? If Tiger Woods was a stock in today’s marketplace, the big question you should be asking yourself is should I buy, sell, or hold Tiger Woods?

The media currently has an insatiable appetite around the Tiger Woods scandal. In my opinion, this lesson around Tiger Woods could be one of the most important lessons around how investing should be viewed in the future, and most something certainly to consider around how you go about portfolio development for the future.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Top 10 Travel Websites</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/17/the-top-10-travel-websites/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/17/the-top-10-travel-websites/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 15:07:35 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Bottled Water]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Cheap Eats]]></category>
		<category><![CDATA[College Planning]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[First Time Home]]></category>
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		<category><![CDATA[Top 10 Lists]]></category>
		<category><![CDATA[Top 10 Travel Websites]]></category>
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		<category><![CDATA[Top Websites]]></category>
		<category><![CDATA[Travel Deals]]></category>
		<category><![CDATA[Travel Money]]></category>
		<category><![CDATA[Travel Websites]]></category>
		<category><![CDATA[Traveling]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=832</guid>
		<description><![CDATA[Like Saving Money?
Are you traveling?
Looking for Travel Deals?
oXYGen Financial once again bringing you the resources to do so!
&#160;
&#160;
The Top 10 Travel Websites:

 www.orbitz.com 
www.kayak.com
www.priceline.com
www.expedia.com
www.tavelocity.com
www.tripadvisor.com
www.lastminutetravel.com
www.site59.com
www.hotels.com
 www.oyster.com

Check out other Top 10 Lists :
Compare Credit Card Websites , ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2009/12/17/the-top-10-travel-websites/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Could sitcoms help you get out of debt?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/15/could-sitcoms-help-you-get-out-of-debt/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/15/could-sitcoms-help-you-get-out-of-debt/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 13:55:32 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Boxing Match]]></category>
		<category><![CDATA[Deacon]]></category>
		<category><![CDATA[Delivery Skills]]></category>
		<category><![CDATA[Doug And Carrie]]></category>
		<category><![CDATA[Emergency Fund]]></category>
		<category><![CDATA[emergency fund jar]]></category>
		<category><![CDATA[fiscally frugal or free-spending]]></category>
		<category><![CDATA[Hearty Chuckle]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[King Of Queens]]></category>
		<category><![CDATA[Lattes]]></category>
		<category><![CDATA[lessons about managing money]]></category>
		<category><![CDATA[Line Delivery]]></category>
		<category><![CDATA[Lodging Costs]]></category>
		<category><![CDATA[Lovable Characters]]></category>
		<category><![CDATA[Managing Money]]></category>
		<category><![CDATA[Mid Season]]></category>
		<category><![CDATA[Occasional Dinner]]></category>
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		<category><![CDATA[protecting your credit]]></category>
		<category><![CDATA[Punch Line]]></category>
		<category><![CDATA[saving money on vacation]]></category>
		<category><![CDATA[Sitcoms]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Thrift Stores]]></category>
		<category><![CDATA[Track all purchases and expenses online]]></category>
		<category><![CDATA[Vacation Lodging]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=835</guid>
		<description><![CDATA[Pop culture is poised on the precipice of a mid-season replacement lineup as networks get ready to roll out their latest offerings, hoping millions will tune into their channels. Many will watch in the hopes of sharpening their punch line delivery skills or getting a hearty chuckle.

But few viewers realize that the laughable and lovable characters we welcome into our homes once a week can actually teach us some valuable lessons about managing money and protecting our credit.

Whether they're fiscally frugal or free-spending, here's some practical advice from a few classic characters.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Top 10 Credit Card Comparison Resource Sites</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/08/top-10-credit-card-comparison-resource-sites/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/08/top-10-credit-card-comparison-resource-sites/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 15:23:35 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Atm Card]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[Bankaholic]]></category>
		<category><![CDATA[Bankaholic.com]]></category>
		<category><![CDATA[BestMileageCards.com]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Card Web]]></category>
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		<category><![CDATA[Credit Card Articles]]></category>
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		<category><![CDATA[Credit-Card-Surplus.com]]></category>
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		<category><![CDATA[CreditCards.com]]></category>
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		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[MyCreditCard.com]]></category>
		<category><![CDATA[Overdraft]]></category>
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		<category><![CDATA[PlasticRewards.com]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[www.CardOffers.com]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=820</guid>
		<description><![CDATA[Top 10 Compare Credit Card Sites brought to you by oXYGen Financial INC. Ted Jenkin, CFP®, AAMS®, AWMA®, CRPC®, CMFC®, CRPS® Co-CEO and Founder oXYGen Financial, Inc.]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Do Kids Need The Brand Names?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/04/do-kids-need-the-brand-name/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/04/do-kids-need-the-brand-name/#comments</comments>
		<pubDate>Fri, 04 Dec 2009 14:45:57 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[8 Years]]></category>
		<category><![CDATA[Abercrombie]]></category>
		<category><![CDATA[achieve financial independence]]></category>
		<category><![CDATA[Bowling Party]]></category>
		<category><![CDATA[Brand Jeans]]></category>
		<category><![CDATA[Brand Name]]></category>
		<category><![CDATA[Brand Names]]></category>
		<category><![CDATA[College Education]]></category>
		<category><![CDATA[cool Ralph Lauren shirt]]></category>
		<category><![CDATA[Designer Jeans]]></category>
		<category><![CDATA[difference between the non-brand clothes]]></category>
		<category><![CDATA[Do Kids Need The Brand Name]]></category>
		<category><![CDATA[Excursion]]></category>
		<category><![CDATA[financial choices]]></category>
		<category><![CDATA[Financial Independence]]></category>
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		<category><![CDATA[Gen X]]></category>
		<category><![CDATA[Monthly Budget]]></category>
		<category><![CDATA[Nike]]></category>
		<category><![CDATA[Nike Sneakers]]></category>
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		<category><![CDATA[Ralph Lauren]]></category>
		<category><![CDATA[S College]]></category>
		<category><![CDATA[Shopping Mall]]></category>
		<category><![CDATA[some good financial choices]]></category>
		<category><![CDATA[Suburb]]></category>
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		<category><![CDATA[very best in brand names]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=808</guid>
		<description><![CDATA[It seems like every mall or suburb strip outlet you go into today has virtually all the same stores.  What would a mall be without a GAP or an Abercrombie &#038; Fitch?   What amazes me the most is how we as parents can get caught up in making sure that our children have the very best in brand names without thinking about the price or whether it is affordable in our monthly budget.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Overdraft Changes On Your ATM Card</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/02/overdraft-changes-on-your-atm-card/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/02/overdraft-changes-on-your-atm-card/#comments</comments>
		<pubDate>Wed, 02 Dec 2009 14:54:25 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Atm Card]]></category>
		<category><![CDATA[Atm Withdrawal]]></category>
		<category><![CDATA[Checking Account]]></category>
		<category><![CDATA[credit card bills]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debit card overdraft fees]]></category>
		<category><![CDATA[Deposit Accounts]]></category>
		<category><![CDATA[Enough Money]]></category>
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		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Human Reasoning]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[La Times]]></category>
		<category><![CDATA[New Legislation]]></category>
		<category><![CDATA[overdraft charge bill]]></category>
		<category><![CDATA[Overdraft Charges]]></category>
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		<category><![CDATA[Profit Center]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Written Explanation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=804</guid>
		<description><![CDATA[In a move to show the Federal Reserve is now here to protect consumers, the Federal Reserve banned ATM and debit card overdraft fees unless customers have opted to pay to ensure balance busting transactions don’t automatically go through. 

The new rules, which take effect July 1, 2010 mean that if you don’t have enough money in your account for the ATM withdrawal the transaction will be rejected.    With any level of human reasoning, this should have always been the case.  However, in the past, the bank would approve the transaction and tack on overdraft fees which can cost the average consumer hundreds of dollars per year.]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Warren Buffett’s Secret Millionaire’s Club</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/30/warren-buffett%e2%80%99s-secret-millionaire%e2%80%99s-club/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/30/warren-buffett%e2%80%99s-secret-millionaire%e2%80%99s-club/#comments</comments>
		<pubDate>Mon, 30 Nov 2009 14:51:16 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[Baseball Memorabilia]]></category>
		<category><![CDATA[Berkshire Hathaway]]></category>
		<category><![CDATA[Berkshire Shares]]></category>
		<category><![CDATA[Cartoon Character]]></category>
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		<category><![CDATA[Hollywood celebrities cashing in]]></category>
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		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Madagascar]]></category>
		<category><![CDATA[Nebraska Kids]]></category>
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		<category><![CDATA[Secret Millionaire]]></category>
		<category><![CDATA[Secret Millionaire’s Club]]></category>
		<category><![CDATA[sell baseball memorabilia on line]]></category>
		<category><![CDATA[Warren Buffett]]></category>
		<category><![CDATA[Web Series]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=800</guid>
		<description><![CDATA[It seems like cartoon movies are everywhere, with Hollywood celebrities cashing in doing animated sequels like Ice Age and Madagascar. I’ve got three kids, so I know what it costs to take a family of five to the movies for an evening showing. I also recently wrote an article about the upscale cost of the new theaters that are designed to show the 3-D movies.

Now, guess who is getting into the cartoon game? Yes, none other than Warren Buffett.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Is Black Friday The Best Day To Buy A Car?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/24/is-black-friday-the-best-day-to-buy-a-car/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/24/is-black-friday-the-best-day-to-buy-a-car/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 14:10:06 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[100 money saving websites]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=785</guid>
		<description><![CDATA[Is Black Friday The Best Day To Buy A Car? Black Friday has always been know as the day to get deals on toys, appliances, electronics, and clothing items. Could 2009 be the year of the car? I have attached a great link to an article you should read if you are in the market for a new ride.]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Analyze Your Cell Phone Bill</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/16/analyze-your-cell-phone-bill/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/16/analyze-your-cell-phone-bill/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 14:39:40 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[Analyze Your Cell Phone Bill]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=755</guid>
		<description><![CDATA[If you are concerned about your cell phone bill, it may be time to take a trip into your local vendor. I have been in the habit now of taking my phone (and family plan) into my cell phone provider quarterly to run a diagnostic on the bill. Some vendors will allow you to do this exercise on their website when you log in as a customer. If your vendor doesn’t offer that service, then take it in to the store. With plans changing all of the time between voice, data, and more, this could be an easy way to help you shave some expense money off of your monthly bills.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>7 Money Tips for a New Marriage.</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/09/7-money-tips-for-a-new-marriage/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/09/7-money-tips-for-a-new-marriage/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 14:17:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[7 Money Tips for a New Marriage]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=739</guid>
		<description><![CDATA[You just got married, but you may not have realized that your money did as well. One of you is a spender and one is a saver! How in the world will you make it work. Here are 7 tips from about.com on money strategies for your new marriage.]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>You can’t retire by scanning Google.</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/02/you-can%e2%80%99t-retire-by-scanning-google/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/02/you-can%e2%80%99t-retire-by-scanning-google/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 12:55:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[you can Google]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=728</guid>
		<description><![CDATA[Only recently have personal savings levels risen, where just a short while ago they were the lowest since the Great Depression when unemployment was more than 25%. (USA Today)  Why is this happening?

I have a theory, and it boils down to the fact that people in the X and Y generation just don’t read anymore.   Remember when you were a kid and had to take those tests where you read a short story, and then had to answer a bunch of multiple choice questions around the story?   I didn’t fare so well on those tests, but if people had to take them today based upon what they think they learned on the internet . . . surely we would be a failing class.]]></description>
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		</item>
		<item>
		<title>Mr. Potato Head</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/20/mr-potato-head/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/20/mr-potato-head/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 13:52:50 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=709</guid>
		<description><![CDATA[Attention all parents with little ones.  The holiday season is coming, and now could be the time to gear up on buying your stocking stuffers and kiddie gifts.   At www.playskool.com, you can find up to ...]]></description>
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		<slash:comments>0</slash:comments>
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		<title>My 15 Year Anniversary</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/16/my-15-year-anniversary/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/16/my-15-year-anniversary/#comments</comments>
		<pubDate>Fri, 16 Oct 2009 12:52:06 +0000</pubDate>
		<dc:creator>BHGDigital</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=699</guid>
		<description><![CDATA[On Friday, I celebrated my fifteen year anniversary with my wife.    I was reminded that will all of the gadgets, jewelry, clothes, and vacations you can buy with money, the best gifts in life are still free.    Although I did get something really nice for my wife, some of the most enjoyable times we have had together over our fifteen years didn’t cost a lot of money.   Here are five ideas that you can use if you are on a low budget, but you would like to do something special.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>America’s Healthy Future Act</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/15/america%e2%80%99s-healthy-future-act/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/15/america%e2%80%99s-healthy-future-act/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 14:22:32 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[10 Percent Floor on Itemized Medical Deductions]]></category>
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		<category><![CDATA[Consumer Price Index]]></category>
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		<category><![CDATA[Elimination of Medicare Part D Deduction]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=694</guid>
		<description><![CDATA[Major Provisions of Finance Committee&#8217;s America&#8217;s Healthy Future Act
(source: Taylor, English, Duma LLP)
Excise Tax on High-Cost Insurance Policies.  An excise tax of 40 percent would be imposed on insurance premiums in excess of $8,000 ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What do you do when you lose a spouse?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/10/what-do-you-do-when-you-lose-a-spouse/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/10/what-do-you-do-when-you-lose-a-spouse/#comments</comments>
		<pubDate>Sat, 10 Oct 2009 12:56:23 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[handling the personal finances]]></category>
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		<category><![CDATA[think about managing money]]></category>
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		<category><![CDATA[your spouse just passed away]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=676</guid>
		<description><![CDATA[In many households, there is still one spouse who takes the dominant role in handling the personal finances for the family.   Should that spouse pass away, it leaves the other spouse with often not knowing where all the important financial documents are located, and in some cases the investment accounts that were set up by the spouse.

Here are some tips to remember if this tragic events ever happens in your family:]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Social Security – Take it Now Or Later?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/09/social-security-%e2%80%93-take-it-now-or-later/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/09/social-security-%e2%80%93-take-it-now-or-later/#comments</comments>
		<pubDate>Fri, 09 Oct 2009 12:24:08 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[earn a decent living past the age of 62]]></category>
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		<category><![CDATA[When to Take Social Security]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=665</guid>
		<description><![CDATA[As many baby boomers reach or near retirement, one of the questions we are always asked about is what age should someone begin taking Social Security. The answer will truly lie in the details of your personal financial situation, but here are some key considerations to think about when making the decision.
First, you really want to consider whether or not you plan to work and earn a decent living past the age of 62.]]></description>
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		</item>
		<item>
		<title>The F.D.I.C Borrows Money?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/08/the-f-d-i-c-borrows-money/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/08/the-f-d-i-c-borrows-money/#comments</comments>
		<pubDate>Thu, 08 Oct 2009 12:16:02 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Banking Act Of 1933]]></category>
		<category><![CDATA[banks to borrow money]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=660</guid>
		<description><![CDATA[This past week, I was reading about the FDIC saying they needed to borrow money.   If that isn’t an oxymoron!   To boot, the FDIC was concerned that American would be worried if they started taking ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>So you wanted to have a child?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/07/so-you-wanted-to-have-a-child/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/07/so-you-wanted-to-have-a-child/#comments</comments>
		<pubDate>Wed, 07 Oct 2009 13:39:23 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[American Dream]]></category>
		<category><![CDATA[Bottom Line]]></category>
		<category><![CDATA[cost of day care]]></category>
		<category><![CDATA[Day Care]]></category>
		<category><![CDATA[expenses exceed your income]]></category>
		<category><![CDATA[Financial Bind]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Financial Success]]></category>
		<category><![CDATA[Forethought]]></category>
		<category><![CDATA[Gen X]]></category>
		<category><![CDATA[grow your wealth]]></category>
		<category><![CDATA[Having A Baby]]></category>
		<category><![CDATA[Having A New Baby]]></category>
		<category><![CDATA[Home Cars]]></category>
		<category><![CDATA[Household Income]]></category>
		<category><![CDATA[Incomes]]></category>
		<category><![CDATA[Married Couples]]></category>
		<category><![CDATA[Nanny Services]]></category>
		<category><![CDATA[Ounce]]></category>
		<category><![CDATA[Realization]]></category>
		<category><![CDATA[the basics of financial planning]]></category>
		<category><![CDATA[Thinking About Having A Baby]]></category>
		<category><![CDATA[Time Schedule]]></category>
		<category><![CDATA[Workforce]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=655</guid>
		<description><![CDATA[Over the last few months, I have noticed an interesting pattern happening among newly married couples. These are the young early 30’s couples who spend their 20’s growing their incomes, dining and entertaining like it was going out of style, and most importantly getting the American Dream (at least in their head) of having a $500,000 home with all of the toppings. These couples seemingly had nothing that could stand in their way of financial success.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Have you lost your baggage traveling? Unclaimed Baggage Center</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/02/have-you-lost-your-baggage-traveling-unclaimed-baggage-center/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/02/have-you-lost-your-baggage-traveling-unclaimed-baggage-center/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 14:23:59 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[books]]></category>
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		<category><![CDATA[jewelry]]></category>
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		<category><![CDATA[lost your baggage traveling]]></category>
		<category><![CDATA[luggage]]></category>
		<category><![CDATA[Original Concept]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
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		<category><![CDATA[Pick Up Truck]]></category>
		<category><![CDATA[Regist]]></category>
		<category><![CDATA[sporting goods]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Unclaimed Baggage Center]]></category>
		<category><![CDATA[Unclaimed Baggage Center In Scottsboro]]></category>
		<category><![CDATA[Unclaimed Baggage Center In Scottsboro Alabama]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=600</guid>
		<description><![CDATA[ You lost a piece of your luggage, and it could not be found.   You not only lost your luggage, but two of your favorite shirts and your best cologne/perfume.   What happened to all of your stuff?

It ends up in a warehouse called the Unclaimed Baggage Center in Scottsboro, Alabama.  This original concept began in 1970 when founder Doyle Owens had an innovative idea, 300 dollars, and a used pick up truck. Today, the store offers a unique shopping experience and the opportunity to discover lost treasures from around the world! The store occupies over 40,000 square feet, and stocks over 7,000 items.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>529 Plans – Are They Right For You?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/24/529-plans-%e2%80%93-are-they-right-for-you/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/24/529-plans-%e2%80%93-are-they-right-for-you/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 20:38:17 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[401 K Plans]]></category>
		<category><![CDATA[Beneficiary]]></category>
		<category><![CDATA[Business Job]]></category>
		<category><![CDATA[College Savings Plans]]></category>
		<category><![CDATA[college savings plans and prepaid tuition plans]]></category>
		<category><![CDATA[college savings plans are smart choices]]></category>
		<category><![CDATA[Coverdell Esa]]></category>
		<category><![CDATA[Custodial Account]]></category>
		<category><![CDATA[custodial accounts]]></category>
		<category><![CDATA[Economic Growth And Tax Relief Reconciliation Act]]></category>
		<category><![CDATA[Federal tax-free earnings]]></category>
		<category><![CDATA[Financial Institution]]></category>
		<category><![CDATA[High contribution limits]]></category>
		<category><![CDATA[how to save for college]]></category>
		<category><![CDATA[Internal Revenue Code]]></category>
		<category><![CDATA[Investment Account]]></category>
		<category><![CDATA[Investment flexibility]]></category>
		<category><![CDATA[Investment guarantees]]></category>
		<category><![CDATA[Investment options]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[Parents And Grandparents]]></category>
		<category><![CDATA[Pension Protection Act]]></category>
		<category><![CDATA[Professional money management]]></category>
		<category><![CDATA[Retirement Savings]]></category>
		<category><![CDATA[Saving For College]]></category>
		<category><![CDATA[Section 529 Plans]]></category>
		<category><![CDATA[Tax Relief Reconciliation Act]]></category>
		<category><![CDATA[Taxpayer Relief Act]]></category>
		<category><![CDATA[The history of 529 College plans]]></category>
		<category><![CDATA[Top Ways]]></category>
		<category><![CDATA[trusts]]></category>
		<category><![CDATA[Tuition Plans]]></category>
		<category><![CDATA[Tuition Programs]]></category>
		<category><![CDATA[What are the drawbacks of 529 plans?]]></category>
		<category><![CDATA[What exactly is a 529 plan?]]></category>
		<category><![CDATA[What's so special about 529 plans?]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=540</guid>
		<description><![CDATA[If you're already saving for college, you've probably heard about 529 plans. 529 plans are revolutionizing the way parents and grandparents save for college, similar to the way 401(k) plans revolutionized retirement savings. Americans are pouring billions of dollars into 529 plans, and contributions are expected to increase dramatically in the coming decade. Where did these plans come from, and what makes them so attractive?]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Calling All Students- Credit Card Last Call</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/23/calling-all-students-credit-card-last-call/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/23/calling-all-students-credit-card-last-call/#comments</comments>
		<pubDate>Wed, 23 Sep 2009 13:31:17 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[child's credit card spending]]></category>
		<category><![CDATA[College Campuses]]></category>
		<category><![CDATA[College Students]]></category>
		<category><![CDATA[Columnist Block]]></category>
		<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Credit Card Application]]></category>
		<category><![CDATA[Credit Card Companies]]></category>
		<category><![CDATA[credit card companies from offering gifts to college students]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit cards to individuals younger than 21]]></category>
		<category><![CDATA[credit mistake stays on your credit report for seven year]]></category>
		<category><![CDATA[free airline miles]]></category>
		<category><![CDATA[Goodies]]></category>
		<category><![CDATA[how can a college student build a credit history]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Kile Lewis]]></category>
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		<category><![CDATA[Late Night]]></category>
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		<category><![CDATA[oXYGen Financial is the Solution]]></category>
		<category><![CDATA[OxygenFinancial]]></category>
		<category><![CDATA[Sallie Mae]]></category>
		<category><![CDATA[Sandra Block]]></category>
		<category><![CDATA[Student credit cards]]></category>
		<category><![CDATA[Study Sessions]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=533</guid>
		<description><![CDATA[In 2008, Sallie Mae reported that 84% of all students had a credit card.   The average balance on these cards skyrocketed from $2,169 in 2004 to $3,173 in 2008 according to Sallie Mae.   With so many credit card companies parking there tables on college campuses trying to sign kids up for credit cards it caused recent legislation to be enacted in May that will change the credit card game.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>There is a reason 20% down should be required!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/21/there-is-a-reason-20-down-should-be-required/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/21/there-is-a-reason-20-down-should-be-required/#comments</comments>
		<pubDate>Mon, 21 Sep 2009 11:02:52 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[1st home advice]]></category>
		<category><![CDATA[Baby One]]></category>
		<category><![CDATA[buying a home advice]]></category>
		<category><![CDATA[Day Care]]></category>
		<category><![CDATA[Decade]]></category>
		<category><![CDATA[expenses that may occur when you own a home]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[financial choices]]></category>
		<category><![CDATA[First House]]></category>
		<category><![CDATA[Habit]]></category>
		<category><![CDATA[Home Owners Insurance]]></category>
		<category><![CDATA[Home Value]]></category>
		<category><![CDATA[Hundred Thousand]]></category>
		<category><![CDATA[Income Household]]></category>
		<category><![CDATA[Interest Payment]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Money Down]]></category>
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		<category><![CDATA[Principal And Interest]]></category>
		<category><![CDATA[putting 20% down on a house]]></category>
		<category><![CDATA[Real Estate Taxes]]></category>
		<category><![CDATA[Rule Of Thumb]]></category>
		<category><![CDATA[Silly Rule]]></category>
		<category><![CDATA[struggling with those mortgages]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Time Frame]]></category>
		<category><![CDATA[Young Families]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=522</guid>
		<description><![CDATA[For many years, the rule of thumb for first time homebuyers was to put 20% down when you bought your first house.   Over the past decade we saw that rule pretty much fade away.   Attracted by no money down loans, it was easy to qualify to get into a home that was likely to be several hundred thousand more in value than you could probably afford.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Active Trader: Time to Curb Your Enthusiasm</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/15/active-trader-time-to-curb-your-enthusiasm/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/15/active-trader-time-to-curb-your-enthusiasm/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 13:07:48 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Cboe Volatility Index]]></category>
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		<category><![CDATA[double your money within two years]]></category>
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		<category><![CDATA[How to Avoid Making Big Mistakes With Your Money]]></category>
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		<category><![CDATA[Internet Stocks]]></category>
		<category><![CDATA[Investment Research]]></category>
		<category><![CDATA[investors to believe they have become trading geniuses]]></category>
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		<category><![CDATA[sound investing decisions]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[Stock Volatility]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[The CBOE Volatility Index]]></category>
		<category><![CDATA[Time Experts]]></category>
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		<category><![CDATA[Vix]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=507</guid>
		<description><![CDATA[But this is a dangerous time, experts say, because a trader’s inflated ego can get in the way of sound investing decisions. The thrill of buying a winning stock can keep them from selling that stock and locking in profits. “The human mentality is to want to have a winner,” says Todd Salamone, senior vice president of research for Schaeffer’s Investment Research. “It’s psychologically hard to admit you’re wrong.” Meanwhile volatility, after seemingly taking the summer off, has started to return to the stock market. The CBOE Volatility Index, known as the VIX and a commonly-used guage of the market’s volatility, was as low as 22 in mid-August, but popped up above 30 last week.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>DO YOU READ YOUR BILLS ANYMORE?   MAYBE IT IS TIME YOU SHOULD!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/11/do-you-read-your-bills-anymore-maybe-it-is-time-you-should/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/11/do-you-read-your-bills-anymore-maybe-it-is-time-you-should/#comments</comments>
		<pubDate>Fri, 11 Sep 2009 12:26:24 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Reason]]></category>
		<category><![CDATA[rising costs on bills]]></category>
		<category><![CDATA[small fees and charges]]></category>
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		<category><![CDATA[Strange Things]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Ticket Insurance]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=488</guid>
		<description><![CDATA[Even if you on line bill pay, you better check your bills.  While all companies are needing to find ways to increase their revenues, small fees and charges may be on your monthly bills that you haven’t looked at yet.

IN this episode, another in our continuing series titled “Strange things charged online to my credit card that I didn’t ask for and can’t get refunded.”]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What about the deal of the day? 1SaleADay.com</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/08/what-about-the-deal-of-the-day-1saleaday-com/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/08/what-about-the-deal-of-the-day-1saleaday-com/#comments</comments>
		<pubDate>Tue, 08 Sep 2009 12:09:31 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[bulk on line retailers]]></category>
		<category><![CDATA[Cmfc]]></category>
		<category><![CDATA[Crpc]]></category>
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		<category><![CDATA[Line Retailers]]></category>
		<category><![CDATA[looking for stocking stuffers]]></category>
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		<category><![CDATA[Small Gifts]]></category>
		<category><![CDATA[small gifts for birthdays or holidays now]]></category>
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		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=335</guid>
		<description><![CDATA[It won’t be long before it is holiday time, and people will be looking for stocking stuffers and gifts to get for the family.   One great website I found and use is called www.1saleaday.com.  It is very simple as each day it only sells three items.   One item is in the wireless area, one in the watch arena, and one deal of the day that is randomly selected.    Recently, I purchased a Field and Stream men’s black rubber watch that typically retails for $34.99 for less than $10.  ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should you finance your company with a credit card?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/03/should-you-finance-your-company-with-a-credit-card/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/03/should-you-finance-your-company-with-a-credit-card/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 12:31:49 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[Christina Kelly]]></category>
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		<category><![CDATA[credit card debt is very expensive]]></category>
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		<category><![CDATA[price to pay when you borrow debt]]></category>
		<category><![CDATA[relying on credit card debt can turn into a death spiral]]></category>
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		<category><![CDATA[Small Business Owners]]></category>
		<category><![CDATA[Start Up Business]]></category>
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		<category><![CDATA[the Community Express loan guarantee]]></category>
		<category><![CDATA[Thomas Kelly]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=332</guid>
		<description><![CDATA[Should you finance your company with a credit card?
Haven’t we learned anything yet?  There is always a price to pay when you borrow debt.For every $1,000 in unpaid credit card debt, a start-up business increases the probability that it will close by 2.2% on average compared with having no such debt, economics researcher Robert H. Scott said in a report released this month.]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>9 financial tips for Generation Y</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/01/9-financial-tips-for-generation-y/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/01/9-financial-tips-for-generation-y/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 12:17:19 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[30 Somethings]]></category>
		<category><![CDATA[9 financial tips for Generation Y]]></category>
		<category><![CDATA[Assess your career]]></category>
		<category><![CDATA[Bankrate]]></category>
		<category><![CDATA[Capital Investment Advisors]]></category>
		<category><![CDATA[Card Nation]]></category>
		<category><![CDATA[Career Choices]]></category>
		<category><![CDATA[Cash Cushion]]></category>
		<category><![CDATA[Certified Financial Planner]]></category>
		<category><![CDATA[Consider housing options]]></category>
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		<category><![CDATA[Credit Card Balances]]></category>
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		<category><![CDATA[discussing money with your significant other]]></category>
		<category><![CDATA[Generation Y]]></category>
		<category><![CDATA[Get insured]]></category>
		<category><![CDATA[Have the money talk]]></category>
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		<category><![CDATA[Renting An Apartment]]></category>
		<category><![CDATA[Respect debt]]></category>
		<category><![CDATA[Rethink education]]></category>
		<category><![CDATA[Robert Manning]]></category>
		<category><![CDATA[Roommates]]></category>
		<category><![CDATA[Sarah Young Fisher]]></category>
		<category><![CDATA[Save Money]]></category>
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		<category><![CDATA[Senior Vice President]]></category>
		<category><![CDATA[Shape Health]]></category>
		<category><![CDATA[sound financial start]]></category>
		<category><![CDATA[things that will impact your financial security]]></category>
		<category><![CDATA[Todd Katz]]></category>
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		<category><![CDATA[you can build your savings]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=319</guid>
		<description><![CDATA[9 financial tips for Generation Y. Perhaps not surprisingly, more than half of employees between 21 and 32 say that they're living paycheck to paycheck, according to a recent survey by insurer Metlife. Nearly three-fourths of respondents are concerned about making ends meet.

Fortunately, you can get off to a sound financial start with these nine tips.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Join Ted Jenkin on 790 The Zone Sept 8th &#8211; 9:25am</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/01/join-ted-jenkin-on-790-the-zone-sept-8th-925am/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/01/join-ted-jenkin-on-790-the-zone-sept-8th-925am/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 11:23:26 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[In The Media]]></category>
		<category><![CDATA[790 The Zone]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[Ted]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=469</guid>
		<description><![CDATA[Join Ted Jenkin, Co-CEO and Founder oXYGen Financial, Inc. - live September 8th on 790 The Zone - Click here to join in LIVE at 9:25 am]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Now The Right Time to Join a Country Club?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/31/is-now-the-right-time-to-join-a-country-club/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/31/is-now-the-right-time-to-join-a-country-club/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 12:13:52 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Alpharetta Athletic Club]]></category>
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		<category><![CDATA[Awma]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Club Membership]]></category>
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		<category><![CDATA[Country Clubs]]></category>
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		<category><![CDATA[Is Now The Right Time to Join a Country Club?]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Joining a country club]]></category>
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		<category><![CDATA[Local Country]]></category>
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		<category><![CDATA[start saving today]]></category>
		<category><![CDATA[the X and Y Generation]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=316</guid>
		<description><![CDATA[There has always been an allure about joining a local country club.  With how things are going in the overall economy these days, now may be the perfect opportunity to venture  into that country club that you always wanted to join, but thought that you could never afford.  Many of the upper-end country clubs today have either reduced or waived their overall initiation fee, which is the first hurdle for most people.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 Important Things You Should Know About the Future of Credit Card Legislation</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/28/10-important-things-you-should-know-about-the-future-of-credit-card-legislation/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/28/10-important-things-you-should-know-about-the-future-of-credit-card-legislation/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 11:45:34 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[45 days notice before increasing interest rates and fees]]></category>
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		<category><![CDATA[credit card accountability responsibility and disclosure act]]></category>
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		<category><![CDATA[Fixed Rate]]></category>
		<category><![CDATA[Having a co-signer for a credit card]]></category>
		<category><![CDATA[Hectic Lives]]></category>
		<category><![CDATA[How to save money]]></category>
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		<category><![CDATA[Interest Rates]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=312</guid>
		<description><![CDATA[Beginning this month in August and future months going forward, the credit card accountability responsibility and disclosure act will go into effect and it phases in over roughly the next 13 months.  There are many different mandates, but I wanted to share 10 with you that I thought would be of significance as you plan your personal finances.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>2009: Housing Bust or Housing Boom &#8211; Should you buy a second home?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/27/2009-housing-bust-or-housing-boom-should-you-buy-a-second-home/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/27/2009-housing-bust-or-housing-boom-should-you-buy-a-second-home/#comments</comments>
		<pubDate>Thu, 27 Aug 2009 16:04:26 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[All-Time record for single family home sales]]></category>
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		<category><![CDATA[home buyers are trying to cash in]]></category>
		<category><![CDATA[International Attention]]></category>
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		<category><![CDATA[Single Family Home Sales]]></category>
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		<category><![CDATA[Wide Margin]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=309</guid>
		<description><![CDATA[Its official, the 2nd Qtr of 2009 set the All-Time record for single family home sales, eclipsing the 2nd Qtr of 2005 by a wide margin.  Many people don’t realize that the 1st Qtr of 2009 also set the All-Time home sales record, and the 4th Qtr of 2008 was nearly a record.  Home sales in June were up 137% over 2008, a trend we’re seeing regularly throughout SW Florida.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is it Worth Having a Gym Membership?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/20/is-it-worth-having-a-gym-membership/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/20/is-it-worth-having-a-gym-membership/#comments</comments>
		<pubDate>Thu, 20 Aug 2009 12:50:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[Atlanta Area]]></category>
		<category><![CDATA[Cancel Membership]]></category>
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		<category><![CDATA[Cristina Briboneria]]></category>
		<category><![CDATA[Dollar A Day]]></category>
		<category><![CDATA[Financial Fitness]]></category>
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		<category><![CDATA[Is it Worth Having a Gym Membership]]></category>
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		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[thinking of canceling my gym membership]]></category>
		<category><![CDATA[utilize the recreational parks in your community save money]]></category>
		<category><![CDATA[Workout Buddy]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=234</guid>
		<description><![CDATA[Lately, I've been thinking of canceling my gym membership. What I've found is that most people do not use their gym membership to its full capacity, especially for as much as we all pay for it. My membership is a dollar a day, which is approximately $35 dollars a month including taxes. How often do you go to the gym in a month? Is it worth $35 a month? I haven't been to the gym for about two months and I usually go once every other month and I know for a fact that I have not use it like I should. If you do use your gym membership—that is awesome, you are definitely getting your money’s worth!]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Which person are you? I Say Spend. You Say No.</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/18/which-person-are-you-i-say-spend-you-say-no/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/18/which-person-are-you-i-say-spend-you-say-no/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 16:41:53 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[Family Finances]]></category>
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		<category><![CDATA[Financial choices i a relationship]]></category>
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		<category><![CDATA[Money Issues in Relationships]]></category>
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		<category><![CDATA[oXYGen Financial is the Solution]]></category>
		<category><![CDATA[Pennies]]></category>
		<category><![CDATA[Perpetual State]]></category>
		<category><![CDATA[Personal Feelings]]></category>
		<category><![CDATA[Prior Research]]></category>
		<category><![CDATA[Recklessness]]></category>
		<category><![CDATA[Remorse]]></category>
		<category><![CDATA[Selected Group]]></category>
		<category><![CDATA[Spending Money]]></category>
		<category><![CDATA[Spendthrift]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Tightwad]]></category>
		<category><![CDATA[Tightwads]]></category>
		<category><![CDATA[University Of Pennsylvania]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=227</guid>
		<description><![CDATA[Despite the old saying “opposites attract,” scholars have found that in almost every way imaginable, people tend to choose mates who look, sound and act as they do. But in the area perhaps most fraught with potential conflict — money — somehow, some way, people gravitate toward their polar opposite, a new study says.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Craigslist Shopping &#8211; Money Saving Tips by Cristina Briboneria</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/13/craigslist-shopping-money-saving-tips-by-cristina-briboneria/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/13/craigslist-shopping-money-saving-tips-by-cristina-briboneria/#comments</comments>
		<pubDate>Thu, 13 Aug 2009 12:44:09 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Alpharetta Georgia]]></category>
		<category><![CDATA[Bargain]]></category>
		<category><![CDATA[buy for a bargain]]></category>
		<category><![CDATA[Consultation]]></category>
		<category><![CDATA[Craigslist]]></category>
		<category><![CDATA[Cristina]]></category>
		<category><![CDATA[Cristina Briboneria]]></category>
		<category><![CDATA[financial advice to the X and Y Generation]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Happy Hunting]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Making a Budget]]></category>
		<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Money Tips]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[right financial decisions]]></category>
		<category><![CDATA[Shopping Online]]></category>
		<category><![CDATA[Xbox]]></category>
		<category><![CDATA[Xbox 360]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=214</guid>
		<description><![CDATA[It’s important that you have someone there to help you determine if what you want is something you should purchase at the store or on Craigslist so that you know you’ve made the right financial decisions. Click here to Visit or Call Oxygen Financial at 678-551-7955 for a consultation to learn more so you don’t feel overwhelmed while you’re shopping online! Happy hunting!!]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Have you shopped your gas bill lately?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/11/have-you-shopped-your-gas-bill-lately/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/11/have-you-shopped-your-gas-bill-lately/#comments</comments>
		<pubDate>Tue, 11 Aug 2009 12:30:04 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Commodities]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Differentials]]></category>
		<category><![CDATA[fixed gas rates and prices]]></category>
		<category><![CDATA[Fixed Rate]]></category>
		<category><![CDATA[Good Time]]></category>
		<category><![CDATA[hidden fees]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[lock in the best natural gas price]]></category>
		<category><![CDATA[Natural Gas Price]]></category>
		<category><![CDATA[Natural Gas Prices]]></category>
		<category><![CDATA[Oil Price]]></category>
		<category><![CDATA[Opportune Time]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[Professional Financial Advice]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Save money on your Gas bill]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[X and Y Generation]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=206</guid>
		<description><![CDATA[I don't know if you've noticed, but the natural gas price to oil price is at an all-time low when you look at the spread differentials between natural gas and oil.  Many of the gas companies will lock your overall gas rate on your bill from anywhere from 12 to 18 months on a fixed rate dependent on your local gas company. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>oXYGen Financial Customers Save with Gas South by Kevin Greiner, President and CEO, Gas South</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/07/oxygen-financial-customers-save-with-gas-south-by-kevin-greiner-president-and-ceo-gas-south/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/07/oxygen-financial-customers-save-with-gas-south-by-kevin-greiner-president-and-ceo-gas-south/#comments</comments>
		<pubDate>Fri, 07 Aug 2009 12:59:53 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[big budget saver]]></category>
		<category><![CDATA[Carbon Content]]></category>
		<category><![CDATA[Consternation]]></category>
		<category><![CDATA[Current Gas Prices]]></category>
		<category><![CDATA[Drilling Methods]]></category>
		<category><![CDATA[Gas Promotion Code]]></category>
		<category><![CDATA[Gas South discount]]></category>
		<category><![CDATA[Good Friends]]></category>
		<category><![CDATA[Greiner]]></category>
		<category><![CDATA[Horizontal Drilling]]></category>
		<category><![CDATA[How to Save money on Energy Bills]]></category>
		<category><![CDATA[Industrial Users]]></category>
		<category><![CDATA[lowest fixed rates available in Georgia]]></category>
		<category><![CDATA[Mild Weather]]></category>
		<category><![CDATA[Natural Gas Bills]]></category>
		<category><![CDATA[Natural Gas Consumers]]></category>
		<category><![CDATA[Natural Gas Prices]]></category>
		<category><![CDATA[Natural Gas Production]]></category>
		<category><![CDATA[Natural Gas Promotion Code]]></category>
		<category><![CDATA[Natural Gas Rates]]></category>
		<category><![CDATA[Natural gas rates in Georgia]]></category>
		<category><![CDATA[Natural Gas Suppliers]]></category>
		<category><![CDATA[Natural Gas: Time to Lock In]]></category>
		<category><![CDATA[New Discoveries]]></category>
		<category><![CDATA[Power Plants]]></category>
		<category><![CDATA[Price Swings]]></category>
		<category><![CDATA[Save money on Gas]]></category>
		<category><![CDATA[Shale Formations]]></category>
		<category><![CDATA[Technological Breakthroughs]]></category>
		<category><![CDATA[Wholesale Natural Gas]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=166</guid>
		<description><![CDATA[Gas South would like to help you manage your natural gas bills.  We’re a locally owned and operated natural gas supplier that serves over 225,000 customers throughout Georgia.  We pride ourselves on offering simple and very competitive rate plans, great customer service, and an easy-to-use website that allows you to enroll and pay your bills online.  To make your decision even easier, we are offering oXYGen Financial customers our “Friends and Family” rates which provide a two-cent per therm discount off of all of our rate plans.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Feeling Confused About Investing? It’s fight or flight</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/05/feeling-confused-about-investing-it%e2%80%99s-fight-or-flight/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/05/feeling-confused-about-investing-it%e2%80%99s-fight-or-flight/#comments</comments>
		<pubDate>Wed, 05 Aug 2009 21:17:44 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Buying A Home]]></category>
		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Confused Mind]]></category>
		<category><![CDATA[Confusion]]></category>
		<category><![CDATA[Consultation]]></category>
		<category><![CDATA[Consumer Advocate]]></category>
		<category><![CDATA[Emotions]]></category>
		<category><![CDATA[Feelings]]></category>
		<category><![CDATA[Financial Decision]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Haunted House]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[looking at insurance]]></category>
		<category><![CDATA[making financial decisions]]></category>
		<category><![CDATA[Notion]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Right Decision]]></category>
		<category><![CDATA[Right Time]]></category>
		<category><![CDATA[Ted]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[what type of insurance you're going to buy]]></category>
		<category><![CDATA[where you're going to invest]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=197</guid>
		<description><![CDATA[One of the worst feelings you could possibly have as a consumer is that notion of being confused about where you're going to invest your money, what type of insurance you're going to buy, or just making a major purchase to your house.   It seems the more information you get, the more confused you can become about what is the right decision.   Most people say a confused mind says no.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Make Sure To “Beta” Test Your Portfolio</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/04/make-sure-to-%e2%80%9cbeta%e2%80%9d-test-your-portfolio/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/04/make-sure-to-%e2%80%9cbeta%e2%80%9d-test-your-portfolio/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 13:48:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Alpharetta Georgia]]></category>
		<category><![CDATA[Beta Test]]></category>
		<category><![CDATA[Beta Testing]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[how much risk you are taking]]></category>
		<category><![CDATA[how risky your portfolio is]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[People]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Risk]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[Ted]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Test Projects]]></category>
		<category><![CDATA[Test Your Portfolio]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=163</guid>
		<description><![CDATA[Beta is one measure of risk your portfolio is taking. Generally, what it measures is how risky your portfolio is to the market as a whole. For example, a portfolio that has a beta of more than one is generally going to be more risky than the stock market as a whole, and a portfolio that has a beta of less than one is going to be less risky than the stock market as a whole.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Even the Orthodontist offers coupons!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/03/even-the-orthodontist-offers-coupons/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/03/even-the-orthodontist-offers-coupons/#comments</comments>
		<pubDate>Mon, 03 Aug 2009 12:46:07 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Ask Question]]></category>
		<category><![CDATA[Braces]]></category>
		<category><![CDATA[Cfo]]></category>
		<category><![CDATA[Child Dentist]]></category>
		<category><![CDATA[Company Insurance]]></category>
		<category><![CDATA[Coupons]]></category>
		<category><![CDATA[Dentist coupons]]></category>
		<category><![CDATA[Diagnostic Fee]]></category>
		<category><![CDATA[Gross Fee]]></category>
		<category><![CDATA[How to Save money on Braces]]></category>
		<category><![CDATA[How to SAVE more Money]]></category>
		<category><![CDATA[Installments]]></category>
		<category><![CDATA[Insurance Cover]]></category>
		<category><![CDATA[Insurance Plans]]></category>
		<category><![CDATA[Job]]></category>
		<category><![CDATA[Lump Sum]]></category>
		<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Mouths]]></category>
		<category><![CDATA[Orthodontist]]></category>
		<category><![CDATA[Orthodontist Coupons]]></category>
		<category><![CDATA[Orthodontists]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Personal Cash Flow]]></category>
		<category><![CDATA[Retainers]]></category>
		<category><![CDATA[Shape]]></category>
		<category><![CDATA[Sum Program]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Teeth]]></category>
		<category><![CDATA[X Rays]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=158</guid>
		<description><![CDATA[When you start taking your child to the dentist, life is pretty good . . . until their teeth grow into their mouths. I know technology has made everything smaller today, but is it possible that they have made our kid’s mouths smaller? I have three kid’s and it turns out the dentist ‘recommends’ they all get braces in some way, shape, or form.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>IF YOU CAN’T EXPLAIN IT ON ONE PAGE . . . DON’T DO IT!!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/07/28/if-you-can%e2%80%99t-explain-it-on-one-page-don%e2%80%99t-do-it/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/07/28/if-you-can%e2%80%99t-explain-it-on-one-page-don%e2%80%99t-do-it/#comments</comments>
		<pubDate>Tue, 28 Jul 2009 13:48:53 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[13 Years]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Atlanta Georgia]]></category>
		<category><![CDATA[Atlanta Georgia Money]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Certified Financial Planner]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Electrical Engineering]]></category>
		<category><![CDATA[Empire State Building]]></category>
		<category><![CDATA[future of health insurance in our country]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Health Insurance Plan]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Investors Business Daily]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Little Bit]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Page Don]]></category>
		<category><![CDATA[Proposals]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[X Generation]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=143</guid>
		<description><![CDATA[Over this past week, I've been watching many different proposals around health insurance in the United States.  In one magazine, Investors Business Daily, they had a flow chart of what the health insurance plan would look like.  It looked more like an electrical engineering chart of the Empire State Building than it did a health insurance plan.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Focus on the purchase price . . . not the payment.</title>
		<link>http://www.yoursmartmoneymoves.com/2009/07/27/focus-on-the-purchase-price-not-the-payment/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/07/27/focus-on-the-purchase-price-not-the-payment/#comments</comments>
		<pubDate>Mon, 27 Jul 2009 13:05:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Best Of Luck]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[buying your car]]></category>
		<category><![CDATA[Car Dealer]]></category>
		<category><![CDATA[Car Financing]]></category>
		<category><![CDATA[Car Price]]></category>
		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Future Value]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Mom]]></category>
		<category><![CDATA[negotiate the price of the car]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Present Value]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[shopping for a car]]></category>
		<category><![CDATA[Ted]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=138</guid>
		<description><![CDATA[The other day, my mom called me up from New Jersey and she was shopping for a car. She told me over the phone what she thought was she could afford on a monthly basis for a payment.  That’s when I stopped her and said, “Never tell the dealership what you want your monthly payment to be when you negotiate a car price.”   If you talk about monthly payments at the car dealer, that is when you get yourself in a trap. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Three Legged Stool Is Now A Pogo Stick?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/07/24/your-three-legged-stool-is-now-a-pogo-stick/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/07/24/your-three-legged-stool-is-now-a-pogo-stick/#comments</comments>
		<pubDate>Fri, 24 Jul 2009 17:24:54 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Business Owner]]></category>
		<category><![CDATA[Cash Value Life Insurance]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Death Protection]]></category>
		<category><![CDATA[Expectation]]></category>
		<category><![CDATA[Generation X and Generation Y]]></category>
		<category><![CDATA[Grandparents]]></category>
		<category><![CDATA[investment portfolio]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Pension Plan]]></category>
		<category><![CDATA[Pension Savings]]></category>
		<category><![CDATA[Personal Investments]]></category>
		<category><![CDATA[Personal Savings]]></category>
		<category><![CDATA[Pogo Stick]]></category>
		<category><![CDATA[Private Companies]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Risk Tolerances]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Supplemental Income]]></category>
		<category><![CDATA[Tax Bracket]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Third Leg]]></category>
		<category><![CDATA[Thought Process]]></category>
		<category><![CDATA[Three Legged Stool]]></category>
		<category><![CDATA[Traditional Sense]]></category>
		<category><![CDATA[using of cash value life insurance]]></category>
		<category><![CDATA[Wage Earner]]></category>
		<category><![CDATA[Where has my money gone]]></category>
		<category><![CDATA[Work Pension]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=135</guid>
		<description><![CDATA[It used to be that when most people talked about their retirement, the expectation was to have a three legged stool for deriving income when you actually retired. So, where is your pension coming from in retirement? Without a pension, you’ll have to hop that pogo stick of personal savings and investments to your retirement dreams.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Could Your Blackberry Make You Money?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/07/17/could-your-blackberry-make-you-money/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/07/17/could-your-blackberry-make-you-money/#comments</comments>
		<pubDate>Fri, 17 Jul 2009 12:30:32 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Atlanta Georgia]]></category>
		<category><![CDATA[Blackberry]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Cellfire]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Coupon Clipping]]></category>
		<category><![CDATA[Coupons on Your Blackberry]]></category>
		<category><![CDATA[Coupons on Your Iphone]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Express Oil Change]]></category>
		<category><![CDATA[Greater Atlanta]]></category>
		<category><![CDATA[Hollywood Video]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Iphone]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Kroger Grocery Store]]></category>
		<category><![CDATA[Metro Atlanta]]></category>
		<category><![CDATA[Oil Change Shop]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Save money with your Blackberry]]></category>
		<category><![CDATA[Save money with your Iphone]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Tight Economic Times]]></category>
		<category><![CDATA[X Generation]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=115</guid>
		<description><![CDATA[Could your Blackberry or iPhone actually save you money?  Whatever type of PDA device you use, there are more and more websites out there now that give you ability to download coupons right into your phone.  Two of the web sites I wanted to mention you should take a look at if you are trying to save money overall while you are going out shopping is...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can your local school district help you save money?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/06/25/can-your-local-school-district-help-you-save-money/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/06/25/can-your-local-school-district-help-you-save-money/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 12:19:02 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Auto Body Shop]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Coupon Book]]></category>
		<category><![CDATA[Free Hair]]></category>
		<category><![CDATA[Free Oil Change]]></category>
		<category><![CDATA[Hair Salons]]></category>
		<category><![CDATA[High Schools]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Local Area]]></category>
		<category><![CDATA[Local Bands]]></category>
		<category><![CDATA[Local Community]]></category>
		<category><![CDATA[Local School District]]></category>
		<category><![CDATA[Oil Express]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Pizza Parlors]]></category>
		<category><![CDATA[Saving Money on School]]></category>
		<category><![CDATA[School Supplies]]></category>
		<category><![CDATA[Smoothie]]></category>
		<category><![CDATA[Sports Teams]]></category>
		<category><![CDATA[State Of Georgia]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Tight Times]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=111</guid>
		<description><![CDATA[Right here in the state of Georgia, it's almost time for school again.  We're roughly one month away.  One of the things to look for as you're trying to save money in these tight times is to see what your local school may be able to do for you.  There are two quick things that you should look at in your research in saving money.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Should A GenXer Do During These Turbulent Times?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/04/01/what-should-a-genxer-do-during-these-turbulent-times/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/04/01/what-should-a-genxer-do-during-these-turbulent-times/#comments</comments>
		<pubDate>Wed, 01 Apr 2009 21:28:31 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[401k still gives you the best value]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[build up your emergency reserve]]></category>
		<category><![CDATA[Building an Emergency Money Reserve]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Cmfc]]></category>
		<category><![CDATA[College Education]]></category>
		<category><![CDATA[College Savings Plan]]></category>
		<category><![CDATA[Crpc]]></category>
		<category><![CDATA[Crps]]></category>
		<category><![CDATA[Debt To Income Ratio]]></category>
		<category><![CDATA[Downturn]]></category>
		<category><![CDATA[Education Degrees]]></category>
		<category><![CDATA[Education Savings]]></category>
		<category><![CDATA[Emergency Reserve]]></category>
		<category><![CDATA[Family Finances]]></category>
		<category><![CDATA[Generation X Money]]></category>
		<category><![CDATA[Genxers]]></category>
		<category><![CDATA[get free money from your company]]></category>
		<category><![CDATA[Income Statement]]></category>
		<category><![CDATA[investment objectives]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Long Haul]]></category>
		<category><![CDATA[Mbas]]></category>
		<category><![CDATA[overall risk tolerance]]></category>
		<category><![CDATA[prioritizing your retirement savings]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Term Survival]]></category>
		<category><![CDATA[time frames]]></category>
		<category><![CDATA[Turbulent Times]]></category>
		<category><![CDATA[ultimate financial security]]></category>
		<category><![CDATA[Video Game]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=107</guid>
		<description><![CDATA[These are one of those unique times where if you're a GenXer (1965-1979), this isn’t the first time you have seen a market take a sharp downturn. You experienced this about 8 years ago with the internet bust. Many of you have college education degrees, MBAs, and you have good jobs, but you're simply asking yourself will I be able to make any money in the stock market in the long haul? Is the economy going to get worse? How do I balance college education savings and think about retirement.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get your financial house in order in 2009!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/03/21/get-your-financial-house-in-order-in-2009/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/03/21/get-your-financial-house-in-order-in-2009/#comments</comments>
		<pubDate>Sat, 21 Mar 2009 21:25:17 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[oXYGenFinancial Top Tens]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Atlanta Georgia]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[Bank Withdrawal]]></category>
		<category><![CDATA[Become a coupon clipper]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Cmfc]]></category>
		<category><![CDATA[Create an automatic savings plan]]></category>
		<category><![CDATA[Crpc]]></category>
		<category><![CDATA[Crps]]></category>
		<category><![CDATA[Deal with your debt]]></category>
		<category><![CDATA[Declining Market]]></category>
		<category><![CDATA[Economic Downturn]]></category>
		<category><![CDATA[Entertainment Insurance]]></category>
		<category><![CDATA[Get involved in the stock market]]></category>
		<category><![CDATA[Get out of Debt]]></category>
		<category><![CDATA[Investment Account]]></category>
		<category><![CDATA[Investment Portfolios]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Long Haul]]></category>
		<category><![CDATA[Market Risk]]></category>
		<category><![CDATA[Net Worth]]></category>
		<category><![CDATA[Pay Raise]]></category>
		<category><![CDATA[Personal Economy]]></category>
		<category><![CDATA[Review your budget]]></category>
		<category><![CDATA[Review your insurance]]></category>
		<category><![CDATA[Review your portfolio]]></category>
		<category><![CDATA[Savings Account]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[top 10 tips from Oxygen Financial in 2009]]></category>
		<category><![CDATA[W-4 exemptions]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=102</guid>
		<description><![CDATA[Get your financial house in order in 2009! Top 10 tips from Oxygen Financial in 2009. 2009 is upon us and it's time to think about cleaning up your financial house, so here are some of Oxygen Financial's top tips to get your financial house in order:]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Where did all my money go??</title>
		<link>http://www.yoursmartmoneymoves.com/2009/02/28/where-did-all-my-money-go/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/02/28/where-did-all-my-money-go/#comments</comments>
		<pubDate>Sat, 28 Feb 2009 21:14:07 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[401 K]]></category>
		<category><![CDATA[Bottom Line]]></category>
		<category><![CDATA[Cable Or Satellite]]></category>
		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Cfo]]></category>
		<category><![CDATA[Discretionary Spending]]></category>
		<category><![CDATA[Family Business]]></category>
		<category><![CDATA[Financial Future]]></category>
		<category><![CDATA[Financial Situation]]></category>
		<category><![CDATA[Frequent Flier Miles]]></category>
		<category><![CDATA[Income Statement]]></category>
		<category><![CDATA[Lunch]]></category>
		<category><![CDATA[Making a Budget]]></category>
		<category><![CDATA[member FINRA]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[private CFO]]></category>
		<category><![CDATA[Profit And Loss]]></category>
		<category><![CDATA[Profit And Loss Statement]]></category>
		<category><![CDATA[Real Estate Property]]></category>
		<category><![CDATA[Recession]]></category>
		<category><![CDATA[Satellite Company]]></category>
		<category><![CDATA[SIPC]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Time One]]></category>
		<category><![CDATA[Ugly Word]]></category>
		<category><![CDATA[Vacations]]></category>
		<category><![CDATA[what expenses you are going to cut]]></category>
		<category><![CDATA[Where did all my money go]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=98</guid>
		<description><![CDATA[We're about 60 days into 2009, and one of the things people have been asking themselves is "where does all my money go?" When you look at your overall financial situation, your 401(k) has now been reduced to a 201(k). Your real estate property probably has devalued substantially, and really at the end of the day you make some income but you're not quite sure where all of money goes after you pay your expenses. One of the things that we recommend at this time is to ensure that you've got a quality spending plan in 2009.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pass on the Extended Warranty</title>
		<link>http://www.yoursmartmoneymoves.com/2009/02/28/pass-on-the-extended-warranty/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/02/28/pass-on-the-extended-warranty/#comments</comments>
		<pubDate>Sat, 28 Feb 2009 20:20:25 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[oXYGenFinancial Videos]]></category>
		<category><![CDATA[Alpharetta Ga]]></category>
		<category><![CDATA[Chains]]></category>
		<category><![CDATA[Complimentary Consultation]]></category>
		<category><![CDATA[Extended Warranties]]></category>
		<category><![CDATA[Extended Warranty]]></category>
		<category><![CDATA[Financial Sense]]></category>
		<category><![CDATA[Great Oaks]]></category>
		<category><![CDATA[Home Electronics]]></category>
		<category><![CDATA[Household Products]]></category>
		<category><![CDATA[Illustrative Purposes]]></category>
		<category><![CDATA[Investment Investment]]></category>
		<category><![CDATA[Investment Value]]></category>
		<category><![CDATA[Money Advice]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[Pass on extended warranties]]></category>
		<category><![CDATA[Rate Of Return]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Thousands Of Dollars]]></category>
		<category><![CDATA[Warranty]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=88</guid>
		<description><![CDATA[Pass on extended warranties. In my opinion, spending $129 for an extended warranty on an item that costs $300 just simply doesn’t make any financial sense.  Usually, employees of your larger electronics chains have their “bonuses” tied to extended warranties, so beware before you consider buying.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are You Prepared for a Job Layoff?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/02/14/are-you-prepared-for-a-job-layoff/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/02/14/are-you-prepared-for-a-job-layoff/#comments</comments>
		<pubDate>Sat, 14 Feb 2009 15:54:16 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[401 K Plans]]></category>
		<category><![CDATA[atlanta]]></category>
		<category><![CDATA[Basis One]]></category>
		<category><![CDATA[COBRA rules]]></category>
		<category><![CDATA[Deferred Compensation]]></category>
		<category><![CDATA[Dental Appointments]]></category>
		<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[georgia]]></category>
		<category><![CDATA[Group Plan]]></category>
		<category><![CDATA[Hatchet]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Health Insurance Plan]]></category>
		<category><![CDATA[Human Resources Department]]></category>
		<category><![CDATA[Individual Insurance]]></category>
		<category><![CDATA[Insurances]]></category>
		<category><![CDATA[Investment Account]]></category>
		<category><![CDATA[laid off from your company]]></category>
		<category><![CDATA[Layoff]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[lost your job]]></category>
		<category><![CDATA[National Basis]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Portability]]></category>
		<category><![CDATA[Prepared for a layoff]]></category>
		<category><![CDATA[Retirement Plan]]></category>
		<category><![CDATA[Small Medium]]></category>
		<category><![CDATA[Stock Options]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[tight job market]]></category>
		<category><![CDATA[Unemployment Rates]]></category>
		<category><![CDATA[What happens to your investment account at work]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=78</guid>
		<description><![CDATA[As we get into the year of 2009, we have seen that unemployment is now hovering above 7% on a national basis. One of the things that you may want to be considering if you're working for a small, medium, or even a large employer, is exactly what you should be thinking about in case you end up getting laid off. While we never expect it to happen to us, we always need to prepare for the certainty of uncertainty.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Interest Bearing Checking Account</title>
		<link>http://www.yoursmartmoneymoves.com/2009/02/06/interest-bearing-checking-account/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/02/06/interest-bearing-checking-account/#comments</comments>
		<pubDate>Fri, 06 Feb 2009 15:29:08 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[oXYGenFinancial Videos]]></category>
		<category><![CDATA[Alpharetta Ga]]></category>
		<category><![CDATA[Atlanta Area]]></category>
		<category><![CDATA[Brand Name]]></category>
		<category><![CDATA[Checking Account]]></category>
		<category><![CDATA[Checking Accounts]]></category>
		<category><![CDATA[Competitive Market]]></category>
		<category><![CDATA[Complimentary Consultation]]></category>
		<category><![CDATA[Current Account]]></category>
		<category><![CDATA[Financial Solutions]]></category>
		<category><![CDATA[Financial Solutions in the greater Atlanta Area]]></category>
		<category><![CDATA[Find an interest bearing checking account]]></category>
		<category><![CDATA[Greater Atlanta]]></category>
		<category><![CDATA[Hypothetically]]></category>
		<category><![CDATA[Illustrative Purposes]]></category>
		<category><![CDATA[Interest Bearing Checking Accounts]]></category>
		<category><![CDATA[Interest Checking]]></category>
		<category><![CDATA[Investment Investment]]></category>
		<category><![CDATA[Investment Value]]></category>
		<category><![CDATA[Life Situations]]></category>
		<category><![CDATA[Local Bank]]></category>
		<category><![CDATA[Money Advice]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial is the Solution]]></category>
		<category><![CDATA[Rate Of Return]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=74</guid>
		<description><![CDATA[The banking world has become an increasingly competitive market place.   Most businesses or individuals have an established checking account, but often people do not check whether they are earning interest in their checking account.  You can get these checking accounts on-line, a brand name bank, a local bank, or a credit union type institution.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Using Entertainment Books and Saving Money</title>
		<link>http://www.yoursmartmoneymoves.com/2009/02/02/using-entertainment-books/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/02/02/using-entertainment-books/#comments</comments>
		<pubDate>Mon, 02 Feb 2009 15:27:02 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[oXYGenFinancial Videos]]></category>
		<category><![CDATA[Alpharetta Ga]]></category>
		<category><![CDATA[Atlanta Financial Resources]]></category>
		<category><![CDATA[Chores]]></category>
		<category><![CDATA[Complimentary Consultation]]></category>
		<category><![CDATA[Entertainment Book]]></category>
		<category><![CDATA[Entertainment Books]]></category>
		<category><![CDATA[Fun Activities]]></category>
		<category><![CDATA[Get an entertainment book]]></category>
		<category><![CDATA[How to Use the Entertainment Book]]></category>
		<category><![CDATA[Illustrative Purposes]]></category>
		<category><![CDATA[Investment Investment]]></category>
		<category><![CDATA[Investment Value]]></category>
		<category><![CDATA[Lifestyle Management]]></category>
		<category><![CDATA[Management Company]]></category>
		<category><![CDATA[Metro Atlanta]]></category>
		<category><![CDATA[Money Advice]]></category>
		<category><![CDATA[Money Money]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Rate Of Return]]></category>
		<category><![CDATA[Restaurants Entertainment]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Savings Advice]]></category>
		<category><![CDATA[The Money Guys]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=71</guid>
		<description><![CDATA[Money Advice From The Money Guys At oXYGen Financial &#8211; Entertainment Books

Get an entertainment book for 2009. With our busy world of hustle and bustle, we are always out and about doing chores and errands.   ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>After Holiday Shopping = Savings all year long!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/01/24/after-holiday-shopping-savings-all-year-long/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/01/24/after-holiday-shopping-savings-all-year-long/#comments</comments>
		<pubDate>Sat, 24 Jan 2009 15:08:02 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[oXYGenFinancial Videos]]></category>
		<category><![CDATA[Alpharetta Ga]]></category>
		<category><![CDATA[Atlanta Financial Resources]]></category>
		<category><![CDATA[Christmas Day]]></category>
		<category><![CDATA[Christmas Shopping]]></category>
		<category><![CDATA[Complimentary Consultation]]></category>
		<category><![CDATA[Do holiday shopping after Christmas.]]></category>
		<category><![CDATA[Doing Christmas]]></category>
		<category><![CDATA[Financial Expert]]></category>
		<category><![CDATA[Free Consultation]]></category>
		<category><![CDATA[Greeting Cards]]></category>
		<category><![CDATA[Holiday Money]]></category>
		<category><![CDATA[Holiday Season]]></category>
		<category><![CDATA[Holiday Shopping]]></category>
		<category><![CDATA[Illustrative Purposes]]></category>
		<category><![CDATA[Investment Investment]]></category>
		<category><![CDATA[Investment Value]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Money Advice]]></category>
		<category><![CDATA[Money Savings]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Perfect Gift]]></category>
		<category><![CDATA[Rate Of Return]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Save money on Holiday Shopping]]></category>
		<category><![CDATA[Shopping Advice]]></category>
		<category><![CDATA[Ted]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[The Money Guys]]></category>
		<category><![CDATA[Wrapping Paper]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=67</guid>
		<description><![CDATA[After Holiday Shopping = Savings all year long! Money Advice from the Money Guys at OxygenFinancial - Atlanta Financial Experts Ted Jenkin and Kile Lewis]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Entertain your Wallet &#8211; the Money Guys at oXYGen Financial</title>
		<link>http://www.yoursmartmoneymoves.com/2009/01/22/entertain-your-wallet-the-money-guys-at-oxygen-financial/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/01/22/entertain-your-wallet-the-money-guys-at-oxygen-financial/#comments</comments>
		<pubDate>Thu, 22 Jan 2009 14:19:55 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[oXYGenFinancial Videos]]></category>
		<category><![CDATA[Alpharetta Ga]]></category>
		<category><![CDATA[Compact Discs]]></category>
		<category><![CDATA[Complimentary Consultation]]></category>
		<category><![CDATA[Consultative Approach]]></category>
		<category><![CDATA[Contact]]></category>
		<category><![CDATA[Financial Help]]></category>
		<category><![CDATA[Financial Money]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Get some free I tunes downloads from the local library]]></category>
		<category><![CDATA[I Pod]]></category>
		<category><![CDATA[I Tunes]]></category>
		<category><![CDATA[Illustrative Purposes]]></category>
		<category><![CDATA[Investment Investment]]></category>
		<category><![CDATA[Investment Value]]></category>
		<category><![CDATA[Local Library]]></category>
		<category><![CDATA[Money Advice]]></category>
		<category><![CDATA[Neighborhood]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[Personal Financial Goals]]></category>
		<category><![CDATA[Personal Goals]]></category>
		<category><![CDATA[Public Library]]></category>
		<category><![CDATA[Rate Of Return]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Wallet]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=56</guid>
		<description><![CDATA[Money Advice from the Money Guys at oXYGen Financial - Entertain your Wallet]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Entertainment Budget &#8211; The Money Guys At oXYGen Financial</title>
		<link>http://www.yoursmartmoneymoves.com/2009/01/20/your-entertainment-budget-the-money-guys-at-oxygen-financial/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/01/20/your-entertainment-budget-the-money-guys-at-oxygen-financial/#comments</comments>
		<pubDate>Tue, 20 Jan 2009 14:09:28 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[oXYGenFinancial Videos]]></category>
		<category><![CDATA[Alpharetta Ga]]></category>
		<category><![CDATA[Brand Name]]></category>
		<category><![CDATA[Children S Books]]></category>
		<category><![CDATA[Children's Books and Movies]]></category>
		<category><![CDATA[Complimentary Consultation]]></category>
		<category><![CDATA[Entertainment Budget]]></category>
		<category><![CDATA[Entertainment Today]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Money]]></category>
		<category><![CDATA[Financial Solutions]]></category>
		<category><![CDATA[Get your DVD’s from a local library]]></category>
		<category><![CDATA[How to balance your budget]]></category>
		<category><![CDATA[Hypothetically]]></category>
		<category><![CDATA[Illustrative Purposes]]></category>
		<category><![CDATA[Investment Investment]]></category>
		<category><![CDATA[Investment Value]]></category>
		<category><![CDATA[Local Library]]></category>
		<category><![CDATA[Metro Atlanta]]></category>
		<category><![CDATA[Money Advice]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Public Library Card]]></category>
		<category><![CDATA[Rate Of Return]]></category>
		<category><![CDATA[Romance Novels]]></category>
		<category><![CDATA[S Books]]></category>
		<category><![CDATA[Video Rental Stores]]></category>
		<category><![CDATA[Video Store]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=52</guid>
		<description><![CDATA[Get your DVD’s from a local library.   Today’s local libraries have much more than a few children’s books and romance novels.   Instead of going to one of the major video rental stores to get your videos, you should really check out your local library. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Morning Cup of Joe &#8211; The Money Guys At oXYGen Financial</title>
		<link>http://www.yoursmartmoneymoves.com/2009/01/18/morning-cup-of-joe-the-money-guys-at-oxygen-financial/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/01/18/morning-cup-of-joe-the-money-guys-at-oxygen-financial/#comments</comments>
		<pubDate>Sun, 18 Jan 2009 13:37:29 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[oXYGenFinancial Videos]]></category>
		<category><![CDATA[Alpharetta Ga]]></category>
		<category><![CDATA[Coffee House]]></category>
		<category><![CDATA[Complimentary Consultation]]></category>
		<category><![CDATA[Cup Of Joe]]></category>
		<category><![CDATA[Financial Money]]></category>
		<category><![CDATA[Financial Solutions]]></category>
		<category><![CDATA[Gen X]]></category>
		<category><![CDATA[Gourmet Coffee Shops]]></category>
		<category><![CDATA[Guarantee]]></category>
		<category><![CDATA[Illustrative Purposes]]></category>
		<category><![CDATA[Investment Investment]]></category>
		<category><![CDATA[Investment Value]]></category>
		<category><![CDATA[Money Advice]]></category>
		<category><![CDATA[Morning Coffee]]></category>
		<category><![CDATA[Morning Cup]]></category>
		<category><![CDATA[Morning Cup of Coffee]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Rate Of Return]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Wallet]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=46</guid>
		<description><![CDATA[Drink your morning cup of Joe at work.  With all of these fancy gourmet coffee shops, it can really dip into your wallet if you stop to get your morning coffee there every day.  By skipping the upscale coffee house and drinking it at work you could save approximately $400 per day or $20.00 per work week.  ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New vs. Used Cars &#8211; The Money Guys At oXYGen Financial</title>
		<link>http://www.yoursmartmoneymoves.com/2009/01/15/new-vs-used-cars/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/01/15/new-vs-used-cars/#comments</comments>
		<pubDate>Thu, 15 Jan 2009 13:22:51 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[oXYGenFinancial Videos]]></category>
		<category><![CDATA[Alpharetta Ga]]></category>
		<category><![CDATA[Bmw]]></category>
		<category><![CDATA[Bmw 328i]]></category>
		<category><![CDATA[Bmw Model]]></category>
		<category><![CDATA[Buy a used car]]></category>
		<category><![CDATA[Car Bmw]]></category>
		<category><![CDATA[Complimentary Consultation]]></category>
		<category><![CDATA[Consultation]]></category>
		<category><![CDATA[Decline]]></category>
		<category><![CDATA[Excellent Condition]]></category>
		<category><![CDATA[Financial Money]]></category>
		<category><![CDATA[Illustrative Purposes]]></category>
		<category><![CDATA[Investment Investment]]></category>
		<category><![CDATA[Investment Value]]></category>
		<category><![CDATA[Kile Lewis]]></category>
		<category><![CDATA[Mileage]]></category>
		<category><![CDATA[Money Advice]]></category>
		<category><![CDATA[New Bmw]]></category>
		<category><![CDATA[New Car]]></category>
		<category><![CDATA[New Cars]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[Rate Of Return]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Used Cars]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=40</guid>
		<description><![CDATA[Money Advice From The Money Guys At oXYGen Financial - New vs. Used Cars]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>oXYGen Financial &#8211; Bundling Services</title>
		<link>http://www.yoursmartmoneymoves.com/2009/01/14/oxygen-financial-bundling-services/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/01/14/oxygen-financial-bundling-services/#comments</comments>
		<pubDate>Wed, 14 Jan 2009 15:41:38 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[oXYGenFinancial Videos]]></category>
		<category><![CDATA[Alpharetta Ga]]></category>
		<category><![CDATA[Cable Internet]]></category>
		<category><![CDATA[Complimentary Consultation]]></category>
		<category><![CDATA[Different Services]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Financial Solutions]]></category>
		<category><![CDATA[Great Oaks]]></category>
		<category><![CDATA[Household]]></category>
		<category><![CDATA[Illustrative Purposes]]></category>
		<category><![CDATA[Internet Service]]></category>
		<category><![CDATA[Internet Telephone]]></category>
		<category><![CDATA[Investment Investment]]></category>
		<category><![CDATA[Investment Value]]></category>
		<category><![CDATA[Money Advice]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Premiere]]></category>
		<category><![CDATA[Pros And Cons]]></category>
		<category><![CDATA[Rate Of Return]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Telephone Service]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=35</guid>
		<description><![CDATA[Money Advice From The Money Guys At oXYGen Financial &#8211; Bundling Services

Visit oXYGen Financial &#8211; Atlanta&#8217;s Premiere Financial Solutions
Combine your cable, internet, and telephone service. I used to have three separate carriers handling all three ...]]></description>
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		</item>
		<item>
		<title>Is it time to begin &#8216;washing&#8217; your stock laundry?</title>
		<link>http://www.yoursmartmoneymoves.com/2008/12/03/is-it-time-to-begin-washing-your-stock-laundry/</link>
		<comments>http://www.yoursmartmoneymoves.com/2008/12/03/is-it-time-to-begin-washing-your-stock-laundry/#comments</comments>
		<pubDate>Wed, 03 Dec 2008 15:37:12 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[Atlanta Financial Resources]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[Capital Gains]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Cmfc]]></category>
		<category><![CDATA[consult a qualified CPA]]></category>
		<category><![CDATA[Cpa]]></category>
		<category><![CDATA[Crpc]]></category>
		<category><![CDATA[Crps]]></category>
		<category><![CDATA[Day Time]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Financial Stocks]]></category>
		<category><![CDATA[Internet Bubble]]></category>
		<category><![CDATA[Internet Stocks]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[offset capital gains]]></category>
		<category><![CDATA[Qualified Accountant]]></category>
		<category><![CDATA[Several Steps]]></category>
		<category><![CDATA[Sinking Feeling]]></category>
		<category><![CDATA[Stock Losses]]></category>
		<category><![CDATA[stock on a long-term basis]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Term Basis]]></category>
		<category><![CDATA[Time Period]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=32</guid>
		<description><![CDATA[
Ted Jenkin, CFP®, AAMS®, AWMA®, CRPC®, CMFC®, CRPS®
Co-CEO and Founder oXYGen Financial, Inc.
I&#8217;ve been in the business almost 18 years, and I can remember scenarios around stock losses like this back in the
Internet bubble of ...]]></description>
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		</item>
		<item>
		<title>You Better Open That 401(k) Statement!</title>
		<link>http://www.yoursmartmoneymoves.com/2008/10/29/you-better-open-that-401k-statement/</link>
		<comments>http://www.yoursmartmoneymoves.com/2008/10/29/you-better-open-that-401k-statement/#comments</comments>
		<pubDate>Wed, 29 Oct 2008 14:57:19 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[401 K]]></category>
		<category><![CDATA[401(k) is a long-term investment]]></category>
		<category><![CDATA[401k Plan]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Asset Category]]></category>
		<category><![CDATA[Bad News]]></category>
		<category><![CDATA[Cop Car]]></category>
		<category><![CDATA[Couple Weeks]]></category>
		<category><![CDATA[Funny Thing]]></category>
		<category><![CDATA[Have Money Questions?]]></category>
		<category><![CDATA[Long Term Investment]]></category>
		<category><![CDATA[oXYGen Financial is the Solution]]></category>
		<category><![CDATA[Peek]]></category>
		<category><![CDATA[Pundits]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[Television]]></category>
		<category><![CDATA[Time Out]]></category>
		<category><![CDATA[Traffic]]></category>
		<category><![CDATA[Wrecks]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=24</guid>
		<description><![CDATA[It's your retirement and if you don't take control, the government isn't going to bail you out. Most important, are you going to want to be that one person that can't explain what happened with the accident on the side of the road. Especially if it is your retirement.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Roller Coaster Week</title>
		<link>http://www.yoursmartmoneymoves.com/2008/10/22/roller-coaster-week/</link>
		<comments>http://www.yoursmartmoneymoves.com/2008/10/22/roller-coaster-week/#comments</comments>
		<pubDate>Wed, 22 Oct 2008 14:47:24 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[401 K Contributions]]></category>
		<category><![CDATA[Black Wednesday]]></category>
		<category><![CDATA[Consecutive Heads]]></category>
		<category><![CDATA[Decisions]]></category>
		<category><![CDATA[Depression]]></category>
		<category><![CDATA[Emotional Intelligence]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Imagination]]></category>
		<category><![CDATA[Intellectual Quotient]]></category>
		<category><![CDATA[key elements to building wealth]]></category>
		<category><![CDATA[Long Time]]></category>
		<category><![CDATA[Long Time Future Planning]]></category>
		<category><![CDATA[Mattress]]></category>
		<category><![CDATA[not a time to put your money under your mattress]]></category>
		<category><![CDATA[One Thing]]></category>
		<category><![CDATA[Random Group]]></category>
		<category><![CDATA[Roller Coaster]]></category>
		<category><![CDATA[Rudder]]></category>
		<category><![CDATA[Steady Hand]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[Stock Markets]]></category>
		<category><![CDATA[Thursdays]]></category>
		<category><![CDATA[Time Horizon]]></category>
		<category><![CDATA[Waiting In Line]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=19</guid>
		<description><![CDATA[I do think the one thing that should come out of this is knowing what you make and what you spend because saving is still one of truly key elements to building wealth. To do this as the CEO of your family finances, now is the time to get with a private CFO™ to understand your balance sheet, income statement, and your bottom line. I'm pretty sure they won't do that for you on CNBC!

Visit OxygenFinancial Today]]></description>
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		</item>
		<item>
		<title>McMansion is part what caused McDownfall?</title>
		<link>http://www.yoursmartmoneymoves.com/2008/10/16/mcmansion-is-part-what-caused-mcdownfall/</link>
		<comments>http://www.yoursmartmoneymoves.com/2008/10/16/mcmansion-is-part-what-caused-mcdownfall/#comments</comments>
		<pubDate>Thu, 16 Oct 2008 20:46:24 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[American Dream]]></category>
		<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Barn Furniture]]></category>
		<category><![CDATA[Big House]]></category>
		<category><![CDATA[Cnbc]]></category>
		<category><![CDATA[Cnn]]></category>
		<category><![CDATA[Cribs]]></category>
		<category><![CDATA[Financial Future]]></category>
		<category><![CDATA[Furnishing]]></category>
		<category><![CDATA[Gen X]]></category>
		<category><![CDATA[Getting A Mortgage]]></category>
		<category><![CDATA[Greed]]></category>
		<category><![CDATA[Hot Tub]]></category>
		<category><![CDATA[Lifestyles Of The Rich And Famous]]></category>
		<category><![CDATA[Mcmansion]]></category>
		<category><![CDATA[Mtv Cribs]]></category>
		<category><![CDATA[Paycheck]]></category>
		<category><![CDATA[Pottery Barn]]></category>
		<category><![CDATA[Principal Interests]]></category>
		<category><![CDATA[Upkeep]]></category>
		<category><![CDATA[What This Means]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=16</guid>
		<description><![CDATA[
For all those gen-X and gen-Y out there, maybe you&#8217;ve realized that this bailout from the government around our financial future in my opinion really wasn&#8217;t totally around Wall Street, but it was in part ...]]></description>
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		</item>
		<item>
		<title>You Don&#8217;t Look $300,000 Cool!</title>
		<link>http://www.yoursmartmoneymoves.com/2008/10/08/you-dont-look-300000-cool/</link>
		<comments>http://www.yoursmartmoneymoves.com/2008/10/08/you-dont-look-300000-cool/#comments</comments>
		<pubDate>Wed, 08 Oct 2008 16:15:41 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Blue Book Value]]></category>
		<category><![CDATA[Fact Of The Matter]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Financial Sense]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Kelley Blue Book]]></category>
		<category><![CDATA[Kelly Blue Book]]></category>
		<category><![CDATA[Kelly Blue Book Value]]></category>
		<category><![CDATA[Math]]></category>
		<category><![CDATA[Mercedes Benz]]></category>
		<category><![CDATA[Mercedes Benz E Class]]></category>
		<category><![CDATA[Mercedes Benz Sedan]]></category>
		<category><![CDATA[Money Guy]]></category>
		<category><![CDATA[Moral Of The Story]]></category>
		<category><![CDATA[New Car Purchase]]></category>
		<category><![CDATA[One Thing]]></category>
		<category><![CDATA[Radio Show]]></category>
		<category><![CDATA[Retail Value]]></category>
		<category><![CDATA[Wholesale]]></category>
		<category><![CDATA[Wholesale Value]]></category>

		<guid isPermaLink="false">http://o2blog.highspeedgoldfish.com/?p=9</guid>
		<description><![CDATA[
Hey folks, one thing I will tell you, as I&#8217;ve been saying in the Money Guy&#8217;s radio show, is the fact that as much as a new car looks nice and makes you feel good, ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2008/10/08/you-dont-look-300000-cool/feed/</wfw:commentRss>
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		<title>Should You Convert Your Roth IRA?</title>
		<link>http://www.yoursmartmoneymoves.com/2008/10/01/convert-your-roth-ira/</link>
		<comments>http://www.yoursmartmoneymoves.com/2008/10/01/convert-your-roth-ira/#comments</comments>
		<pubDate>Wed, 01 Oct 2008 14:06:41 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
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		<category><![CDATA[Accountant]]></category>
		<category><![CDATA[Adjusted Gross Income]]></category>
		<category><![CDATA[Better Time]]></category>
		<category><![CDATA[Convert Your Roth IRA]]></category>
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		<category><![CDATA[Recharacterization]]></category>
		<category><![CDATA[Roth Ira]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[Tax Decisions]]></category>
		<category><![CDATA[Tax Liability]]></category>
		<category><![CDATA[Tax Strategy]]></category>

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		<description><![CDATA[
Hey folks, I&#8217;ve got a news flash for you. Going into October, it isn&#8217;t just football season, it&#8217;s recharacterization season. While most of you are worried about the stock market, I hear individuals and businesses ...]]></description>
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