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It seems like every mall or suburb strip outlet you go into today has virtually all the same stores. What would a mall be without a GAP or an Abercrombie & Fitch? What amazes me the most is how we as parents can get caught up in making sure that our children have the very best in brand names without thinking about the price or whether it is affordable in our monthly budget.

In a move to show the Federal Reserve is now here to protect consumers, the Federal Reserve banned ATM and debit card overdraft fees unless customers have opted to pay to ensure balance busting transactions don’t automatically go through.

The new rules, which take effect July 1, 2010 mean that if you don’t have enough money in your account for the ATM withdrawal the transaction will be rejected. With any level of human reasoning, this should have always been the case. However, in the past, the bank would approve the transaction and tack on overdraft fees which can cost the average consumer hundreds of dollars per year.

It seems like cartoon movies are everywhere, with Hollywood celebrities cashing in doing animated sequels like Ice Age and Madagascar. I’ve got three kids, so I know what it costs to take a family of five to the movies for an evening showing. I also recently wrote an article about the upscale cost of the new theaters that are designed to show the 3-D movies.

Now, guess who is getting into the cartoon game? Yes, none other than Warren Buffett.

Is Black Friday The Best Day To Buy A Car? Black Friday has always been know as the day to get deals on toys, appliances, electronics, and clothing items. Could 2009 be the year of the car? I have attached a great link to an article you should read if you are in the market for a new ride.

If you are concerned about your cell phone bill, it may be time to take a trip into your local vendor. I have been in the habit now of taking my phone (and family plan) into my cell phone provider quarterly to run a diagnostic on the bill. Some vendors will allow you to do this exercise on their website when you log in as a customer. If your vendor doesn’t offer that service, then take it in to the store. With plans changing all of the time between voice, data, and more, this could be an easy way to help you shave some expense money off of your monthly bills.

You just got married, but you may not have realized that your money did as well. One of you is a spender and one is a saver! How in the world will you make it work. Here are 7 tips from about.com on money strategies for your new marriage.

Only recently have personal savings levels risen, where just a short while ago they were the lowest since the Great Depression when unemployment was more than 25%. (USA Today) Why is this happening?

I have a theory, and it boils down to the fact that people in the X and Y generation just don’t read anymore. Remember when you were a kid and had to take those tests where you read a short story, and then had to answer a bunch of multiple choice questions around the story? I didn’t fare so well on those tests, but if people had to take them today based upon what they think they learned on the internet . . . surely we would be a failing class.

Attention all parents with little ones.  The holiday season is coming, and now could be the time to gear up on buying your stocking stuffers and kiddie gifts.   At www.playskool.com, you can find up to …

On Friday, I celebrated my fifteen year anniversary with my wife. I was reminded that will all of the gadgets, jewelry, clothes, and vacations you can buy with money, the best gifts in life are still free. Although I did get something really nice for my wife, some of the most enjoyable times we have had together over our fifteen years didn’t cost a lot of money. Here are five ideas that you can use if you are on a low budget, but you would like to do something special.