Right here in the state of Georgia, it’s almost time for school again. We’re roughly one month away. One of the things to look for as you’re trying to save money in these tight times is to see what your local school may be able to do for you. There are two quick things that you should look at in your research in saving money.

These are one of those unique times where if you’re a GenXer (1965-1979), this isn’t the first time you have seen a market take a sharp downturn. You experienced this about 8 years ago with the internet bust. Many of you have college education degrees, MBAs, and you have good jobs, but you’re simply asking yourself will I be able to make any money in the stock market in the long haul? Is the economy going to get worse? How do I balance college education savings and think about retirement.

Get your financial house in order in 2009! Top 10 tips from Oxygen Financial in 2009. 2009 is upon us and it’s time to think about cleaning up your financial house, so here are some of Oxygen Financial’s top tips to get your financial house in order:

We’re about 60 days into 2009, and one of the things people have been asking themselves is “where does all my money go?” When you look at your overall financial situation, your 401(k) has now been reduced to a 201(k). Your real estate property probably has devalued substantially, and really at the end of the day you make some income but you’re not quite sure where all of money goes after you pay your expenses. One of the things that we recommend at this time is to ensure that you’ve got a quality spending plan in 2009.

Pass on extended warranties. In my opinion, spending $129 for an extended warranty on an item that costs $300 just simply doesn’t make any financial sense. Usually, employees of your larger electronics chains have their “bonuses” tied to extended warranties, so beware before you consider buying.

As we get into the year of 2009, we have seen that unemployment is now hovering above 7% on a national basis. One of the things that you may want to be considering if you’re working for a small, medium, or even a large employer, is exactly what you should be thinking about in case you end up getting laid off. While we never expect it to happen to us, we always need to prepare for the certainty of uncertainty.

The banking world has become an increasingly competitive market place. Most businesses or individuals have an established checking account, but often people do not check whether they are earning interest in their checking account. You can get these checking accounts on-line, a brand name bank, a local bank, or a credit union type institution.

Money Advice From The Money Guys At oXYGen Financial – Entertainment Books

Get an entertainment book for 2009. With our busy world of hustle and bustle, we are always out and about doing chores and errands.   …

After Holiday Shopping = Savings all year long! Money Advice from the Money Guys at OxygenFinancial – Atlanta Financial Experts Ted Jenkin and Kile Lewis

Money Advice from the Money Guys at oXYGen Financial – Entertain your Wallet