Review Category : Seasonal

Five Great Technology Mother’s Day Gifts

Mother’s Day is tomorrow and word on the street is that spending is up this year…bigger than ever. The National Retail Federation estimated that consumers will spend 23.6 billion dollars on Mom this year in 2017, so who says people aren’t shelling out their wallets for Mom. If you are counting that is an average of $186.39 per consumer which is an 6% increase from 2016. Moms work hard and they are entitled to a show of appreciation on their special day. Most consumers will acknowledge that appreciation with a greeting card (77.9%%), though it appears her loved ones will also look for special gifts. Two-thirds (68.5%) of those celebrating will buy mom her favorite flowers, spending a total of $2.6 billion, and 37% percent will look for spring sweaters and blouses, spending a total of $2.1 billion on apparel and accessory items. Mom’s loved ones will also buy 2 billion dollars of consumer electronics this year, so you should ...

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Five Valentines Day Money Saving Ideas

Valentine’s Day is one of those special holidays that can put a real dent in our wallet. The average person in 2016 spend $147 according to the National Retail Federation. Here are five quick money ideas that you can use to still make a special Valentine’s Day while also being smart on how you spend your money. Become Your Own Private Chef – Have you ever tripped through one of those tasty.com videos on Facebook where you see recipes you always thought about making. This would be a great time to avoid the crowded restaurants and make a special meal for your significant other. Flowers At The Grocery Store – Skip the florist and discover that some of your best deals are located right at the local grocery store. Stop by at the end of the day on Tuesday and you’ll pick yourself up a great deal. Buy A Card At Trader Joe’s – You mean food, right Ted? Nope. ...

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Helping You Shop on Black Friday

– Ted Jenkin | Atlanta Money Guy Topic: The best Black Friday shopping tips from Oxygen Financial! Taped 11/22/16 Listen every Tuesday morning at 8:00 a.m. on ROCK 100.5 | Atlanta’s Rock Station to “Your Smart Money Moves” with The Rock 100.5 Morning Show and oXYGen Financial. Ted Jenkin, CFP® and Kile Lewis, CRPC® are the founders of oXYGen Financial, and our chief financial officers. Sign Up For His Fun & Casual Financial Newsletter: http://eepurl.com/eBqro Breathe Easier with oXYGen Financial: http://www.oxygenfinancial.net ...

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The Mom’s Summer Guide To Saving Money

Ice cream, ice cream, we all scream for ice cream. For moms across America, summertime can be both a blessing and curse at the same time. While it’s exciting not to worry about packing lunches and dragging the kids to the bus stop, it is also a time when you might feel like you constantly have to entertain your children. This may mean a lot more discretionary income will go out the door than you have coming in each month. We put together our smart money moves guide for 10 moves moms can make over the summer to manage your family finances. 1. Have a budget – Whether you use a spreadsheet, 50/30/20 rule or www.youneedabudget.com, it is important to set expectation for everyone around how much cash flow you have for fun and entertainment. 2. AAA membership – There are lots of great discounts especially hotels, rental cars, & amusement parks. So when you are planning your family vacation ...

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How To Save Money On Summer Camps

For many families in America, sending your children to summer camp is a family tradition.   When I went to camp at Speers-Eljibar in the Poconos as a child, I can distinctly remember learning how to canoe, ride a horse, and most of all having fun playing tons of games and activities.   However, summer camps can cost your family and arm and a leg if you aren’t careful on how to look out for a bargain.  Here are some your smart money moves tips on how to save money on summer camps. Ask about the “group” discount-  Even though your children may want to go to different summer camps, some camps will offer a discount if multiple children attend the same camp.  If you can get some consensus amongst your kids, this can save you a few bucks going into the summer. Be an ‘early’ bird-  Just like registering for a conference, camps like it when they know that guaranteed income ...

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5 Cheap Date Ideas For Valentine’s Day

According to the National Retail Federation’s 2016 Valentine’s Day consumer survey conducted by Prosper Insights and Analytics, 54.8 percent of consumers will celebrate Valentine’s Day.   If your family is running tight on a budget this year, how will you be able to take your date out and still make it a very special day?   Sometimes the word “cheap” means that it won’t necessarily be good.   However, with these smart money moves you’ll be sure to warm your partner’s heart. Sunday Brunch vs. Saturday Dinner- Technically, Valentine’s Day falls on a Sunday this year.  This gives you even more reason to do a special brunch instead of an expensive Saturday night dinner.  While Canoe is one of my favorite places for brunch in the city (I’ll be there on Valentine’s Day), there are so many hot and trendy spots in the city that you can try. Netflix Binging-  I suppose you could binge watch almost any program that you have stored ...

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Is There Really Value In Having A Holiday Party?

Over the past weekend, we had our annual holiday party at Top Golf.  If you haven’t been to one of the locations it is a ton of fun even if you aren’t good at golf.  As I talk with people from companies both large and small, many of them have ‘cut back’ and opted to either not have a holiday party or do something very informal at work.   After our annual holiday party, it reminded me that these gatherings are more than just a ‘party’, and that many companies underestimate how gatherings like these may positively affect the people within their organization. So, what is the value of having a holiday party? You need to recognize that the holiday party may not be a ‘relaxing’ night out on the town for some of the people who attend the event.  While forced social time with work colleagues is a fun thing for some people, for others it’s just another obligation so ...

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Four Money Moves To Make On Black Friday

Black Friday will be coming up right around the corner and the deals will be hitting your e-mail like a hailstorm over the next few days.   While Black Friday deals are always tempting, there are certainly money traps that can actually make you spend more than you should on this shopaholic day.   Here are my four smart money moves to make on Black Friday. Don’t Be An Impulse Buyer– Remember that there is a difference between Black Friday “deals” and Black Friday “sales”.   The language can be very confusing, so if you are planning on going shopping in a particular store make sure you know what deal items you are going to buy.   Once you are in the store, you’ll be tempted to just get it done while you are there which can be a big mistake because you’ll be buying merchandise that is not the best price. Get Social– It pays to be a ‘fan’ on social media pages ...

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5 Money Saving Tips When You Go Out For Dinner

I went out to Hal’s Steakhouse in Buckhead (Atlanta) the other weekend and thought to myself that clearly we are in no sign of a recession.  In fact, walk into any of the mid priced to higher priced restaurants on a Friday or Saturday night and you’ll quickly come to the same realization I did when I dined at Hal’s.    Eating out is something we all like to do especially with the breakneck pace most of us are running every single week at work.    A dinner experience can be something that you go all out on with your monthly budget, or you can figure out ways to enjoy your meal without breaking the bank.   Here are five money saving tips I have that will keep a few shekels in your pocket and still have a good time. Skip the Fizz, Flat, and Stick with the Tap – Whether or not you decide to partake in some type of alcoholic beverage, ...

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Hot Summertime Deals

Everyone is interesting saving money, and in the shopping market timing is everything.   For many years, I have shared with clients that the best deals generally come in the off season if you know where to find them.  Here are five things you could look for in the month of July. 1) Summer Clothing-  As the dog days of summer are upon us and the return to school begins, many department stores will put their summer clothes, bathing suites, and shoes on sale.    Check out stores toward the end of this month and you will be sure to find a bargain or two from the large chain stores to your local boutique. 2) Grill and Outdoor Patio Furniture-   Especially in the areas where you have all four seasons, toward the end of July you will see fantastic deals on outdoor chairs, patio furniture, grills, and grill accessories.    Much of the higher end pricing leads up to the 4th of July, ...

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