Three Ways To Lower Your Family Mobile Phone Bill?

Round and round she goes, where she stops nobody knows.   That seems to be the prevalent thinking today when it comes to your family mobile phone bill.   Your youngest wants the latest and greatest in technology to impress their friends, and your oldest texts faster than you can run the 40 yard dash.  With a drawer full of old plugs, cords, and adapters, it is almost becoming a full time job to keep up with managing your family mobile phone bill.   Here are three very smart money moves for you to consider to keep your monthly bill in check. Who Is Your Top Ten?– Most of the mobile phone companies will offer some type free minute program around your top ten friends and family you call the most.   Between my phone, my wife’s phone, and the three phones my children have, we did an inspection to see which numbers were called the most in order to access the most amounts ...

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Do You Spend Too Much?

One of the trends I have noticed among family households is the notion of unconscious spending.  This can happen for both what we would consider fixed expenses (gas, electric, phone, cable), and also for discretionary expenses (dining out, vacation, household purchases). You are often very conscious about what you spend when you don’t have any money or at the stage when you have a low income. Your thought process often revolves around what your net pay is from your weekly or bi-weekly check, and wondering whether you are going to have enough money to cover the basics monthly bills.  You dream for the day when you make enough money so you can splurge to buy a few of the items you have always dreamed of having, or thinking about that vacation spot you have always wanted to visit. There becomes a point for many people that you begin to make enough money to cover your bills, and you have more ...

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