Drink your morning cup of Joe at work. With all of these fancy gourmet coffee shops, it can really dip into your wallet if you stop to get your morning coffee there every day. By skipping the upscale coffee house and drinking it at work you could save approximately $400 per day or $20.00 per work week. If you saved that $80 per month vs. drinking that gourmet coffee, and hypothetically invested the $200 in an account that earned 3% rate of return over 25 years you could have an additional $35,769 in an account at retirement. Past performance is no guarantee of future results. All returns are for illustrative purposes and not indicative of any particular investment. Investment value will fluctuate with market conditions. Just another breathe easier® tip from your money guys at oXYGen Financial, Inc., 11680 Great Oaks Way, Suite 175, Alpharetta, GA 30022 – Call us for a complimentary consultation at 800-355-9318.