VIDEO | After Holiday Shopping = Savings all year long!

Money Advice from the Money Guys – After Holiday Shopping = Savings all year long!

Do holiday shopping after Christmas. The holiday season is always a time where you look to get the perfect gift for a friend or loved one.   Over 50% of the holiday shopping is done in the week leading up to Christmas Day.    What I recommend is that you consider doing Christmas shopping for the following year in the week directly after Christmas.   Now that most retailers are starving for new sales, most items are 30% to 50% off of their original price.   If you spent, on average, $2,000 as a family during the holiday season this strategy could save you up to $1,000.  This includes gifts, greeting cards, wrapping paper, etc.  If you save that $1,000 in an account that hypothetically earned an 3% rate of return over 25 years, you could have an additional $37,111 in an account at retirement.  Not to mention the saved time next holiday season J Past performance is no guarantee of future results.  All returns are for illustrative purposes and not indicative of any particular investment.  Investment value will fluctuate with market conditions.  Just another breathe easier® tip from your money guys at oXYGen Financial, Inc., 11680 Great Oaks Way, Suite 175, Alpharetta, GA 30022 – Call us for a complimentary consultation at 800-355-9318.

Atlanta’s Financial Expert Ted Jenkin
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About the author  ⁄ Ted Jenkin @ Your Smart Money Moves

Ted Jenkin @ Your Smart Money Moves


My friends and family all think I’m a workaholic, but I say I’m just a guy that loves to help people do better in life.

My mother is still the only one that calls me by my real name Theodore Michael, my wife calls me Teddy, but for the rest of you it is just plain old Ted.

Ever since I was a little kid, I always loved money and being an entrepreneur. In fact, I still have cassette tapes of me talking to my grandmother at the age of five and my mother tells me all the time how much I played with money as a kid...

Read More About Ted Here

Ted Jenkin is a frequent guest columnist for the Wall Street Journal and Headline News Weekend Express. He is the co-CEO of oXYGen Financial. You can follow him on LinkedIn @ or on Twitter @tedjenkin.

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. oXYGen Financial is not affiliated with Kestra IS or Kestra AS. Kestra IS and Kestra AS do not provide tax or legal advice.

The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Investment Services, LLC or Kestra Advisory Services, LLC. This is for general information only and is not intended to provide specific investment advice or recommendations for any individual. It is suggested that you consult your financial professional, attorney, or tax advisor regarding your individual situation. 

Background and qualification information is available at FINRA's BrokerCheck website.

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