Just One Pen Pal Letter . . . Please

Bills.   Nobody likes getting them in the mail and it’s even less fun for people to have to sit down over the weekend and pay them.    It’s part of the reason why on line bill paying has become so successful.  It isn’t just the fact that the whole process is much easier, but now that bills can be delivered electronically you don’t have that extra pain of opening up the envelope wondering just how much it’s going to be this month.

If you are married or have a partner, usually one of you ends up being the main person that pays most or all of the bills.   You get that distinct pleasure of seeing cable, gas, electric, and credit card bills where you put most of your expenditures.

Most of us, including me, for some bizarre reason look forward to getting the mail out of the mailbox to see what we get every day.   I don’t really know what we are hoping for because when you make it into the house at the end of the driveway you come to the following conclusion.   You got 5 catalogs, 4 coupon post cards, 3 mortgage refinance solicitations, 2 bills, and one partridge in a pear tree.   Sing it with me!

I think somewhere along the way we’ve all lost the art of a hand written note or card.  It’s why we get so excited when someone sends us a Hallmark card out of the blue with a personal note or you get a really nice thank you on a friends personal stationary.   It just brightens your day among the grey matter of junk and bills that come in your mailbox.

It would be cool if we all got a pen pal letter again.   It’s seems like ages since I’ve seen a long letter on spiral notebook paper.  With e-mail, texting, and instant messaging, the written letter from a friend is simply a dying craft.    All it costs you to execute a hand written letter is a little bit of time and today’s daily postage rate.   If you write one to a friend or relative, my guess is that you’ll get a call with a cheer and a smile like one you haven’t received in years.

If you are in business, sales, or looking for a job, than this can be a true smart money move.   Personal hand written letters are appreciated by owners, bosses, and those making decisions because most people simply don’t do it.    You don’t have to be their new found pen pal, but a little pen to paper can make you a buck or two.   If not, write one to someone you personally know to separate the day to day drudgery of opening up bills.  Everybody needs a pen pal!

Written by:

Ted Jenkin, CFP®, AAMS®, AWMA®, CRPC®, CMFC®, CRPS®

Co-CEO and Founder of oXYGen Financial, Inc

Visit to www.oxygenfinancial.net to request a free consultation with the leading financial experts for people in their 20’s, 30’s, and 40’s in the country. The Leaders in Gen X & Y Financial Advice

Securities and Investment Advisory Services offered through NFP Advisor Services, LLC (NFPAS), Member FINRA/SIPC. Oxygen Financial is not affiliated with NFPAS. NFPAS does not provide tax or legal advice.   This site is published for residents of the United States only. Registered Representatives and Investment Advisor Representatives of NFP Advisor Services, LLC (NFPAS) may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact NFPAS Compliance Department at 512-697-6000.   PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. NFP Advisor Services, LLC makes no representation as to the completeness or accuracy of information provided at these web sites. Nor is NFP Advisor Services, LLC liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.

About the author  ⁄ Ted Jenkin @ Your Smart Money Moves

Ted Jenkin @ Your Smart Money Moves


My friends and family all think I’m a workaholic, but I say I’m just a guy that loves to help people do better in life.

My mother is still the only one that calls me by my real name Theodore Michael, my wife calls me Teddy, but for the rest of you it is just plain old Ted.

Ever since I was a little kid, I always loved money and being an entrepreneur. In fact, I still have cassette tapes of me talking to my grandmother at the age of five and my mother tells me all the time how much I played with money as a kid...

Read More About Ted Here

Ted Jenkin is a frequent guest columnist for the Wall Street Journal and Headline News Weekend Express. He is the co-CEO of oXYGen Financial. You can follow him on LinkedIn @ www.linkedin.com/in/theceoadvisor or on Twitter @tedjenkin.

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. oXYGen Financial is not affiliated with Kestra IS or Kestra AS. Kestra IS and Kestra AS do not provide tax or legal advice.

The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Investment Services, LLC or Kestra Advisory Services, LLC. This is for general information only and is not intended to provide specific investment advice or recommendations for any individual. It is suggested that you consult your financial professional, attorney, or tax advisor regarding your individual situation. 

Background and qualification information is available at FINRA's BrokerCheck website.

No Comments

Leave a Comment