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    March 16, 2013

    This is great advice in our gotcha world. There are so many hidden fees and costs when investing. If a person does not understand his statement or charges, an immediate call to the company is in order. Most importantly load funds or funds that have other charges are completely unacceptable as every study indicates. Also, annual expense fees should be in the Vanguard range. Investors must be educated to minimize costs and to end up with maximum returns.

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