Your Smart Money Moves officially crosses over to the world of cutting edge hip hop. However, there is a reason. A good, good reason. David Andrew Burd (born March 15, 1988) better known by his stage name Lil Dicky or LD, is an American rapper and comedian. He came to prominence with the release of the music video to his song “Ex-Boyfriend”, which went viral with more than one million views on YouTube in 24 hours. (source: Wikipedia).
However, what Burd released that really got my engines revved up was a YouTube video called $ave Dat Money feat. Fetty Wap and Rich Homie Quan (side note: this video should only be watched if you are ready for lots of profanity! http://bit.ly/1ijDPCb). Essentially, Lil Dicky made this video in the really smart money move fashion by asking for everything for FREE! He literally knocked on the doors of mansions, went to high end car dealers, and even stole part of the set on another high end rap video that was being made.
So my Lil Dicky money saving tribute starts over the next three weeks by giving you four tips this week on how to save money compliments of Lil Dicky.
- “Free Trial Memberships Though I Never Join The Shiz Tho”– This is some great money advice. Often you can get a free membership for an online service or you can get one to a local gym for a few weeks but never have to pay a nickel to actually join. Some of the best ones are to get a card to the local restaurants you eat at because for every certain amount of money you spend or every 11th meal you may get a freebie.
- “Walgreens card shoppin’ off all the brands”– Whether you are a CVS shopper or Walgreens shopper it is a must to get their discount card. Not only can you save big money by buying the Nice or D’Lish brands at Walgreens, having the Walgreens card can give you a multitude of ways to save while you shop.
- “Drugs are generic but still work all the same”– I have mentioned many times before in Your Smart Money Moves that generic brands often have the same ingredients as the major brand names especially when it comes to drugs. This is true for asprin, cough medicine, and overnight cold and flu pills. There is no reason to pay double the price for essentially the same exact stuff.
- “I’ve been saving money since a mother$$ckin thirteen”– Well, I don’t know if you need to drop the “F” bomb, but getting your children starting to save early and learn the value of the dollar is such an important money lesson. If your kids believe that swiping the card means you have paid for the merchandise, then you’ll set your children up for a rough financial future.
Stay tuned for tips 5, 6, and 7…
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Ted Jenkin is a frequent guest columnist for the Wall Street Journal and Headline News Weekend Express. He is the co-CEO of oXYGen Financial. You can follow him on LinkedIn @ www.linkedin.com/in/theceoadvisor or on Twitter @tedjenkin.