About the author  ⁄ Ted Jenkin @ Your Smart Money Moves

Ted Jenkin @ Your Smart Money Moves


My friends and family all think I’m a workaholic, but I say I’m just a guy that loves to help people do better in life.

My mother is still the only one that calls me by my real name Theodore Michael, my wife calls me Teddy, but for the rest of you it is just plain old Ted.

Ever since I was a little kid, I always loved money and being an entrepreneur. In fact, I still have cassette tapes of me talking to my grandmother at the age of five and my mother tells me all the time how much I played with money as a kid...

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Ted Jenkin is a frequent guest columnist for the Wall Street Journal and Headline News Weekend Express. He is the co-CEO of oXYGen Financial. You can follow him on LinkedIn @ www.linkedin.com/in/theceoadvisor or on Twitter @tedjenkin.

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. oXYGen Financial is not affiliated with Kestra IS or Kestra AS. Kestra IS and Kestra AS do not provide tax or legal advice.

The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Investment Services, LLC or Kestra Advisory Services, LLC. This is for general information only and is not intended to provide specific investment advice or recommendations for any individual. It is suggested that you consult your financial professional, attorney, or tax advisor regarding your individual situation. 

Background and qualification information is available at FINRA's BrokerCheck website.

Ted Jenkin Explains “Financial Therapy” and how it could help you.

The average American is about $38,000 in debt, and that’s not including mortgages. Now, many are turning to Financial Therapists… to help not just with their money troubles, but also with the stress. Finance expert Ted Jenkin explains. See video here: https://www.facebook.com/watch/?v=467592603837272 ...

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Atlanta Small Business Profile – Randy Kessler, Starsona Personalized Celebrity Videos

On this week’s episode of the Atlanta Small Business Profile, small business expert Ted Jenkin speaks with Randy Kessler, popular celebrity divorce attorney and Founder of Starsona. Starsona is an app where people can gift personalized video shout-outs from celebrities to their friends and family. Notable celebrities include hip-hop artist Da Brat, entertainment blogger Perez Hilton, and NBA star Paul George. And the video messages can range from words of encouragement, to birthdays, to holiday greetings. By Atlanta Small Business Network ...

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Do this with your 401(k) as the market tanks

There’s one market correlation you can count on: When the markets plummet, calls to 401(k) plan providers go up. If you’re like a lot of people, you’re also reaching for the phone — or just looking for reassurance that your nest egg will still be OK. Read full article here: https://www.cnbc.com/2019/08/05/what-experts-say-you-should-do-with-your-401k-as-the-market-tanks.html ...

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Could E-Sports Earn Your Child A Scholarship?

There has probably been an afternoon or evening where your child was playing Fortnite with their friends and you could hear screams and yells, thinking to yourself, “what in the heck is going on in there?” You’ve probably had to yell once or twice before dinner or bedtime to get off the gaming system, and it’s likely you’ve had a family discussion about how to stop your child from playing the gaming system as much as they do today. WAIT! Maybe it’s time to switch gears and start thinking about how this could provide a FREE RIDE for your child to college! 30 million dollars.  That was the prize money for the Fortnite World Cup that took place at Arthur Ashe Stadium in New York last weekend.   And yes, the stadium they chose to host the finale was actually larger seating-capacity wise than Madison Square Garden.  E-Sports is now a $900 million-dollar industry with nearly 400 million viewers worldwide.   Gamers ...

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Should I Loan Money To Friends and Family

Every quarter the Federal Reserve reports on national household debt, and every quarter we’re reminded of the trillions of dollars that Americans owe in credit cards, student loans, mortgages and more. But what about FF debt — aka loans from the Bank of Friends and Family? (source: finder.com) Getting by with a little help from your friends is nothing new, but especially with peer-to-peer lending and digital wallets making lending to people we know easier, we wondered how much do we rely on our loved ones? And how much do these loans contribute to our national debt? (source: finder.com) What Finder found is that we borrow money for much bigger expenses than to cover lunch (despite what your Venmo feed may say) — to the tune of $184 billion annually. That’s a figure that is more than student loan and credit card debt combined and deserves a closer look. (source: finder.com) How did they calculate how much we borrowed from friends and family?  ...

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Lending Money

Has a friend loaned money to you … or worse, asked you for a loan? How much is too much? Ted Jenkin has some tips for keeping friends. ...

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Atlanta Small Business Profile – Amanda Wilbanks, Southern Baked Pie Company

On this week’s episode of the Atlanta Small Business Profile, our host, Ted Jenkin, caught up with Amanda Wilbanks, CEO of Southern Baked Pie Company. Amanda talks about how she began her pie baking business and how it all started by baking pies out of her home for her neighbors. After learning to make her first pie from her mother-in-law and moving to a new neighborhood she thought the best way to meet her neighbors was by bringing them homemade pies. Not only was she right but her husband suggested that she begin to sell them at an upcoming festival in the area. After beginning to sell her pies at the festival on a Tuesday she had set up a tent and begun to design business cards and a logo by Thursday. Amanda also shares with us some of her strategies for social media, attracting new customers, and the best way to attract the right talent to her business. She ...

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Be Careful About The New Trend: Drunk Shopping

A new CNBC and Acorns study found that while nearly 90% of both men and women sometimes make impulse purchases, nearly a quarter of men said they shelled out more than $100 the last time they made an impulse buy, compared to just 16% of women. The Invest in You Spending Survey was conducted by CNBC and Acorns in partnership with SurveyMonkey from June 17–20. A diverse group of 2,803 Americans was polled across the country, ranging in ages from 18 to over 65. Of the total, 1,320 were men and 1,498 had a college or graduate degree. This survey may be surprising to many of you, but not to me.  You see, women are browsers by nature and men simply are not.  You’ve never heard of three men who are talking amongst themselves and say, “You know George and Bill, do you guys have any interest in heading in town tomorrow to do some window shopping?”  In fact, that is ...

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