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DISCLAIMER INFO:

About the author  ⁄ Ted Jenkin @ Your Smart Money Moves

Ted Jenkin @ Your Smart Money Moves

Hey!

My friends and family all think I’m a workaholic, but I say I’m just a guy that loves to help people do better in life.

My mother is still the only one that calls me by my real name Theodore Michael, my wife calls me Teddy, but for the rest of you it is just plain old Ted.

Ever since I was a little kid, I always loved money and being an entrepreneur. In fact, I still have cassette tapes of me talking to my grandmother at the age of five and my mother tells me all the time how much I played with money as a kid...

Read More About Ted Here

Ted Jenkin is a frequent guest columnist for the Wall Street Journal and Headline News Weekend Express. He is the co-CEO of oXYGen Financial. You can follow him on LinkedIn @ www.linkedin.com/in/theceoadvisor or on Twitter @tedjenkin.

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. oXYGen Financial is not affiliated with Kestra IS or Kestra AS. Kestra IS and Kestra AS do not provide tax or legal advice.

The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Investment Services, LLC or Kestra Advisory Services, LLC. This is for general information only and is not intended to provide specific investment advice or recommendations for any individual. It is suggested that you consult your financial professional, attorney, or tax advisor regarding your individual situation. 

Background and qualification information is available at FINRA's BrokerCheck website.

Atlanta Small Business Profile – Hunter Cluthe, William & Reed Academy

On this week’s episode of the Atlanta Small Business Profile, our host Ted Jenkin sits down with Hunter Cluthe, the owner of William & Reed Academy. William & Reed is a fully accredited, private college preparatory school that provides an alternative to public schools and other expensive private schools. See full article here. ...

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Should I Loan Money To Friends and Family

Every quarter the Federal Reserve reports on national household debt, and every quarter we’re reminded of the trillions of dollars that Americans owe in credit cards, student loans, mortgages and more. But what about FF debt — aka loans from the Bank of Friends and Family? (source: finder.com) Getting by with a little help from your friends is nothing new, but especially with peer-to-peer lending and digital wallets making lending to people we know easier, we wondered how much do we rely on our loved ones? And how much do these loans contribute to our national debt? (source: finder.com) What Finder found is that we borrow money for much bigger expenses than to cover lunch (despite what your Venmo feed may say) — to the tune of $184 billion annually. That’s a figure that is more than student loan and credit card debt combined and deserves a closer look. (source: finder.com) How did they calculate how much we borrowed from friends and family?  ...

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Lending Money

Has a friend loaned money to you … or worse, asked you for a loan? How much is too much? Ted Jenkin has some tips for keeping friends. ...

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Atlanta Small Business Profile – Amanda Wilbanks, Southern Baked Pie Company

On this week’s episode of the Atlanta Small Business Profile, our host, Ted Jenkin, caught up with Amanda Wilbanks, CEO of Southern Baked Pie Company. Amanda talks about how she began her pie baking business and how it all started by baking pies out of her home for her neighbors. After learning to make her first pie from her mother-in-law and moving to a new neighborhood she thought the best way to meet her neighbors was by bringing them homemade pies. Not only was she right but her husband suggested that she begin to sell them at an upcoming festival in the area. After beginning to sell her pies at the festival on a Tuesday she had set up a tent and begun to design business cards and a logo by Thursday. Amanda also shares with us some of her strategies for social media, attracting new customers, and the best way to attract the right talent to her business. She ...

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Be Careful About The New Trend: Drunk Shopping

A new CNBC and Acorns study found that while nearly 90% of both men and women sometimes make impulse purchases, nearly a quarter of men said they shelled out more than $100 the last time they made an impulse buy, compared to just 16% of women. The Invest in You Spending Survey was conducted by CNBC and Acorns in partnership with SurveyMonkey from June 17–20. A diverse group of 2,803 Americans was polled across the country, ranging in ages from 18 to over 65. Of the total, 1,320 were men and 1,498 had a college or graduate degree. This survey may be surprising to many of you, but not to me.  You see, women are browsers by nature and men simply are not.  You’ve never heard of three men who are talking amongst themselves and say, “You know George and Bill, do you guys have any interest in heading in town tomorrow to do some window shopping?”  In fact, that is ...

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The Atlanta Small Business Show on CBS46 and Peachtree TV: Episode 16 – [07.6.19]

On today’s show, we first take a look at the Atlanta Small Business Profile, where our host, Ted Jenkin, interviewed Jamie Bodner, Owner of Pinnacle Fitness. We then sat down with Hailley Griffis, Head of Public Relations for Buffer at the U.S. Chamber of Commerce’s Small Business Series: Atlanta. We also caught up with Shep Hyken, customer experience expert and New York Times Best-Selling author of “The Amazement Revolution”. Rounding out the show is Mark Collier, Business Consultant at the UGA Small Business Development Center in Dekalb County…Check it out. ...

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Why Facebook and Instagram Will Make You Spend Money…And There Is Nothing You Can Do About It!

A few weeks ago, my family was walking through the food hall in Ponce City Market on a Saturday morning.  It was about 30 minutes before everything actually opened up, but the place was buzzing with walkers and talkers already.  What was most interesting more than the strollers, were the dozens of Instagrammer teams that were out and about with their snazzy outfits, portable lighting kits, and super high def digital cameras, snapping shots that were sure to hit Instagram with the latest and greatest of what you need to know. Our imagination is the most powerful thing that we all have in our possession.  Seventy-nine percent of smartphone users check their phone within 15 minutes of waking up, and the most popular time for using Facebook and Instagram is in the evening. About half the time we spend is on our news feed or checking the Instagram stories for the day. (source bizjournals.com).  Every time we look at these ...

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The Atlanta Small Business Show on Peachtree TV: Episode 15 – [6.29.19]

On today’s show, we take a look at our interview with Leslie Zinn, President, and CEO of Atlanta-based Arden’s Garden. We then sat down with Beau Shell, The Lil’ Ice Cream Dude, at the U.S. Chamber of Commerce’s Small Business Series: Atlanta. We also caught up with Melissa Davis, CEO and Founder Elev8 Hire Solutions. Rounding out the show is the Atlanta Small Business Profile, where our host, Ted Jenkin, interviewed Craig Riddle, Owner of North Atlanta Golf Carts…Check it out. ...

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Slip The Maître D a $50 Bill

What’s your worst nightmare on a Saturday night?  We live near a massive outdoor shopping and eating complex called Avalon.   Filled with 20 or so restaurants, it’s generally buzzing on the weekends with couples and families walking around, spending money in the stores and grabbing a bit of the cuisine of their choice.   My worst nightmare on a Saturday night is taking the family out or meeting some friends and stepping up to the hostess who tells me it is going to be an hour and a half wait to get a table, and puts our name into the software so we can track how far back we are in the line to eat.   Nightmare, nightmare, nightmare!! A few weeks ago, a friend of mine flew into town and we went to grab dinner at a hot spot in Buckhead, where they told us our wait was going to one hour and fifteen minutes.   When I heard the hostess shout ...

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Atlanta Small Business Profile – Lara Hodgson, NOW Corporation

Lara Hodgson, President, and CEO of NOW Corporation joins our host, Ted Jenkin, on this week’s episode of the Atlanta Small Business Profile. They discuss the importance of receivables for small businesses, and how they may play a bigger part in the growth of a business than you might think. Lara founded her business during the 2008 recession through a previous business she had, called Nourish. Lara says that it was through the challenges of transitioning businesses, that she was able to discover a better solution and help her start the NOW Corporation. Now having almost tripled the number of employees within her company, she says that the best way for a new entrepreneur to learn and grow their business is to get advice from other entrepreneurs. Lara says that being an entrepreneur is defined as pursuing a goal without regard for resources currently under your control. Despite the fact that we usually believe that that means using other people’s money, ...

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