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About the author  ⁄ Ted Jenkin @ Your Smart Money Moves

Ted Jenkin @ Your Smart Money Moves

Hey!

My friends and family all think I’m a workaholic, but I say I’m just a guy that loves to help people do better in life.

My mother is still the only one that calls me by my real name Theodore Michael, my wife calls me Teddy, but for the rest of you it is just plain old Ted.

Ever since I was a little kid, I always loved money and being an entrepreneur. In fact, I still have cassette tapes of me talking to my grandmother at the age of five and my mother tells me all the time how much I played with money as a kid...

Read More About Ted Here

Ted Jenkin is a frequent guest columnist for the Wall Street Journal and Headline News Weekend Express. He is the co-CEO of oXYGen Financial. You can follow him on LinkedIn @ www.linkedin.com/in/theceoadvisor or on Twitter @tedjenkin.

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. oXYGen Financial is not affiliated with Kestra IS or Kestra AS. Kestra IS and Kestra AS do not provide tax or legal advice.

The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Investment Services, LLC or Kestra Advisory Services, LLC. This is for general information only and is not intended to provide specific investment advice or recommendations for any individual. It is suggested that you consult your financial professional, attorney, or tax advisor regarding your individual situation. 

Background and qualification information is available at FINRA's BrokerCheck website.

The Biggest Changes To The U.S. Retirement System In 10 Years

This hasn’t become law yet, but in a sweeping house bill known as SECURE (Setting Every Community Up For Retirement), new legislation is coming that will be the most sweeping changes we have ever had to our retirement system in more than a decade.  The house passed the vote recently 417-3, and it doesn’t look like there is much impeding the process from the Senate or even President Trump.  So, what do these changes mean to your wallet? Annuities May Hit Your 401(k) Soon Over the past 25 years, we’ve seen pensions offered by companies dwindle down to a microscopic level.   While more and more baby boomers and Gen X’ers worry about saving enough for retirement, there is no real great option in 401(k)’s to guarantee someone a lifetime income.  Target funds were designed to help make it easier to choose simple investments in your 401(k), but this legislation would now allow 401(k) providers to offer an annuity as an ...

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The Atlanta Small Business Show on Peachtree TV: Episode 12 – [5.25.19]

On today’s show, we talk with brother and sister team Anita and Howard Hsu from Sweet Auburn BBQ about how they took their business from food truck to five highly successful restaurants right here in Atlanta. We also caught up with Mark Deal, Organizer of Podcast Atlanta and the Founder of Podcast Guest Academy. Mark talks to us about how you can use a podcast to market your business. We then sit down with Tom DuFore from Big Sky Franchise about what goes into being a franchisor. ...

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How Will The Tariffs Affect Your Every Day Wallet?

The stock markets continue to see increased volatility as the tariff and trade war between the United States and China continues to heat up. We’ve quickly realized that one tweet, media story, or heightened news coverage can send the markets soaring or spiraling in a day.  Here’s a recent example of a tweet: The reality is that these negotiations are extremely difficult, and nobody really likes to see them be prolongated.  Think about the most difficult negotiations you have probably done in your lifetime which is the buying or selling of a home and how your emotions ran high over $10,000 or $20,000 of negotiations when someone asked you to repair a cracked window or a lock that didn’t work. We are in an unprecented $420 billion-dollar trade gap right now which really means we buy a lot more stuff from China than they buy from us.  The tariffs (which really are a tax) act as a way for us ...

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The Atlanta Small Business Show on Peachtree TV: Episode 11 – [05.11.19]

On this week’s episode of the Atlanta Small Business Show, we kicked things off with Brandi and Jermail Shelton, the husband and wife team behind Just Add Honey Tea Company. Next up, was an Advice From the Pros segment with startup expert, George Deeb. Then, we caught up with Jess Ekstrom, founder, and CEO of Headbands of Hope. After that, we took a look at another Advice From the Pros segment featuring Leslie Kuban, owner of FranNet Atlanta. We also spoke to the Executive Director of Bright Futures Atlanta, Philip Ross, and 10th-grade student, Jordan Jones. Rounding out the show was this week’s episode of the Atlanta Small Business Profile, where our host, Ted Jenkin, spoke with Clint Crowe, co-founder of Elite Event Rental. ...

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Are Mothers Losing Income Equality When They Have Kids?

Request a FREE no obligation consultation: www.oxygenfinancial.net The pay gap between men and women is still not close to equal, but there are more signs when it comes to motherhood that the gap is widening even more. For example, one study showed that for women, incomes drop 30% after giving birth for the first time and never catch up. That’s according to a working paper by Henrik Kleven, Camille Landais and Jakob Egholt Sogaard published by the National Bureau of Economic Research in January 2018. The study used Danish administrative data from 1980-2013. (source: CNBC) Also called the “motherhood penalty,” women start falling behind men in terms of their rank and their probability of being promoted just after the birth of the first child, the researchers found. About a decade later, women’s earnings plateau around 20% below the level just before becoming a parent. (source: CNBC) So, is this motherhood penalty something that will continue, and just what can be done to ...

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Atlanta Small Business Profile – Chad Conley, Complete Roofing Systems

On this week’s episode of the Atlanta Small Business Profile, Ted Jenkin sits down with Chad Conley, Executive VP of Complete Roofing Systems. After serving in the U.S. Marine Corps for six years and earning a degree in project management, Chad fell into the roofing business through a friend. By his own admission, he never thought he’d go into roofing, but he ended up in a lucrative sales position, and fell in love with the industry. After realizing that the roofing process can be done better and more efficiently, Chad and his business partner decided to start Complete Roofing Systems. Now, as of 2019, Complete Roofing Systems has completed over 8,000 commercial and residential roofs. They have also scaled and expanded their services to Birmingham, AL in addition to Atlanta. Chad credits their success to several things including a refined sales process, a well designed and easy to use website, a comprehensive content marketing strategy, and excellent company culture. To ...

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Invest 2% Of Your Income In You

When we think about investments, we often direct our attention to categories such as stocks, bonds, and real estate.   What we don’t think about often is our most valuable asset, which is our ability to earn an income and how we can grow that income faster.  Almost 20 years ago, I met an extremely successful business owner who gave me a simple lesson: Invest 2% of everything you earn back into your ability to grow your income. So, what does this mean exactly? Investing in you is like diversifying your portfolio investments.  It means that you might take a chance and invest in that side hustle you think could be a business.  It means investing in a training course or advanced education that could further your current career.  It means investing in a personal coach who could improve your business performance.  It could also mean investing in an exercise or nutrition program that could give you more stamina every day ...

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The Atlanta Small Business Show on Peachtree TV: Episode 10

Want your business featured on The Atlanta Small Business Show? Tell us your story! And if you would like to advertise with ASBN, give us a call at 678-332-9706 or email us at sales@myasbn.com On this week’s episode of the Atlanta Small Business Show, we started things off with Steven Carse, co-founder, and CEO of King of Pops. We then took a look at this week’s episode of the Atlanta Small Business Profile, where our host, Ted Jenkin, spoke with Garett Lockhart, CEO of the Atlanta Brewing Company. Next up was an Advice From the Pros segment with Jeanne Bliss, customer experience expert. Next, we caught up with Ashley Bell, Regional Director for the SBA, and special guests Labriah Holt and Mike Glover. Rounding out the show was another Advice From the Pros segment, this time, featuring Ryan Wilson, co-founder and CEO of The Gathering Spot. ...

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Atlanta Small Business Profile – Jane Reid, Can You Imagine? Residential Gift Solutions

On this week’s episode of the Atlanta Small Business Profile, Ted Jenkin sits down with CEO of Can You Imagine? Residential Gift Solutions, Jane Reid. Can You Imagine? has been partnering with property management companies in the multi-family industry for over 20 years. They help property managers build and strengthen their relationships with residents from day one. From prospect to renewal, Can You Imagine? strives to assist properties in boosting their annual renewal rates. According to Jane, gifts are an amenity at any property. Welcoming residents properly, and starting that relationship off strong, sets the tone for the entire living experience. Jane believes that the value of a gift can go a long way. Not just a branded swag bag, but a nice blend of gifts that say thank you, and express your appreciation can initiate a strong connection between resident and manager. To find out more about Jane and Can You Imagine?, be sure to watch our full interview ...

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The Atlanta Small Business Show on Peachtree TV: Episode 9

On this week’s episode of the Atlanta Small Business Show, we kicked things off with Emily Schunior, customer experience specialist and owner of Arc Speed Strategies. We then took a look at this week’s episode of the Atlanta Small Business Profile, where our host, Ted Jenkin, spoke with Danny Bacher, CEO of Topper, a worldwide chauffeured transportation company. Next up was an Advice From the Pros segment with Leslie Kuban, franchise industry expert. Next, we caught up with Jesse Itzler, founder of ZICO Coconut Water. Then, we took a look at another Advice From the Pros segment, this time, featuring Verne Harnish, founder of EO and Scaling Up. Rounding out the show was Dr. Lee Davenport, author of “Profit With Your Personality“. ...

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