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Review Category : Insurance Tips

Health Insurance- Where are we headed?

There has been a ton of press over the past few months regarding health insurance. Democrats slamming Republicans, and Republicans slamming back Democrats. I too have a political party. The party of the small business owner. We take all of our cash, put a business plan together, and work 70 to 80 hours per week creating the dream of building something that will live beyond our lifetime. However, with all that has gone on over the past year, where is the small business owner to turn when the policies from Washington, D.C. come to fruition. ...

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Long Term Care Insurance . . How Does It Work?

Understanding Long-Term Care Insurance- It's a fact: People today are living longer. Although that's good news, the odds of requiring some sort of long-term care increase as you get older. And as the costs of home care, nursing homes, and assisted living escalate, you probably wonder how you're ever going to be able to afford long-term care. One solution that is gaining in popularity is long-term care insurance (LTCI). ...

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Paying Too Much For Car Insurance?

How to Save Money on Your Auto Insurance You may have good reason to complain about the cost of your auto insurance, but have you tried to do anything about it? If you're resourceful and willing to do a little homework, there may be plenty of ways to lower your premium. And we're not necessarily talking chump change--a few simple steps can sometimes save you hundreds of dollars a year. ...

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My Beautiful Car and Its Insurance

Written By: Cristina Briboneria, CFP®, ADPA®, AWMA® Vice President, Private CFO® oXYGen Financial, Inc. Request a FREE consultation: www.oxygenfinancial.net Have you ever been in an accident? Do you have car insurance? Last Friday, I was in an accident in a Kroger’s Parking Lot. The driver was backing up in a one way drive and I was moving forward. As I honked my horn, hoping that she would stop—she ran right into my driver side front bumper. As I rushed out of my car and looked at the damage, I immediately asked for the driver’s insurance card, name, and phone number. The driver was frantic. I did not understand why she was—however, as I’m writing down her insurance information she tells me she has no driver’s license. The other driver had no car insurance. The name on the card was her brother’s name. Have you ever been in that situation? I called the police and they filed the report. They also ...

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Even the Orthodontist offers coupons!

When you start taking your child to the dentist, life is pretty good . . . until their teeth grow into their mouths. I know technology has made everything smaller today, but is it possible that they have made our kid’s mouths smaller? I have three kid’s and it turns out the dentist ‘recommends’ they all get braces in some way, shape, or form. ...

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Health Insurance by Arthur Benz

There are announcements almost every day of layoffs across the country. With roughly 10 percent unemployment across the United States people are concerned about their health insurance coverage. One of the things that we've been hearing is that people simply do not know whether to utilize COBRA coverage or purchase their own separate policies. written by Arthur Benz President, oXYGen Financial Insurance, Inc. Insurance Agency ...

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IF YOU CAN’T EXPLAIN IT ON ONE PAGE . . . DON’T DO IT!!

Over this past week, I've been watching many different proposals around health insurance in the United States. In one magazine, Investors Business Daily, they had a flow chart of what the health insurance plan would look like. It looked more like an electrical engineering chart of the Empire State Building than it did a health insurance plan. ...

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