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Review Category : Investments

Where To Invest Under A Clinton Presidency

As I shared a few months ago, Americans aren’t quite sure what to make of this three ring circus we are calling a Presidential election.   With the two candidates in the throes of back and forth debates, the stock market has seen its share of nervous jitters going up and down almost in yo-yo like fashion.   What will happen with the markets if Hillary Clinton is elected President nobody knows for sure, but here are some potential smart money moves to be considering if Clinton becomes POTUS.   Will she borrow more money?  Will she change Obamacare to Hillarycare?  Will she build a wall? Will she bring jobs back to America? Infrastructure – While I cannot give you specific stocks, mutual funds, or exchange traded funds (you’ll have to call me or e-mail me for that info;), I will divulge that one of the best opportunities under a Clinton presidency will be US infrastructure. Consider this for a  . . If ...

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Is It Time To Fed Proof Your Portfolio

We are all witnessing the antics of the Presidential election that we see and hear in the media every day.   The Fed recently chose not to raise rates again recently and we don’t know if they will do it in September, December, or not at all this year.   However, when rates rise you will want to be prepared on what to do with your portfolio, so here are my tips on money moves to consider. Consider Locking In Rates While They Are Low If you have benefited from having a low adjustable rate mortgage over the past five or six years, you might want to consider locking into a 15 year or 30 year fixed rate mortgage while rates are low. This would prevent you potentially getting hurt if you plan to live in your property for a long period of time and you expect the Fed to raise rates. Also, you might want to make a long term real ...

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How Millennials Can Retire With A Million Dollars

Nearly two-thirds (64%) of working millennials say they will never accumulate $1 million in savings over their lifetime, according to the Wells Fargo Millennial Study. Six in ten (59%) of millennials have started saving for retirement, whereas 41% have not. Of the millennials who are not saving for retirement, 64% say they are “not making enough money to save for retirement.” The Wells Fargo Millennial study was conducted by GfK and surveyed over 1,000 U.S. adults between the ages of 22 and 35, with an additional oversample of 500 Hispanic millennials for comparison purposes. (source:wellsfargo.com). We originally started oXYGen as an XY company, so it is only fitting that we help this 64% with five key money tips on how to retire with a million dollars. Be An Avid Bill Shopper First and foremost, make sure you shop your student debt which will likely be the number one initial inhibitor to long term wealth building. Make sure first, that if ...

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Do You Need An LLC For Your Rental Property?

With interest rates continuing to hover around record low rates, Gen X’ers and Baby Boomers are swallowing up investment properties all around the United States.  Even though last week an article came out from the N.Y. Times that home ownership is down to a record low of 62.9% (which is the lowest in fifty years), the developments being built around your neighborhoods seem to continue to sell at a record rate. One of the main questions we get all the time from people who buy investment real estate or rental properties centers around whether to hold the property individually, hold it in an LLC, and whether or not you need a separate company if you plan to manage these properties on your own. Let’s go through an example of why you might want to have an LLC.  You have a tenant who has rented your property up on the lake this summer.   They decide to bring a few friends out ...

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Ted Jenkin Talks Investments

– Ted Jenkin | Atlanta Money Guy Topic: Ted Jenkin from Oxygen Financial stops by to try and help Bailey with his “oil in Tennessee” investment! Taped 8/9/16 Listen every Tuesday morning at 8:00 a.m. on ROCK 100.5 | Atlanta’s Rock Station to “Your Smart Money Moves” with The Rock 100.5 Morning Show and oXYGen Financial. Ted Jenkin, CFP® and Kile Lewis, CRPC® are the founders of oXYGen Financial, and our chief financial officers. All your money questions answered Breathe Easier with oXYGen Financial: http://www.oxygenfinancial.net ...

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Talking About Lottery Winnings

– Ted Jenkin | Atlanta Money Guy Topic: Talking About Lottery Winnings Taped 7/05/16 Listen every Tuesday morning at 8:00 a.m. on ROCK 100.5 | Atlanta’s Rock Station to “Your Smart Money Moves” with The Rock 100.5 Morning Show and oXYGen Financial. Ted Jenkin, CFP® and Kile Lewis, CRPC® are the founders of oXYGen Financial, and our chief financial officers. All your money questions answered Breathe easier at http://oXYGenFinancial.net ...

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Pay Off The Mortgage Or Invest The Money

One of the most difficult questions that I get from both younger and older clients is whether or not it is a good idea to pay off their mortgage or invest the money?  With interest rates continuing to hover around all-time lows, many people are still in the process of refinancing their existing homes or buying a new one.   If your rate is in the 3% to 4% range, you may be wondering if you should take your excess monthly discretionary income to pay down your home note faster or would it be a better idea to take that cash and invest it for the long term.    This decision has both financial and emotional ramifications, so let’s review the pros and cons of paying off your mortgage. The first part of this analysis is the black and white calculation on whether your money can work harder for you than the interest rate you are paying on your debt.   Let’s say, ...

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Why HBO Should Teach John Oliver About Money

Last week on HBO’s Last Week Tonight with John Oliver, John Oliver thought he would get cute and tell you why you are getting screwed by Financial Advisors. http://bit.ly/25Ytdwj I have attached the article if you want to see what sage advice he attempted to give you. It’s ironic as I just completed 25 years of doing this as a profession and continue to witness the misinformation and disinformation that goes on within the financial services industry. Every person with a laptop and a blog can tell you about the right way to manage their money. Talk show hosts are more than interviewers today. They see their shows as a podium to help influence political, social and financial change across our country. Oliver’s comedic commentary has been credited with helping influence US legislation, regulations, court rulings and other aspects of US culture, which has been dubbed “The John Oliver Effect.” This came from the show’s fifth episode, which focused on ...

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VIDEO: Where To Invest In A Trump Presidency?

Americans aren’t quite sure what to make of this three ring circus we are calling a Presidential election. With the nomination fairly certain to be Donald Trump on the Republican side, there has been major discussion about what a Trump President might look like for the future of our economy. Will he borrow more money? Will he balance the budget? Will he build a wall? Will he bring jobs back to America? These are amongst the many issues that have been speculated about on the media outlets across the country. Here are my smart money moves on where to invest under a Trump regime… Read Full Article at: https://shar.es/1JMhPM ...

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Where To Invest Under A Trump Presidency

Americans aren’t quite sure what to make of this three ring circus we are calling a Presidential election.   With the nomination fairly certain to be Donald Trump on the Republican side, there has been major discussion about what a Trump President might look like for the future of our economy.   Will he borrow more money?  Will he balance the budget?  Will he build a wall? Will he bring jobs back to America?   These are amongst the many issues that have been speculated about on the media outlets across the country.  Here are my smart money moves on where to invest under a Trump regime. Infrastructure- While I cannot give you specific stocks, mutual funds, or exchange traded funds (you’ll have to call me or e-mail me for that info;), I will divulge that this will be one of the best opportunities under a Trump presidency.   Consider this for a  moment. . . If you have a parent or grandparent that ...

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