Review Category : Shopping

What’s Best? Buy, Lease, or Rent A Car

One of the day to day family financial decisions we have to make as adults is whether or not we should buy a car or lease a car.  Over the past twelve months, there have also been options popping up across America around the concept of joining a subscription service and renting a car.  Making the right decision for your family can potentially not only improve your budget, but it could also improve your lifestyle.  Here are my side by side on whether you should buy, lease, or rent a car. Buying A Car – There are lots of considerations when you buy a car, but traditionally I have only been a fan of buying used cars that are two to three years old and the large initial depreciation wears off.  You can cover yourself by buying a bumper to bumper 100,000 mile extended warranty if you have concerns about something major happening to the car, but I like the ...

Read More →

Five Items To Buy After Christmas

When the Starbuck’s Christmas cups go away and your neighbors begin to take down their decorations, the last thing in the world you probably want to do is to be thinking about shopping considering you’ve been fretting about it for the past month.  While it may feel like we get deals galore thrown in front of our faces during the month of December, once Christmas season is over, you may be able to snag yourself a really good deal if you know what to buy.  I’ve put together a quick your smart money moves guide on five items you might want to consider buying after December 25th (mind you that it’s probably better about the second week of January). Electronics – While you can get a really good deal on video game consoles and cameras, the one electronic I would really keep my eye on are high definition televisions. Remember, each January the Consumer Electronics Show takes place in Las ...

Read More →

UBER Gets Into The Credit Card Game??

Uber has become a household name over the past several years by picking us up and dropping us off with the click of a button on our mobile phone.  Effective November 2nd, Uber officially put its hat in the ring and made a foray into the credit card business by issuing a Visa card by Barclays.   The most interesting part of this that the applications can be processed right inside of the Uber app. Uber, apparently thinks that they have tapped into a nerve because they realized their customers love two things: eating out and chilling with Netflix. With the Uber Visa card, you can: Stream with a $50 subscription credit for Apple Music, Pandora, Spotify, Amazon Music, Google Music, Audible, Sirius XM, Netflix, Hulu, HBO Now, DirectTV Now, the membership fee for Amazon Prime, and Shoprunner after you spend your first $5,000. You can ride in Uber with peace of mind by having up to $600 of mobile phone ...

Read More →

5 Ways You Are Wasting Money Without Even Realizing It

The truth is that more people are struggling with cash flow issues in their finances than they do with their investment assets.  The challenge is that we often blow our money in places where we don’t even realize it is going out the back door.  $20 here…$100 there…it can seem at times that we are nothing more than our own ATM machine.    It’s hard to define the difference between spending money and wasting money, but making quality decisions as the CEO of your family finances is paramount to having a successful personal financial picture.  Here are five ways I see that people waste money. Buying Too Large A House – We can convince ourselves that buying a large home is a great idea because we expect long term growth of the value of our home. Remember that primary residence should never be considered an investment, but rather your home.  The place you will raise your family or use a source ...

Read More →

7 Tricks You Still Fall For At The Grocery Store

Grocery stores have turned into much more than grocery stores today.   They don’t just sell us frozen foods, vegetables, meats, and bread, but today they have become a virtual cornucopia of products and services that range across many different spectrums.  However, at their core, grocery stores aren’t much different than taking a trip to the Wynn in Las Vegas.  They are there to separate you from your money.  As I try to look out for you as a consumer, I thought I would give you the seven best tricks I see grocery stores employ today and how you can become a smarter shopper at the store. Dairy Is In The Back – You might think the reason that dairy products are the last thing you buy in a grocery store is because you don’t want them to get too warm before you check out, but the reality is that dairy is typically in the back or the last aisle because ...

Read More →

Five Great Technology Mother’s Day Gifts

Mother’s Day is tomorrow and word on the street is that spending is up this year…bigger than ever. The National Retail Federation estimated that consumers will spend 23.6 billion dollars on Mom this year in 2017, so who says people aren’t shelling out their wallets for Mom. If you are counting that is an average of $186.39 per consumer which is an 6% increase from 2016. Moms work hard and they are entitled to a show of appreciation on their special day. Most consumers will acknowledge that appreciation with a greeting card (77.9%%), though it appears her loved ones will also look for special gifts. Two-thirds (68.5%) of those celebrating will buy mom her favorite flowers, spending a total of $2.6 billion, and 37% percent will look for spring sweaters and blouses, spending a total of $2.1 billion on apparel and accessory items. Mom’s loved ones will also buy 2 billion dollars of consumer electronics this year, so you should ...

Read More →

Five Valentines Day Money Saving Ideas

Valentine’s Day is one of those special holidays that can put a real dent in our wallet. The average person in 2016 spend $147 according to the National Retail Federation. Here are five quick money ideas that you can use to still make a special Valentine’s Day while also being smart on how you spend your money. Become Your Own Private Chef – Have you ever tripped through one of those tasty.com videos on Facebook where you see recipes you always thought about making. This would be a great time to avoid the crowded restaurants and make a special meal for your significant other. Flowers At The Grocery Store – Skip the florist and discover that some of your best deals are located right at the local grocery store. Stop by at the end of the day on Tuesday and you’ll pick yourself up a great deal. Buy A Card At Trader Joe’s – You mean food, right Ted? Nope. ...

Read More →

Helping You Not Have A Holiday Financial Hangover

– Ted Jenkin | Atlanta Money Guy Topic: Ted Jenkin stops by the studio to help you not suffer a major financial holiday hangover! Taped 11/29/16 Listen every Tuesday morning at 8:00 a.m. on ROCK 100.5 | Atlanta’s Rock Station to “Your Smart Money Moves” with The Rock 100.5 Morning Show and oXYGen Financial. Ted Jenkin, CFP® and Kile Lewis, CRPC® are the founders of oXYGen Financial, and our chief financial officers. All your money questions answered Sign Up For His Fun & Casual Financial Newsletter: http://eepurl.com/eBqro Breathe Easier with oXYGen Financial: http://www.oxygenfinancial.net ...

Read More →

Helping You Shop on Black Friday

– Ted Jenkin | Atlanta Money Guy Topic: The best Black Friday shopping tips from Oxygen Financial! Taped 11/22/16 Listen every Tuesday morning at 8:00 a.m. on ROCK 100.5 | Atlanta’s Rock Station to “Your Smart Money Moves” with The Rock 100.5 Morning Show and oXYGen Financial. Ted Jenkin, CFP® and Kile Lewis, CRPC® are the founders of oXYGen Financial, and our chief financial officers. Sign Up For His Fun & Casual Financial Newsletter: http://eepurl.com/eBqro Breathe Easier with oXYGen Financial: http://www.oxygenfinancial.net ...

Read More →

VIDEO: Is Your Spouse Cheating On You?

As I get to meet literally thousands of people every year to talk about personal finances and their struggles and successes toward building their net worth, I’ve noticed an interesting trend phenomenon that seems to have an uncontrollable growth. That is the behemoth that we all know and have come to love as Amazon…. Read Full Article at: http://bit.ly/2gefCjY ...

Read More →