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How I Kicked My Post College Kid Out Of The House- And You Can Too!!

It’s official – apparently you can to home again. A recent TD Ameritrade survey found that 50% of “young millennials” plan to move back home with their parents after college. The survey polled 1,027 members of Generation Z (which the survey defines as ages 15-21), 1,026 millennials (which the survey defines as ages 22-28) and 1,001 parents. This issue is actually very personal for me. With my oldest child Olivia having recently graduated college and two others at home closely following in her footsteps, I made a strategic decision. I needed to kick Olivia out of the house and get her living on her own as soon as possible.  You know I love my kids more than life itself.  You know I only want the best for them.  But I remember the struggles I experienced when I started living on my own with less than $100 in my bank account. I lived on a waterbed and ate a steady diet ...

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Atlanta Small Business Profile – Alan Mishkoff, Granite Garage Floors

On this week’s episode of the Atlanta Small Business Profile, small business expert Ted Jenkin speaks with Alan Mishkoff, Founder and Franchisor of Granite Garage Floors. Alan tells Ted that after 23 years in corporate America he felt that he had lost his passion for his work and decided to take a leap of faith in beginning his own business. It was in 2009 that Alan had a granite floor installed in his own garage and he says it was a fantastic upgrade that always caught people’s attention. So, as he was transitioning out of his corporate job he realized that this was an industry that had a lot of opportunities. He thought that if more people knew that an option like this existed they would pay to install these premium industrial quality garage floor. And as the success of his business goes to show, Alan was right. As he describes how his business has grown he tells about how ...

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Americans Are Paying Billions In Hidden Fees

We’ve all thought about it before when buying a ticket to a concert or a sporting event.  How did the price of the seat come up at $200 a seat and then by the time we checked out it cost $250 a seat?  When you last set up your phone bill and they told you it would be $50 a month all in and then you got a bill for almost $70 a month, didn’t you wonder what made up that extra money? A recent study done by Consumer Reports showed that 85% of Americans have experienced a hidden or unexpected fee over the past two years for a service that they have used. In 2018 alone surprise charges included more than 7.6 billion in reservation changes and baggage fees for the airlines and almost 3 billion in resort fees for hotels throughout the United States.  Are we all getting chewed up by these unknown and hidden fees? Who Are ...

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Did You Just Get A 6.2% Raise At Work?

It’s pretty amazing to me how many people still don’t understand our payroll tax system.  When you work as a W-2 for an employer, both you and your employer are going to pay certain payroll taxes.  The two main types of taxes are the Federal Insurance Contributions Act (FICA) tax and the Medicare tax.   Both you and your employer pay 6.2% into FICA up to $132,900 this year and Medicare is a perpetuity tax at 1.45%.  Depending on your pay grade and what bonuses you have earned, you may have already received a raise in your paycheck and don’t even know it. The reason is, once you hit the $132,900 limit, you will no longer be paying into Social Security. Unfortunately, since there are many individuals who pay their full amount into social security and their income exceeds $132,900 in a particular calendar year, your HR department won’t send you a notice that you now have an extra 6.2% in ...

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Atlanta Small Business Profile – Randy Kessler, Starsona Personalized Celebrity Videos

On this week’s episode of the Atlanta Small Business Profile, small business expert Ted Jenkin speaks with Randy Kessler, popular celebrity divorce attorney and Founder of Starsona. Starsona is an app where people can gift personalized video shout-outs from celebrities to their friends and family. Notable celebrities include hip-hop artist Da Brat, entertainment blogger Perez Hilton, and NBA star Paul George. And the video messages can range from words of encouragement, to birthdays, to holiday greetings. By Atlanta Small Business Network ...

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Do this with your 401(k) as the market tanks

There’s one market correlation you can count on: When the markets plummet, calls to 401(k) plan providers go up. If you’re like a lot of people, you’re also reaching for the phone — or just looking for reassurance that your nest egg will still be OK. Read full article here: https://www.cnbc.com/2019/08/05/what-experts-say-you-should-do-with-your-401k-as-the-market-tanks.html ...

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Could E-Sports Earn Your Child A Scholarship?

There has probably been an afternoon or evening where your child was playing Fortnite with their friends and you could hear screams and yells, thinking to yourself, “what in the heck is going on in there?” You’ve probably had to yell once or twice before dinner or bedtime to get off the gaming system, and it’s likely you’ve had a family discussion about how to stop your child from playing the gaming system as much as they do today. WAIT! Maybe it’s time to switch gears and start thinking about how this could provide a FREE RIDE for your child to college! 30 million dollars.  That was the prize money for the Fortnite World Cup that took place at Arthur Ashe Stadium in New York last weekend.   And yes, the stadium they chose to host the finale was actually larger seating-capacity wise than Madison Square Garden.  E-Sports is now a $900 million-dollar industry with nearly 400 million viewers worldwide.   Gamers ...

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