OTP: ‘Sip Wine’ In Milton Offers Four Money Saving Deals

Eat Well. Save Money. Come Back Hungry.  As we bring you more and more money saving deals in our financial bites column, we’ll be looking several times per month to give you deals at restaurants inside and outside the perimeter so you can make the most of your hard earned money.   Sip Wine, which is currently located in downtown Crabapple in Milton, GA, offers a huge selection of wine, tapas, and even has a full spread of the nitrous oxide machines to test out (with a pre-paid wine card) to taste a sip, half glass, or full glass of over 20 different wines. When I ate here last week, I discovered that Sip (we hear that they may open new locations in Cumming and in Toco Hills as well) offers four daily deals that you may want to take advantage of if you live in the North Atlanta suburbs: Sunday– 12 and under Kids Eat Free – they even have ...

Read More →

Your Butt Dialing Costs Us All Big Money

We’ve all done it before.    It’s that infamous term people call ‘pocket dialing’ or ‘butt dialing’.   It’s that time when you get a call from someone unexpected and after the third time you’ve said ‘hello’, you realize that the phone calling you from the other end is lodged somewhere deep in the pocket of somebody else who has no idea you are eaves dropping on their conversation.    It can be embarrassing at times.    Remember that morning after where you check the sent and received calls from the night before and aren’t quite sure why you called three or four of the names on the list.   Pocket dialing can be a costly ‘un’smart money move especially if you leave the wrong message for the wrong person at the wrong time.  Recently, I read a story about how this phenomenon is costing us all big money. Nearly 40% of the time a New York City dispatcher answers a 911 call, there’s no ...

Read More →

Is Your Relationship Worth $168?

Valentine’s Day is here and The National Retail Federation (NRF) says Americans will spend nearly $18 billion on Valentine’s Day this year.  The average guy expected to shell out about $168, according to a survey commissioned by the organization. Women say they’ll spend about half that amount at around $85.  (source www.nrf.com) Valentine’s can be such a difficult holiday because you never know how much money you should spend or you don’t always know what the right thing do is for that special someone in your life.    I think it goes without saying that your relationship is worth much more than $168, but know that whether you spend more or less than that amount won’t matter as much as how much of your heart you put into the gift. If you are thinking about saving money, here are five small money saving Valentine’s Day tips I have: Buy roses in a color other than RED! It’s a Tuesday, so bring ...

Read More →

Happy Halloween! How about a Buy one get one FREE from the folks at Caribou Coffee today!

Caribou Coffee Posted this BOGO Coupon on their Facebook page! All you have to do is Print it out and bring it with you to your local Caribou Coffee location on Halloween to get this Offer! Buy One Get One Free Coupon – Caribou Coffee  BOGO Halloween Caribou Coffee Coupon Happy Halloween! How about a buy one get one free from the folks at Caribou Coffee today! Here is the LINK to the Caribou Coffee Facebook Fan page to see this offer! Visit www.oXYGenFinancial.net to request a consultation with the leading personal financial advice experts for Generation X and Y in the country. Written by: Ted Jenkin, CFP®, AAMS®, AWMA®, CRPC®, CMFC®, CRPS® Co-CEO and Founder oXYGen Financial, Inc Securities and Investment Advisory Services offered through NFP Advisor Services, LLC (NFPAS), Member FINRA/SIPC. Oxygen Financial is not affiliated with NFPAS. NFPAS does not provide tax or legal advice. This site is published for residents of the United States only. Registered Representatives and Investment Advisor ...

Read More →

Forming the Side-Business: Tax Benefits – LLC, S-Corp, or C-Corp?

It is always recommended that you get liability protection if you are engaging in trade or business for the purposes of making money.  And the tax law is surprisingly generous when it comes to classifying a “hobby” as a business, as long as you meet certain requirements. Having a side business has the potential to create substantial tax savings that you can garner against your normal, ordinary income.  Whether you form an LLC, S-Corp, or C-Corp largely depends on the amount of money you intend to make, how much you’re willing to spend each year on keeping up the company, how much documentation you want to do each year for the company, and certainly the state you live in.  Your long-term intentions can also come into play, though most of the time switching from one type of company to another is a relatively simple proposition. LLC’s are most often the most simple and least expensive of the three.  They require ...

Read More →

Entrepreneur Series – Lesson 1- Being Undercapitalized

It’s always exciting to think about the idea of having your own new start up.   You hear about stories where entrepreneurs started with just $300 and a cardboard box and then turned their business into millions.  In reality, having worked with many types of business owners, the first mistake made by most is simply not having enough capital or access to capital while growing your business. Undercapitalization really involves the language used when a personal cannot sufficiently fund their business venture.   An idea alone will not lead to business success.   This lack of capitalization not only includes the initial outlay to get the business up and going, but really miscalculating the operating expenses in the business especially in the first year of operation. Here are three smart things to be thinking about so your new entrepreneurial venture doesn’t fall short financially. Lines Of Credit –  Whether it is a true banking relationship or you have set up an arrangement with ...

Read More →

You Are Invited to a Free Webinar -5 STRATEGIES TO IMPROVE THE BOTTOM LINE OF YOUR BUSINESS IN 2011

5 STRATEGIES TO IMPROVE THE BOTTOM LINE OF YOUR BUSINESS IN 2011 Join us as Ted Jenkin, CFP®, AWMA®, CRPC®, AAMS®, CMFC®, CRPS®, co-CEO and Founder of oXYGen Financial, discusses 5 key strategies to improve the bottom line of your business.  We will explore: •  How to lower your overall income taxes •  How to reduce your fixed costs in the business •  How to increase wallet share with your existing clients •  How to improve overall client acquisition •  Determining the best insurance and retirement plan to have in place •  Is your dashboard green, yellow or red? Space is limited, so reserve your spot today! SELECT YOUR TIME BELOW!!!!! CLICK HERE TO REGISTER When: Wednesday, June 15, 2011 8:00 AM – 9:00 AM EDT CLICK HERE TO REGISTER When: Wednesday, June 15, 2011 7:30 PM – 8:30 PM EDT   ...

Read More →

Free Webinar – 5 STRATEGIES TO IMPROVE THE BOTTOM LINE OF YOUR BUSINESS IN 2011

5 STRATEGIES TO IMPROVE THE BOTTOM LINE OF YOUR BUSINESS IN 2011 Join us as Ted Jenkin, CFP®, AWMA®, CRPC®, AAMS®, CMFC®, CRPS®, co-CEO and Founder of oXYGen Financial, discusses 5 key strategies to improve the bottom line of your business.  We will explore: •  How to lower your overall income taxes •  How to reduce your fixed costs in the business •  How to increase wallet share with your existing clients •  How to improve overall client acquisition •  Determining the best insurance and retirement plan to have in place •  Is your dashboard green, yellow or red? Space is limited, so reserve your spot today! SELECT YOUR TIME BELOW!!!!! CLICK HERE TO REGISTER When: Wednesday, June 15, 2011 8:00 AM – 9:00 AM EDT CLICK HERE TO REGISTER When: Wednesday, June 15, 2011 7:30 PM – 8:30 PM EDT   ...

Read More →