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Will Generation Y Live The American Dream Of Buying A New Home?

Since the real estate meltdown happened in the 2007/2008 time frame, many families across America have seen their home prices plummet far from the original purchase price they paid, even with home improvements.  Others that bought properties in the mid to late 90’s saw a spectacular run of home price growth only to see many of those gains wiped away over the past four years.   With much of the home ownership across America dispersed between the baby boomers and generation X, there is a looming question around whether Generation Y will even want to own a home in the future.    Is this actually still an American Dream or merely something that has turned into a Nightmare On Elm Street?   Here are three reasons why Generation Y may not be a major purchaser of new homes over the next decade despite the incredibly low mortgage interest rates we are seeing today.  Heavy Student Debt – Many people in the 20’s are ...

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oXYGen Financial Hires Financial Advice Expert For Dentists To Lead Atmos Dental Advisors

(ATLANTA,GA) –September 23rd, 2011- Atlanta based oXYGen Financial, a growing leader in financial services for Generation X and Y individuals and business owners, has hired Chris Sands to pioneer a new business model focused on dental professionals called Atmos Dental Advisors.  This new venture will create a customized offering allowing dental students, residents, and practitioners across the country to gain access to a family office atmosphere catered specifically for the needs of dental professionals.   This is another addition to the growing brands of oXYGen, a cutting edge leader in the financial services industry. “Our family at oXYGen Financial keeps growing, and we are delighted to have Chris running our new venture specializing in dentists”, said Kile Lewis, co-CEO and founder of oXYGen Financial.   “Most financial firms are strictly pitching students and dental practitioners with insurance products or some basic tax services.   We believe that to help a dental professional truly succeed, you need a family office model that allows them ...

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Is An Equity Indexed Annuity A Good Idea?

With all of the ups and downs in the stock market, many investors have been asking this question, “Is there a way to make money in the stock market and still have a way not to lose my principal is the market goes down?”    While investment companies have scrambled to find different investment solutions to help the baby boomers with this particular issue, the sales of a product called an equity indexed annuity have been booming.  An equity-indexed annuity is an annuity that earns interest that is linked to a stock or other equity index. One of the most commonly used indices is the Standard & Poor’s 500 Composite Stock Price Index (the S&P 500).   It can be a very complex choice on whether to purchase one of these products in your portfolio. Note: (all information below was taken directly from www.finra.org) What is an Annuity? An annuity is a contract between you and an insurance company in which the ...

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Atlanta-based oXYGen Financial Featured on Rock 100.5 The Regular Guys

oXYGen Financial, the premier boutique financial services company for generation X and generation Y is now featured every Thursday morning at 8am on Atlanta’s Rock 100.5 The Rock 100.5 Morning Show in a segment called “How NOT to Go Broke” with co-CEO Kile Lewis. Atlanta, GA (PRWEB) September 29, 2009 — Fresh off a recent one year anniversary, Atlanta based boutique financial services company oXYGen Financial is beginning to hit their sweet spot. Already featured on local Atlanta based 790 the Zone sports radio, they have now developed a new segment for syndicated radio show The Rock 100.5 Morning Show which airs in Atlanta, GA and Dallas, TX. “There is nobody teaching the next two generations about how to manage their personal finances,” says Kile Lewis, co-CEO and Founder of oXYGen Financial. “Our partnership with The Rock 100.5 Morning Show emphasizes how important companies believe that people need to be taught how not to make the same financial mistakes again ...

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