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Is Your Sister Or Brother Laughing All The Way To The Bank?

They say that absence makes the heart grow fonder.  I say it makes it grow absent.  One of the most challenge items facing families today is the fragmentation of brothers and sisters spread out across the country and the challenge of who will ultimately become Mom or Dad’s caregiver.  What does this mean to the family inheritance?  Should your brother or sister get paid?  Is the total decisions a proxy by proximity or something that should be more fully discussed?  It’s challenging to get siblings on the same page when it comes to money and it’s why so many squabble about the family inheritances even before Mom and Dad pass away.  Here are some tips to make sure your brother or sister aren’t laughing all the way to the bank as you discuss this delicate situation with your parents. Have An Estate Plan This means that your parents should have something more in many cases than just a will.  It ...

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Do We Have Data Breach Fatigue?

After another monumental data breach this past week from Marriott/Starwood, we were once again exposed to the real threats and realities that exist with our information held within the systems of large corporations where we spend money.  Marriott has not finished identifying duplicate information in the database, but it believes it contains information on approximately 500 million guests.  They believe for approximately 327 million of these guests, the information hacked included name, mailing address, phone number, email address, passport number, Starwood Preferred Guest account information, date of birth, and other pertinent information.  There is still no definitive information on whether or not credit card information could be decrypted by the hackers.  Class action lawsuits are already flying off the shelf. It almost seems as if once per month we are barraged with some new data breach from large companies seeing what has happened with Equifax, Yahoo!, and now Marriott recently.  Many Americans may already believe hackers have their information from ...

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