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Just Because You Can Doesn’t Mean You Should

Have you ever heard that saying that money can burn a hole in your pocket?   Although you can find many different meanings for this expression, over the past decade I have seen spending run out of control on a personal level.   Eating out using to a perk for most families, and now an $80 meal during the week is the norm.    Picking up a luxury item only happened on special days like holidays or birthdays, but now people buy them whenever they are in the mood.   We have been conditioned over the past decade to always make sure we get the BEST!   Of course, why wouldn’t any of want the best if we could afford to buy it with our hard earned money. Credit cards have given many people power.    When you have money in the bank you feel like you have power.  With just a swipe of your debit card, you have the power.   Yes, because you have money ...

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Can Anyone Make Change For A $100?

What is going on with the math skills in America? With more and more young people using ATM cards, debit cards, and credit cards to make their purchases, I am beginning to wonder if anyone can make change of a $100 bill anymore. A few disclaimers about $100 bills in general before I tell you why I ask this important question. Number one, what’s the deal with people who work in $8.00 an hour jobs that actually check the $100 bill to see if it is counterfeit. The FBI can’t figure this out with all of their sophisticated technology, but Doris at the hot dog stand at the airport is going to figure the case out by holding the bill up in the light and swiping it with a highlighter pen?  Second, do convenience stores really not accept $100 bills or it is just that nobody there can make change for a $100 bill as well?  Just checking. So . ...

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