Women Only Spend $49 On Valentine’s Day??

Valentine’s Day is here and The National Retail Federation (NRF) says Americans will spend nearly $17.3 billion on Valentine’s Day this year.  The average guy expected to shell out about $108.38, according to a survey commissioned by the organization. Women say they’ll spend about half that amount at around $49.41 (On second thought women, I’ll just skip the Russell Stover- thanks anyway)  (source www.nrf.com) It’s true that Valentine’s Day gift giving is predominately led by men and what they spend on this holiday.   If you are trying to save some money this year, I figured it would be a good idea to provide you a few tips to still make the holiday fun without breaking the bank.    Apparently, women only need to spend $49.41 to keep the relationship going and men you need to be prepared to spend a Benjamin on the holiday.   Although somehow I think you’ll be spending a lot more especially if you add in a dinner. ...

Read More →

Summer Camps Mean Money Blues For Mom and Dad

The school year is rapidly approaching graduation season, which means for most parents’ the question of what to do with the kids for summer is looming in front of you.   Summer camps leave kids with memories of sleeping in bunk beds, learning to ride a horse, swing a tennis racket, or the time that their traveling baseball team won the state championship.     For parent’s today the cost of many full time day camps can cost $300 to $500 a week.    Sleep away camps can cost $10,000 or more.   Weekly specialty camps for sports like tennis, swimming, or golf can be extremely costly as well.    For many families, camp is not always a budgeting item that parents’ put as a line item in the beginning of the year.   Camps can often cause a dent in a parents’ cash reserve that they have to make up in the fall just in time to spend money for the holiday season.  What are some ...

Read More →

5 Reasons You Aren’t Rich . . . Yet

Everybody at some point of their life has that dream of having enough money to do whatever they want whenever they want irrespective of cost.   Well, even if you do think about cost, that idea of becoming rich enough to walk in and tell your boss this is your very last day.   If you want to get rich, here are five things that may be in getting in your way from achieving financial independence, purpose, and freedom. You care what your neighbor’s think–  There are still many people holding on to their overpriced real estate waiting for it to come back.   In the meantime, the mortgage along with all the fixins you really couldn’t afford when you bought that house are killing your bottom line.    I believe most people are hanging on to those properties today along with the country club membership because of their egos and fear about what their neighbors will think.   It’s hard to swallow your price ...

Read More →