What do Bernie Madoff, Allen Stanford, and the word SALE have in common?

None of us like the idea of going bankrupt. The whole notion of losing all of our money or being in a financial position where we tell ourselves we have to give up and wave the white flag can be a simply awful feeling. We’ve seen over the past decade some colossal meltdowns of investments that, at first glance, appear to be bullet proof until they turned out to be massive Ponzi schemes and frauds such as in the cases of Bernie Madoff and Allen Stanford. In the flick of a switch, those millions and millions of dollars in investments became a black hole of nothingness seemingly overnight. So what in the world do these guys and the world SALE have in common? In helping many people manage their budgets and family finances, words like SALE, FREE, and ZERO are some of the most dangerous words in the English language. If you’re not careful with how you make up your ...

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