How To Lower Your Cable Bill

Bills. Junk Mail. Bills.  So many times I’ve mentioned how excited I get to open the mail every day only to realize it’s either a junk solicitation, a statement, or a bill.   Still no pen pal letters, and thank you cards are far and few between.   January is typically the time of year that I’ll call all of my vendors and see what kind of deal I can strike with them.   When it comes to cable, internet, and/or home phone (if you still have one), Comcast may provide one or all of these services for your family.   How can you go about lowering your current Comcast bill? First things first.  Don’t waste your time calling the billing department.   All they are going to do is spend time making sure you are paying your bills and that the bill looks accurate.  You can spend your energy and effort disputing a bill, but it isn’t going to change your budget one bit. ...

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The New Rule: Field Goal Bill Paying

Nobody likes paying bills.   Not longer than a few years ago, most people met the end of the month with the dreaded feeling of writing out checks and licking the back of envelopes—UGH!.   Over the past five years, many people in the United States have transitioned their bills from the check stuffing days to now merely having to fill in an amount and simply point and click.   With some providers sending you an e-bill alert now, you may not even have to remember when to pay the bill. I’ve learned over the past couple of years that the next generation of bill payers (your Generation X and Generation Y crowd) uses something that I like to call the Field Goal Rule when it comes to deciding whether or not to click the ‘pay now’ button.   Here’s how the rule works.   When a particular bill comes such as cable television, cell phone, or local water bill comes, a bill payer has ...

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Press 5 For Discontinue

I am always amazed about how service providers today magically have a good deal when you are ready to take you business to another company.  I always thought the idea of really good customer service was to proactively deliver value to you by doing things like adding new services and lowering your overall cost.  Instead, the game today with cable, internet, and phone companies is to play dead and wait for you to tap them. One easy way to trim your overall household expenses going into 2011 is to simply go bill by bill, vendor by vendor, and call each of their 1-800 numbers to let them know you will be leaving them.  This happens so often now that many of these companies actually have one of the automated options that will actually say press X to discontinue your service. When you press that button, it will feel like you have entered Willy Wonka’s Chocolate Factory.  This is the land ...

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oXYGen Financial – Bundling Services

Money Advice From The Money Guys At oXYGen Financial – Bundling Services Visit oXYGen Financial – Atlanta’s Premiere Financial Solutions Combine your cable, internet, and telephone service. I used to have three separate carriers handling all three of these services in my household.  By combining all three of these services together, my overall monthly bill went down by approximately $83 per month.   You should always weigh the pros and cons of these different services, but if you hypothetically invested this $83 a month in an account that earned 3% rate of return over 25 years, you could have an additional $37,111 in an account at retirement.  Past performance is no guarantee of future results.  All returns are for illustrative purposes and not indicative of any particular investment.  Investment value will fluctuate with market conditions.  Just another breathe easier® tip from your money guys at oXYGen Financial, Inc., 11680 Great Oaks Way, Suite 175, Alpharetta, GA 30022 – Call us for ...

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