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Yugster.com

I am always searching for websites where I think you can get a deal or two during the year. Last year I talked a bunch about www.1saleaday.com, and hopefully you scored a deal or two on that website. One website to add to your favorites this year and check daily is www.yugster.com. Yugster offers a daily favorite deal, a watch deal, a yours until gone deal, and will offer other season deals. Every day a new product goes on at 6am EST and when it is gone, it is gone. Here is the trick, if you become a Yugster, you get that offer a day before everyone else. Just log in and you see today’s Daily Offer for the public and today’s Sneak Preview Offer (which is tomorrow’s public offer, assuming it doesn’t sell out). Once you are a registered Yugster, you can also receive several emails per week giving you a heads-up to what we are selling that day ...

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What Is Your Internet Influence?

Do you have Klout? Yes, I spelled it correctly. There is a new website for all of you who use social media to grow your personal or business results. Klout has developed a methodology using over 35 variables of Facebook and Twitter to measure things such as true reach, amplification probability, and network score. True Reach is the size of your engaged audience and is based on those of your followers and friends who actively listen and react to your messages.  Amplification Score is the likelihood that your messages will generate actions (retweets, @messages, likes and comments) and is on a scale from 1 to 100.  Network score indicates how influential your engaged audience is and is also on a scale from 1 to 100.  The Klout score is highly correlated to clicks, comments, and retweets. (source: Klout) As social media expands as a mechanism for growing new customers, business owners out there need to pay attention to websites like Klout.  Shouldn’t your ...

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You Can Now Tell Me What Credit Card To Use?

On Monday, the Justice Department sued Visa, MasterCard, and American Express for anticompetitive practices. At the same time, it reached a proposed settlement with Visa and MasterCard. The ruling aims to end anticompetitive practices and allow customers to save money, but it is likely to also have unintended consequences for consumers, says LowCards.com. (source: www.ctwatchdog.com) Interchange Fee is Confusing Interchange fees, or swipe fees, are difficult to understand, and credit card processors like Visa, MasterCard and American Express have provided very little information about these fees, protecting their control and this significant revenue source. (source: www.ctwatchdog.com) Interchange fees began in the 1960s to help banks to cover the cost of processing credit card transactions. The fee is divided between the merchant’s bank, the consumer’s bank and the credit card company. The fee covers processing fees, billing statements, fraud protection, innovations, and other expenses. (source: www.ctwatchdog.com) Interchange fees typically range between 1.0% and 3.5% of every purchase made with a credit ...

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What a GRAT trust to fund before 2010 ends!

Who knows where the estate tax limits will fall in 2011.  It might be 1 million or 3.5 million or higher depending on how the legislators settle on this issue. Meanwhile, back at the ranch, Congress is trying to put limits on a popular trust families have used for years to avoid the estate tax. Since this type of trust works best at times when interest rates are low and asset values are depressed, we are urging high net worth clients to look at setting one of these up before Congress decides to make these trusts look like a rainy day in the tax world. This type of trust is known as a GRAT or grantor-retained annuity trust, which allows people to give a portion of an asset’s future profits to heirs tax-free. The trusts we have found can be very popular for clients who have a family business that is expected to increase in value or may have stock ...

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