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How Much Should I Leave For A Tip?

Even though I have workaholic issues, I did manage to do a few fun things with my family over the holidays.   We caught some movies, saw an Atlanta Hawks basketball game, went to the Peach Drop, and most certainly managed to eat out at some local restaurants.    Every once in a while, I’m just befuddled on how we got to where we got to in America.   There are large issues politically and financially that are facing us, but it just wouldn’t be a smart money moves column if I didn’t gripe just a little bit about the whole notion of ‘gratuity added’ on my bill at the restaurant. First off, let’s remind everyone just what the word ‘tip’ means as it pertains to leaving extra money at the end of a meal at a restaurant.  Dictionary.com defines tip as a small present of money given directly to someone for performing a service or task.   In most countries, tipping is not ...

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Your Three Legged Stool Is Now A Pogo Stick?

It used to be that when most people talked about their retirement, the expectation was to have a three legged stool for deriving income when you actually retired. So, where is your pension coming from in retirement? Without a pension, you’ll have to hop that pogo stick of personal savings and investments to your retirement dreams. ...

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