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How Not To Go Broke with Kile Lewis – oXYGen Financial – 01/14/10

oXYGen Financial On The Radio – 01/14/10 radio show on The Rock 100.5 Morning Show 11680 Great Oaks Way, Suite 175 | Alpharetta, GA 30022 Phone 1.800.355.9318 or 770.777.0427 oXYGen Financial, Inc. co-CEO Kile Lewis is one of the foremost knowledgeable professionals in giving financial advice to the X and Y Generation. ...

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Paying Too Much For Car Insurance?

How to Save Money on Your Auto Insurance You may have good reason to complain about the cost of your auto insurance, but have you tried to do anything about it? If you're resourceful and willing to do a little homework, there may be plenty of ways to lower your premium. And we're not necessarily talking chump change--a few simple steps can sometimes save you hundreds of dollars a year. ...

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Feeling Confused About Investing? It’s fight or flight

One of the worst feelings you could possibly have as a consumer is that notion of being confused about where you're going to invest your money, what type of insurance you're going to buy, or just making a major purchase to your house. It seems the more information you get, the more confused you can become about what is the right decision. Most people say a confused mind says no. ...

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Make Sure To “Beta” Test Your Portfolio

Beta is one measure of risk your portfolio is taking. Generally, what it measures is how risky your portfolio is to the market as a whole. For example, a portfolio that has a beta of more than one is generally going to be more risky than the stock market as a whole, and a portfolio that has a beta of less than one is going to be less risky than the stock market as a whole. ...

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IF YOU CAN’T EXPLAIN IT ON ONE PAGE . . . DON’T DO IT!!

Over this past week, I've been watching many different proposals around health insurance in the United States. In one magazine, Investors Business Daily, they had a flow chart of what the health insurance plan would look like. It looked more like an electrical engineering chart of the Empire State Building than it did a health insurance plan. ...

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Focus on the purchase price . . . not the payment.

The other day, my mom called me up from New Jersey and she was shopping for a car. She told me over the phone what she thought was she could afford on a monthly basis for a payment. That’s when I stopped her and said, “Never tell the dealership what you want your monthly payment to be when you negotiate a car price.” If you talk about monthly payments at the car dealer, that is when you get yourself in a trap. ...

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Could Your Blackberry Make You Money?

Could your Blackberry or iPhone actually save you money? Whatever type of PDA device you use, there are more and more websites out there now that give you ability to download coupons right into your phone. Two of the web sites I wanted to mention you should take a look at if you are trying to save money overall while you are going out shopping is... ...

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oXYGen Financial – Bundling Services

Money Advice From The Money Guys At oXYGen Financial – Bundling Services Visit oXYGen Financial – Atlanta’s Premiere Financial Solutions Combine your cable, internet, and telephone service. I used to have three separate carriers handling all three of these services in my household.  By combining all three of these services together, my overall monthly bill went down by approximately $83 per month.   You should always weigh the pros and cons of these different services, but if you hypothetically invested this $83 a month in an account that earned 3% rate of return over 25 years, you could have an additional $37,111 in an account at retirement.  Past performance is no guarantee of future results.  All returns are for illustrative purposes and not indicative of any particular investment.  Investment value will fluctuate with market conditions.  Just another breathe easier® tip from your money guys at oXYGen Financial, Inc., 11680 Great Oaks Way, Suite 175, Alpharetta, GA 30022 – Call us for ...

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