I’ve been practicing financial planning for over 21 years, and there is a new financial phenomenon spreading like cancer.    I haven’t come up with a name for this group yet, but there is a growing population of people between the ages of 30 to 50 who make more than $100,000 per year and are literally living paycheck to paycheck.   Are these people lacking a college education? No!    Are these people lacking a comprehensive set of benefits from their employer? No!   Are these people who are having lots of money garnished from their paychecks every two weeks? No!   So how is this group getting so far behind financially while making so much money? According to a report from the Consumer Federation of America and the Consumer Planner Board of Standards, Inc., 38 percent of household live paycheck to paycheck.   In 1997, this figure was 31 percent.  (source: huffingtonpost.com)  A report from earlier this year found that 43 percent of Americans don’t ...