5 Smart Financial Moves To Start The New Year Off With A Bang

The holiday season brought snow on Christmas Day to the state of Georgia along with some relief around tax breaks that helped both the wealthy and the unemployed. It seemed like everyone’s stocking got a gift or two, but the reality of all these tax breaks will sneak up on us a few years from now. As the New Year gets kicked off, there are some key things you want to be taking action on in respect to your overall financial plan. Rates will not stay low forever – If you have the situation where you can afford to buy a piece of real estate or potentially refinance your home, this would be the time to take advantage of doing that if you haven’t jumped on the wagon already. If you have an adjustable rate mortgage, you should consider getting that locked into some type of fixed rate program. If you cannot refinance and are stuck with a higher interest ...

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Time to Fix Your Natural Gas Rate?

Natural Gas Rates are at their lowest levels in years, and locking in a fixed rate for winter can save you money. After this long hot summer, it’s hard to remember what cool temperatures feel like.  But they will be here before you know it, so now is a good time to think about your natural gas service. SOURCE: Kevin Greiner, President & CEO, Gas South There are two important questions for getting a good deal on your natural gas service: Should I choose a fixed rate, or a variable rate? If I do decide to go fixed, when should I lock in Natural Gas Rates? With regard to the question of fixed or variable rates, fixed rates are more competitively priced.  So unless prices really decline or you value the flexibility of being on a variable rate (which allows you to switch or lock in at any time in the future without penalties), a fixed rate is likely to save ...

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Have you shopped your gas bill lately?

I don't know if you've noticed, but the natural gas price to oil price is at an all-time low when you look at the spread differentials between natural gas and oil. Many of the gas companies will lock your overall gas rate on your bill from anywhere from 12 to 18 months on a fixed rate dependent on your local gas company. ...

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