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What Atlanta’s #Snowmageddon 2014 Taught Us From a Financial Standpoint

Review and shop out your car insurance coverage often. Typically, you can shop your rates out on a semiannual basis to see if you’re getting the best deal possible.  If you were someone who was sliding around in the snow and ice and had Comprehensive and Collision coverage then your insurance will pay to repair or replace your car if it is stolen or damaged in an accident, regardless of who is at fault. Depending on your car, amount of a balance you have left on your car note, distance you commute, and cash flow you can look at ways to increase your deductibles, reduce your coverage, or you can check out my other article about taking a defensive driving class(http://www.ajc.com/weblogs/atlanta-bargain-hunter/2013/dec/04/perks-driving-defensively/) to find ways to reduce your premium. Travel with a full tank of gas. Unfortunately, some friends needed to sleep in their cars overnight and had over 14-24 hour commutes home; some inevitably abandoned their cars because they ran ...

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Prepaid Option Or Fill It Up Before You Get To The Airport?

Now that Memorial Day has passed and summer is coming in full stride, many of us will go on some type of vacation for some fun in the sun.   If you end up renting a car, most agencies know that they are the last stop between you and your vacation.  Thus, you will most likely end up playing a game of rapid fire at the checkout counter, getting the keys to your rental car, as well as answering questions about insurance and gas options before you take the car.   One of the key questions that the rental car agency will ask you is, “Do you want the prepaid option for gas or do you want to fill it up yourself before you return?”    Hardly ever does anyone ask questions or do any type of analysis on this question, and it can cost you big money if you don’t answer it correctly.   So, here are four ‘smart money moves’ questions to ...

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