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Just A Thought…

By: Genna Jenkin The Your Smart Money Moves Mom In this world where everyone is a self-proclaimed expert, (bloggers included!), it’s often difficult to decipher who is left to take all this advice that so many of us are doling out. As I take a step back and take stock of my credentials I realize that I may not have any life-changing “tips”, but what I hope is that the small items I do share may at least cause a little “shift” in how you look at your spending habits. To this end, I recently experienced a very life-affirming moment with my teenage daughter. It was a dreary Saturday and I was bracing myself for the barrage of requests to take her to the mall or the movies or maybe bowling to stave off boredom. However, to my surprise, she had something else in mind. Instead of all those money-guzzling activities she chose to invite a couple of her girlfriends ...

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Three Small Things That Can Make A Big Difference This Year…Really!

By: Genna Jenkin The Your Smart Money Moves Mom “It was the best of times, it was the worst of times”, also known as the beginning of another calendar year full of plans and expectations of a new and improved you. For some this blank slate may be very appealing, for me however, it is rife with pressure. I’m panic-stricken by the thought of all these huge goals looming before me. The weight-loss, the exercise regime, the healthier diet, the super-organized, always patient and wise parent, and ofcourse the supportive and sexy wife. Could anything be more daunting? And more importantly, could anything be more unrealistic? We are constantly being told to “stop and smell the roses”, translated as taking time to enjoy the small moments in our lives. So why not employ this philosophy when making the inevitable New Year’s resolutions? This is what I’m thinking, sometimes it’s the small things that can make the biggest difference. #1: Diet ...

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Clark Griswald Would Like These Ideas

By: Genna Jenkin The Your Smart Money Moves Mom So here we are less than 10 days out before Christmas Day arrives.  If you’re like me your best laid plans have gone by the wayside and you are scrambling to cram in all the shopping, wrapping, baking, decorating and merry-making you can before the big day.  Amidst all this madness a sobering thought occurred to me…on December 26th it’s all over!  All the build-up and anticipation end so abruptly it can leave one feeling a bit, dare I say it, depressed. In order to do my part in preventing PHD, post-holiday depression (not an official medical term), my suggestion is to give gifts that the recipient can look forward to all year long (or at least a few months).  These are not your mother’s jelly-of-the month club offerings.  In fact you may be inspired to treat yourself to one (or two) of the enticing options.  Another huge perk is that ...

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No More Buying Cookie Dough From Your Kids!

By: Genna Jenkin The Your Smart Money Moves Mom We’ve all been there. At some point during the school year your child brings home the dreaded fundraising envelope! Inside are all the materials you will need to ply friends and family to purchase vats of cookie dough, reams of wrapping paper or the never-ending magazine subscriptions. However since these unwanted items help in providing much-needed funds to your local schools the purchases are begrudgingly made. Can you imagine what a treat it would be to be able to provide those same funds to your youngster’s school not by buying something, but by getting rid of something you no longer need? This is the concept behind an amazing program conceived by Stacey Boyd. Since this entrepreneur and CEO of Schoola.com opened the cyber doors of her new idea, schoola.com/stitch, many parents throughout the country have signed up to make money for their schools by cleaning out their closets, specifically their children’s closets. ...

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He who hestitates…SAVES! Why it’s always worth the wait.

By: Genna Jenkin The Your Smart Money Moves Mom Hello, my name is Genna and I am a sales-a-holic.  I am in recovery, but everyday is a struggle.  I believe my addiction is congenital as I come from a long line of bargain boasters and I am hoping it doesn’t present itself in any of my children.  You know the types, they share legendary tales of high-end purchases made for next to nothing, often on items they didn’t really need. Our current culture totally feeds into this type of mentality.  We are constantly bombarded by flash sales, daily deals and reality television showing us all of the ways we can beat the system and get what we want (and more) for a rock-bottom price.  This, combined with wanting to provide our kids with all the things we didn’t have can make for a financial nightmare. The operative word  here is “want”.   We have all heard the much debated argument of ...

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Public School Is Not A Free Ride

By: Genna Jenkin The Your Smart Money Moves Mom Request a FREE consultation: www.oxygenfinancial.net Barely a week into our back to school routine and I’m already aware of some very disconcerting patterns forming.  The kids’ interest in helping get their lunches together is waning, bedtimes are not being adhered to and I’ve badgered them all about their homework more times than I’d like to count.  However, the most troublesome of all, is that every evening I find myself with my checkbook “paying” for my children’s public school education. Now don’t get me wrong, I understand that public education in this country can tend to get the proverbial short end of the stick, so I am well aware for the need to ask parents for some financial assistance.  It’s the changes I’ve seen since I enrolled my oldest in kindergarten (12 years ago) that concern me.  I’m sure that everyone with school age children can identify with the lengthy and detailed ...

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