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Hot Summertime Deals

Everyone is interesting saving money, and in the shopping market timing is everything.   For many years, I have shared with clients that the best deals generally come in the off season if you know where to find them.  Here are five things you could look for in the month of July. 1) Summer Clothing-  As the dog days of summer are upon us and the return to school begins, many department stores will put their summer clothes, bathing suites, and shoes on sale.    Check out stores toward the end of this month and you will be sure to find a bargain or two from the large chain stores to your local boutique. 2) Grill and Outdoor Patio Furniture-   Especially in the areas where you have all four seasons, toward the end of July you will see fantastic deals on outdoor chairs, patio furniture, grills, and grill accessories.    Much of the higher end pricing leads up to the 4th of July, ...

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Is it Worth Having a Gym Membership?

Lately, I've been thinking of canceling my gym membership. What I've found is that most people do not use their gym membership to its full capacity, especially for as much as we all pay for it. My membership is a dollar a day, which is approximately $35 dollars a month including taxes. How often do you go to the gym in a month? Is it worth $35 a month? I haven't been to the gym for about two months and I usually go once every other month and I know for a fact that I have not use it like I should. If you do use your gym membership—that is awesome, you are definitely getting your money’s worth! ...

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