Even if you on line bill pay, you better check your bills. While all companies are needing to find ways to increase their revenues, small fees and charges may be on your monthly bills that you haven’t looked at yet. IN this episode, another in our continuing series titled “Strange things charged online to my credit card that I didn’t ask for and can’t get refunded.” ...

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Top 10 First Time Homebuyer Mistakes!

Top 10 First Time Homebuyer Mistakes! 1.Buying more house than you can afford. Typically, you don’t want your mortgage payment to be more than 28% to 34% of your monthly income. For example, if your monthly income is $5,000, a total mortgage payment of $1,500 will be in the ball park. Of course, you need to include all of your overall debt payments which should never be more than 40% to 45% of your overall bills. ...

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Top Ten Reasons To Buy A Used Car vs. A New Car

Top Ten Reasons To Buy A Used Car vs. A New Car Someone else pays for your depreciation Auto insurance is cheaper Monthly payments are lower You could buy a car for cash Less worry about having to buy extras Dealer “certification” programs Financing is cheap right now There are used car warranty programs Cars have a longer more reliable shelf life now No new car smell Ted Jenkin, CFP® 11680 Great Oaks Way, Suite 175 | Alpharetta, GA 30022 Phone 1.800.355.9318 or 770.777.0427 Securities and Investment Advisory Services offered through NFP Advisor Services, LLC (NFPAS), Member FINRA/SIPC. Oxygen Financial is not affiliated with NFPAS. NFPAS does not provide tax or legal advice. This site is published for residents of the United States only. Registered Representatives and Investment Advisor Representatives of NFP Advisor Services, LLC (NFPAS) may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for ...

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