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When Was The Last Time You Got Really Good Service?

You would think with all of the customer surveys we via e-mail and the little cards you see at hotels or restaurants that say “please rate my service”, we should start to see an upgrade in the service we get from businesses every day. I am here to tell you the exact opposite.  I think we will see a continual decline in the service we get from all types of businesses, and for the life of me I can’t remember the last time I got really good service. I’ve always believed that happiness is often dictated by expectations met or unmet. Many of these businesses are always curious to know what you thought about the service, but rarely when your turn comes to actually get some service does it get done.  What happened to the age old adage that the customer is always right? In today’s customer service queues, the on line representative will spend most of their time telling you it’s not ...

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Do You Spend Too Much?

One of the trends I have noticed among family households is the notion of unconscious spending.  This can happen for both what we would consider fixed expenses (gas, electric, phone, cable), and also for discretionary expenses (dining out, vacation, household purchases). You are often very conscious about what you spend when you don’t have any money or at the stage when you have a low income. Your thought process often revolves around what your net pay is from your weekly or bi-weekly check, and wondering whether you are going to have enough money to cover the basics monthly bills.  You dream for the day when you make enough money so you can splurge to buy a few of the items you have always dreamed of having, or thinking about that vacation spot you have always wanted to visit. There becomes a point for many people that you begin to make enough money to cover your bills, and you have more ...

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Unemployment Extension: F.A.Q.’s

So here are answers to some of the most frequently asked questions about the Unemployment extension: Q. Who’s eligible for extended unemployment benefits? A. Unemployment benefits will be extended by 14 weeks to all people in all 50 states without a job. Benefits will be extended for an additional six weeks to those in about 26 states where the unemployment rate exceeds 8.5 percent. Q. Who will be helped by the unemployment extensions? A. The extensions are aimed at people who have been out of work for a long time, or about a year to a year and a half, according to Andrew Stettner, deputy director of the National Employment Law Project. “This was really a stopgap measure to address the fact that a large number of people were running out of the extensions before Dec. 31,” Mr. Stettner said. “People who have been out of work since July of this year are not going to get any extensions. People ...

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Is it Worth Having a Gym Membership?

Lately, I've been thinking of canceling my gym membership. What I've found is that most people do not use their gym membership to its full capacity, especially for as much as we all pay for it. My membership is a dollar a day, which is approximately $35 dollars a month including taxes. How often do you go to the gym in a month? Is it worth $35 a month? I haven't been to the gym for about two months and I usually go once every other month and I know for a fact that I have not use it like I should. If you do use your gym membership—that is awesome, you are definitely getting your money’s worth! ...

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Even the Orthodontist offers coupons!

When you start taking your child to the dentist, life is pretty good . . . until their teeth grow into their mouths. I know technology has made everything smaller today, but is it possible that they have made our kid’s mouths smaller? I have three kid’s and it turns out the dentist ‘recommends’ they all get braces in some way, shape, or form. ...

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