fbpx

What Happened To My Precious Pandora?

As I pulled up my favorite Pandora station, Red Hot Chili Peppers, I anxiously awaited the install of some cool track like Scar Tissue or Give It Away.    Instead I was greeted with a movie trailer-like 30-second ad followed by a plumbing ad followed by a ‘what’s your favorite sandwich’ Panera ad.   A song later, I got hit with another ad and then followed up by yet another.   The frustration seeped quickly through my blood as all I wanted to do was listen to a few tunes of my favorite rock band.   It dawned on me recently that new technology launched through apps or a website is really exciting when it is unencumbered by the fact that eventually it will need to make money.   Think about these examples below. FACEBOOK– Facebook is still one of the most widely used social mediums that exist today.  However, like all technology machines built for growth it inevitably needed to produce a profit.    It ...

Read More →

Think Before You Click The Button

My Your Smart Money Moves Column has an underlying theme of always trying to get you to think.  While often it’s about money saving opportunities or financial planning strategies, I’ll throw in a different article here and there to make you consider what is going on in life.   One of the bigger worries I have for most of you, with the increasing amount of purchases you make through the internet, is catching the dreaded disease ‘clickyitis’. (Wouldn’t it be cool if I made the slang dictionary in a few years with this one?   Clickyitis is the trap that retailers get you into by clicking in a Pavlovian type response to the very buttons they want you to click without even knowing you are spending more money.   How does this happen? Go Daddy (www.godaddy.com) –  Now, when you register a domain with Go Daddy, they first automatically fill the extra $7.99 box (in the middle by the way) instead of the ...

Read More →

The Year Of Two Black Fridays?

Every calendar year, the two major holidays of Christmas and Hanukkah confront us for planning our gift giving and family gatherings.    Usually, these holidays fall fairly close together in the month of December, as retailers get ready for the biggest part of the shopping year. However, just like the infrequency of total solar eclipses, sometimes the calendars don’t fall on the same cycles and Hanukkah can begin in the month of November.    This year, Hanukkah begins on the evening of Wednesday, November 27th with the first full day of Hanukkah on Thanksgiving.  The last time that happened was 1918. So, what does this mean Black Friday shoppers? For followers of Judaism, Hanukkah is an extended holiday lasting 8 nights.   The modern tradition for gift giving is to partake in a new gift each and every night.   This means as soon as Halloween costumes have been put back in the closet or thrown away in the trash, followers of Judaism will ...

Read More →

Why Lyft Has Won My Heart

During the Labor Day holiday I was in San Francisco visiting some friends who live in the city (Market and 8th if you’re familiar). I typically like to drive everywhere but, if you’ve ever been to San Francisco a parking spot is a rarity. So, I decided to try something new and download the Lyft app. I’ve heard a lot about ride share programs before online and have seen the ads, but I had no idea how they worked until now. Here’s how you can get a ‘Lyft’: You download the Lyft app on your iPhone or Google Android Set Up your Lyft Profile with your name, a picture of your choosing, and credit card info After you’ve set up your profile you’re ready to request a ‘Lyft’. When you’re ready you can do so by simply clicking a button on your phone. In the app, it’ll show you how far your nearest Lyft driver is. After you push the button to ...

Read More →