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You Lost $24 Billion In 16 Days Mr. Government?

According to the USA Today (10/18/2013), the 16 day Government shutdown cost the economy jobs, delayed mortgages, and lost retail sales.  The numbers aren’t fully in yet, but it is purported to be at least 12 billion dollars and possibly as much as 24 billion dollars for the stalemate that took place in Washington, D.C. over the past several weeks. As a 22 year veteran financial advisor, you don’t advise someone to take out a Target store card right after they have maxed out their Sears and Nordstrom store cards.   We all know that piling up lots and lots of credit card debt is simply an unsustainable way to manage a financial budget.  What we all don’t know today is when the balloon will burst. It’s not a smart money move to lose 12 billion, let alone 24 billion, but I’ve come up with my list of things that we could have done with 24 billion. We could have handed ...

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Five Deals On Tax Day!

It’s Monday and officially tax day. Some of us will be running out as late as 11:59 p.m. tonight to the post office to make sure our taxes are post marked on time. I suppose if you get a refund, tax day feels like a good day, however if you owe money it can feel as if you got pick-pocketed right outside of work. Now, some of you have been done for weeks and will just listen with amusement to the madness as a few of your colleagues scramble to finish everything today, April 15th. But, not all is lost as tax day also brings us some amazing deals. Here are five tax day deals you should look at this morning to see if you can make the most out of your day! FREE Cinnabon Bites– There are quite a few desserts that just seem necessary to indulge in from time to time. Every time I walk into the food court ...

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How to Complain the Right Way

Rule #1: The customer is always right. Rule #2: Refer to rule #1. For many years, large corporations have talked about the golden rule of customer service.    The golden rule is to make sure that no matter what the customer is always satisfied.    This has largely meant over the years that if a customer would complain about a dissatisfactory experience, someone on location or in customer service would figure out how to make it right.  They might even go above and beyond the call of duty to make some type of concession if there is a serious problem.  This usually leads to perhaps a free months’ worth of service, a discount on the next purchase, or free item.  However, rule #1 has gone by the wayside for many big companies recently that have lost the art of customer service.    This makes me wonder that perhaps we, as customers, have lost of the art of how to complain? Here’s a story ...

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VIDEO | How A Threesome Can Improve Your Retirement?

Published on Oct 8, 2012 I’m officially thinking that any man (or maybe women too) who read this headline was thinking this, “Ted, have you officially lost your mind trying to connect the words threesome and retirement in the same headline?” ( Read Full Article Here – http://bit.ly/Ug6Nmi ) The answer is no, I haven’t officially lost my mind although a few people who know me well have always considered me to be an out-of-the box thinker. And for the record, I’m not going to suggest any of you run out and have a threesome although you’ve probably fantasized about it once in your lifetime. So how can a threesome actually help improve your retirement?   ...

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