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Tryin To Make A Dollar Out of 15 Cents

No, this is not a post on the famous rap song, nor am I recommending that you follow any of the lyrics from the Tupac or Master P songs.   However, I am often asked the question: “How can I get more out of my paycheck?”  There are plenty of things you can do to stretch those dollars in your pocket. A few years ago there was a Wall Street Journal survey1 that asked “If you were to face a $2,000 unexpected expense in the next month, how would you get the funds you need?”  Only 24.9% of respondents reported being certainly able to come up with $2,000 in 30 days for an unanticipated repair or expense.  It begs the question you should ask if you have the emergency reserves for these expenses. Here are a few things you can do to prepare for that unexpected expense: Know the difference between wants and needs Pay off credit cards (you probably do ...

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How Does Boredom Equal Making Money?

Have you ever heard that phrase, “you should try to be brilliant at being boring?”   With all of the technological advances in computers, hundreds of channels on the cable TV, and music any way that you want it, don’t you find more people quickly getting bored at what they do?    People surf the internet looking for that funny new You Tube video, only to be quickly bored and searching for their next two minutes of laughter.    Every night, loyal Facebook members log in to check out the days events looking for a quick picture of their friends, and then shut themselves down after reading 10 or 20 posts unless something really catches their attention.    With nothing to do, Twitter in its own right is simply a way for many to just idly throw their thoughts our there if they’ve got nothing better to do.     Does all of this instant excitement make it harder for people to go to work without ...

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Ted Jenkin on 790 The Zone – Mayhem in the AM

Join oXYGenFinancial - TUESDAYS 9:25 A.M. on 790 THE ZONE ON MAYHEM IN THE A.M. Ted Jenkin, Founder and co-CEO of oXYGen Financial will be on Mayhem in the A.M. on 790 the Zone http://www.790TheZone.com (790 AM) on Tuesday’s at 9:25 A.M. as the resident business expert on improving your financial future. ...

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Make Sure To “Beta” Test Your Portfolio

Beta is one measure of risk your portfolio is taking. Generally, what it measures is how risky your portfolio is to the market as a whole. For example, a portfolio that has a beta of more than one is generally going to be more risky than the stock market as a whole, and a portfolio that has a beta of less than one is going to be less risky than the stock market as a whole. ...

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