Personal Finance 101: Generation X Series – Marriage And Medical Insurance

Generation X is classically defined at people born between the years 1965 and 1979.    Pretty much those of you in your early 30’s to the mid 40’s.  However, having given personal financial advice to thousands of people, I can tell you that many of you who were born 1960 to 1964 fit within the Generation X type of financial and personal attitude.   Since I am 42 and have had a good deal of financial success, I’ve noticed some big mistakes that I see my generation making with their money and how they think about money.    This week I wanted to discuss what to do about your medical insurance after you get married. One of the questions I’m getting a lot from Gen X’ers as of late (especially those recently married in their late 30’s/early 40’s) is around what to do with medical insurance after being married.   Since the medical plans and financial contribution from each individual employer may vary, this ...

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Top 10 Ways To Tighten Up Expenses For Business Owners

Top 10 Ways To Tighten Up Expenses For Business Owners By: Cindy Buie Sometimes thinking small is the best way to achieve big results. Such is the case for closely-held businesses looking for unique ways to save in a tough financial landscape. And while executives are trimming from the top, every employee can help play a role in reducing excess waste. Here are our “Top Ten Everyday and Lesser Known Ways” for businesses to tighten up around the office: 1. Review Your Insurance: Are you getting the best rates on medical insurance for your employees and general liability for your business? Ask your agent about ways you may be able to save, or inquire about money saving umbrella policies. 2. Manage Corporate Credit Cards: – Review spending limits for anyone who has access to a corporate card and set spending guidelines for what items can be purchased on the card and review billings to ensure compliance.  Communicate any changes to ...

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