The Georgia 529 Is The Perfect Stocking Stuffer

As we head into the holiday season, all families begin to deal with the “what do you want for . . .” time of year.   I suppose it really doesn’t matter if it is a birthday, Christmas, or some other special occasion, it seems to be more difficult every year to tell family members what to get for the kiddies.   Years and years of cleaning toys out of toy chests, drawers, and underneath the couches tell me the ghosts of Christmas past had many a toy that was used once and never again.  If you have a child with a 529 plan in the state of Georgia (www.path2college529.com), there is a process where you can encourage others to gift into the plan you set up for your child. STEP 1- In the middle of the screen, you will see this paragraph that will begin the process.  You can click the eGift button to begin getting the word to friends and family. ...

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You Lost $24 Billion In 16 Days Mr. Government?

According to the USA Today (10/18/2013), the 16 day Government shutdown cost the economy jobs, delayed mortgages, and lost retail sales.  The numbers aren’t fully in yet, but it is purported to be at least 12 billion dollars and possibly as much as 24 billion dollars for the stalemate that took place in Washington, D.C. over the past several weeks. As a 22 year veteran financial advisor, you don’t advise someone to take out a Target store card right after they have maxed out their Sears and Nordstrom store cards.   We all know that piling up lots and lots of credit card debt is simply an unsustainable way to manage a financial budget.  What we all don’t know today is when the balloon will burst. It’s not a smart money move to lose 12 billion, let alone 24 billion, but I’ve come up with my list of things that we could have done with 24 billion. We could have handed ...

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