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5 Tips To A Successful Garage Sale

If you need some extra cash, one thing to consider during the holiday season (don’t wait til’ it warms up) is to have a year end garage sale.   Garage sales can be really profitable or just end up being a day outside getting rid of a few pieces of junk you don’t want in the house anymore.   If you are seriously thinking about making your garage sale a money making day, here are five of my tips to a successful garage sale. Place Like Items With Like Pricing On The Same Table –  It is really important to use a Sharpie and clearly mark the pricing on each of your tables.  You don’t want people to come up to your house and have to ask you every five minutes what items cost at each table.   If you have items you are going to mark for $1 or $5, it will be much easier to put them together at one table ...

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I like April 15th!

Within a few weeks, we will be approaching one of my favorite days of the year April 15th.   This is the last day of the official tax season unless you are filing an extension.   If you ever want to see something truly funny, park your car around 10 p.m. outside of a U.S. Post Office on the last day of tax season and watch the masses flock with their tax returns. The thing I like about April 15th is asking the question, “Did you learn anything different this tax year than the year before this one?” Each year, people seem to spend more time watching Dancing With The Starts or some other reality show than figuring out ways to save money in taxes.   By the time the 2009 tax season ends on April 15th, we are almost a trimester into the 2010 tax year.   This is the time to reflect and ask yourself what you will do differently in 2010 ...

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Ten Things To Include In Your Will

Ten Things To Include In Your Will Here is a great article By Barbara Kate Repa, Caring.com Senior Editor that I came across on www.caring.com 1. Name a personal representative or executor. In an individual will, your parent can name a person or institution to act as personal representative, called an executor in some states, who will be responsible for making sure that the will is carried out as written and that the property is divvied up and distributed as directed. It’s also wise to name an alternate in case the first choice is unable or unwilling to act. 2. Name beneficiaries to get specific property. Your parent’s will can specify separate gifts of property — called specific bequests — including cash, personal property, or real estate. Likely beneficiaries for such bequests are children and other relatives, but they may also include friends, business associates, charities, or other organizations. 3. Specify alternate beneficiaries. In fashioning their wills, most people assume ...

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Unemployment Extension: F.A.Q.’s

So here are answers to some of the most frequently asked questions about the Unemployment extension: Q. Who’s eligible for extended unemployment benefits? A. Unemployment benefits will be extended by 14 weeks to all people in all 50 states without a job. Benefits will be extended for an additional six weeks to those in about 26 states where the unemployment rate exceeds 8.5 percent. Q. Who will be helped by the unemployment extensions? A. The extensions are aimed at people who have been out of work for a long time, or about a year to a year and a half, according to Andrew Stettner, deputy director of the National Employment Law Project. “This was really a stopgap measure to address the fact that a large number of people were running out of the extensions before Dec. 31,” Mr. Stettner said. “People who have been out of work since July of this year are not going to get any extensions. People ...

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Is it Worth Having a Gym Membership?

Lately, I've been thinking of canceling my gym membership. What I've found is that most people do not use their gym membership to its full capacity, especially for as much as we all pay for it. My membership is a dollar a day, which is approximately $35 dollars a month including taxes. How often do you go to the gym in a month? Is it worth $35 a month? I haven't been to the gym for about two months and I usually go once every other month and I know for a fact that I have not use it like I should. If you do use your gym membership—that is awesome, you are definitely getting your money’s worth! ...

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Make Sure To “Beta” Test Your Portfolio

Beta is one measure of risk your portfolio is taking. Generally, what it measures is how risky your portfolio is to the market as a whole. For example, a portfolio that has a beta of more than one is generally going to be more risky than the stock market as a whole, and a portfolio that has a beta of less than one is going to be less risky than the stock market as a whole. ...

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