Scams To Look Out For

Topic: Scams To Look Out For Taped 5/24/16 Listen every Tuesday morning at 8:00 a.m. on ROCK 100.5 | Atlanta’s Rock Station to “Your Smart Money Moves” with The Rock 100.5 Morning Show and oXYGen Financial. Ted Jenkin, CFP® and Kile Lewis, CRPC® are the founders of oXYGen Financial, and our chief financial officers. All your money questions answered Breathe easier at http://oXYGenFinancial.net ...

Read More →

Seven Great Wedding Gift Ideas

Wedding have changed so much over the past 25 years from the popularity of destination weddings on the beach to the cool environment of you having your wedding in a barn.   New websites have been built out today such as www.appycouple.com where you can keep everyone organized, track RSVP’s, share photos, travel, chat, and much more.  If you are going to a wedding, one of the timeless difficult questions is what you should be giving for a gift.   Should you just tuck some cash in an envelope or hit the registry list?  What if the couple wants you to make a donation in their name?  What if they tell you to bring nothing but yourself?   Here are my ‘your smart money moves’ guide to seven great wedding gift ideas. Matching Passport Holders-  If you are going to a wedding for a couple that loves to travel, a reasonably inexpensive but cool gift idea is to get matching passport holders.  There ...

Read More →

5 Estate Planning Lessons We Can Learn From Prince

Recently, I was invited into the Washington, DC Bureau to do a timely piece of the estate of Prince.  His estimated fortune was in excess of 300 million currently, and this doesn’t include the recent or future sales of his records.  As we have seen from legends such as Elvis Presley, money can be made off your name for many years into the future.   The sad news came out that it appears Prince did not have a will.  With one real sister and five half siblings it will surely be a mess to settle.   Here are five really good lessons you can learn from the lack of planning Prince may have done with his estate. What If I Don’t Have A Will? –  Here’s the newsflash.   If you don’t have a will, then the state that you live in will have one for you.   The problem with this is that you might assume all of your assets will go to ...

Read More →

Summer Money Savings

Topic: Summer Money Savings Taped 5/17/16 Listen every Tuesday morning at 8:00 a.m. on ROCK 100.5 | Atlanta’s Rock Station to “Your Smart Money Moves” with The Rock 100.5 Morning Show and oXYGen Financial. Ted Jenkin, CFP® and Kile Lewis, CRPC® are the founders of oXYGen Financial, and our chief financial officers. All your money questions answered Breathe easier at http://oXYGenFinancial.net ...

Read More →

Six Gifts Under $100 For The College Graduate

With high school and college graduation right around the corner, one of the big questions you may be asking to what to buy your graduate on their special day.  You can certainly splurge on a fancy dinner, but there are some really cool ideas out there for less than a $100.  Here is my short smart money moves guide to graduation day. Get Them A Budget- www.youneedabudget.com (YNAB) will only cost you $60, but could help your graduate save thousands for the years to come.  Think about whether or not you want them to me moving home.  The sooner they learn good budgeting habits, the better of you will be. Netflix Subscription- There are all kinds of different subscriptions you can get including Amazon Prime, but if since many young adults are skipping TV altogether, this can be an excellent low cost idea to give them for their first real year on their own. The Dollar Shave Club- For just ...

Read More →

Which Financial Documents Do You Need To Keep?

When you are twenty one, most of your entire life will fit in a box.   As you get older, you begin to collect more boxes.   After buying a car, a house, going through a few jobs, and having a few children, the amount of financial information you begin to compile can be overwhelming.   People who come into our offices will sometimes walk through the door with a stack of envelopes asking the key question, “Do I have to keep all of these documents?”   Here is Your Smart Money Moves guide on what originals you need to keep, what you can shred, and what you might want to store up in the cloud. What you should keep for your originals? Birth Certificate Social Security Card Marriage License Diplomas or Transcripts Wills What about the cloud? With the proliferation of the cloud, there is much larger opportunity to store documents through an online service.   I would recommend trying to get an online ...

Read More →

Stocks, Investments, and Summer Camp

Topic: Stocks, Investments, and Summer Camp Taped 5/10/16 Listen every Tuesday morning at 8:00 a.m. on ROCK 100.5 | Atlanta’s Rock Station to “Your Smart Money Moves” with The Rock 100.5 Morning Show and oXYGen Financial. Ted Jenkin, CFP® and Kile Lewis, CRPC® are the founders of oXYGen Financial, and our chief financial officers. All your money questions answered Breathe easier at http://oXYGenFinancial.net ...

Read More →

Five Memberships You Can Save Money With Today

There are many types of membership models, but gym memberships are probably the most popular type of membership.  As most of you know, gyms often sell (or give) away many more memberships than the gym can actually hold.   Membership companies love to sell to people who they know either won’t use it, won’t show up, or just plain forget that they have the membership.   In doing my research, here are five membership ideas that can really save you money without breaking your wallet. AAA- (aaa.com) AAA is a membership that has been around for a long time. Most consumers think about AAA as the ‘car’ company.  You buy a AAA membership in case you have a flat tire, battery dies, you need a tow, or you get locked out of your car.   What most people don’t think about are the hundreds of discounts that the AAA card offers.   One of the biggest ones that I have used over the years ...

Read More →

Socks Are The New Ties

In 1991, I distinctly remember shopping for my very first real suit purchase in Filene’s Basement in downtown Boston.  How I longed to start my career a la the Alex Keaton days of Family Ties and come dressed up to work in my spiffy brand new suit.   Of all the major accessories that come with a suit, you could easily turn an average suit into a great look with a spectacular tie.  The tie is what really brought everything together.   You could turn a plain old gray or blue suit with a white shirt into some eye popping candy with a tie that jumps out off of the dull canvas of the plain old suit. I was never one for spending tons of money on clothes, but when I hit my first stride of success, I knew that one stop in the Ermenegildo Zegna store would truly show the level of success I was having.   It wouldn’t seem like prudent ...

Read More →

Dealing With Inheritances

Topic: Dealing With Inheritances Taped 5/03/16 Listen every Tuesday morning at 8:00 a.m. on ROCK 100.5 | Atlanta’s Rock Station to “Your Smart Money Moves” with The Rock 100.5 Morning Show and oXYGen Financial. Ted Jenkin, CFP® and Kile Lewis, CRPC® are the founders of oXYGen Financial, and our chief financial officers. All your money questions answered Breathe easier at http://oXYGenFinancial.net ...

Read More →