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Where Should You Be Investing In 2019?

As 2018 comes to a close, most of you will be more than happy to wipe away the last three months of stock market woes.  With interest rates sure to climb up more in 2019, uncertainty with the China trade wars, and a looming national debt, it has many investors wondering where the best place is to put your money in 2019.  While nobody can predict the future, it’s important to review how you are investing your money relative to your goals, objectives, time frames, risk tolerances, tax brackets, etc. In 2018, we saw far too many people who were older and had too much money in the stock market.  It’s important to remember to ‘act your age’ and in general you should look at the rule of 100.  If you are 60 years old, roughly 60 percent of your portfolio should be in safer more secure type investments and 40 percent in equity or investments that carry more risk.  ...

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Five Items To Always Buy Used

Since we pretty much live in a throwaway society, the savvy shoppers that know how to snap up good deals on those items others are readily willing to depart with can snag themselves a smart money moves deal.   Some garments of clothing such as socks, underwear, and shoes are never to be bought used unless you want to think twice every day you slip them on your body.   However, there are purchases that can really last for a long time and improve your bottom line if you shop the right way.    Here are my five items to always buy used. Office Furniture- Whether you are searching for new office furniture for that space you have leased or the home office you recently built out, there is a glut of office furniture on the market place.     Remember, that many companies have gone out of business over the past five years and this can allow you to grab a great deal by ...

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