Does Facebook Make You Spend More Money?

Our imagination is the most powerful thing that we all have in our possession.  Seventy-nine percent of smartphone users check their phone within 15 minutes of waking up, and the most popular time of day for using Facebook is in the evening. About half the time is spent on the news feed. (source bizjournals.com).  Every time we look at these pictures and newsfeeds during the morning and evening, pictures conjure up images of our friends having the time of their lives.   It makes us all take quick stock of measuring up our own lives against the visuals we see in Facebook.   So how does Facebook make us spend more money? The Vacation I Always Wanted– Facebookers are obsessed with taking pictures of their vacations by the beach, in another country, or on a cruise with the kids.   Since a picture is worth a thousand words, we often ask ourselves this question.  “How are these people finding the money to enjoy ...

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Are Your Student Loans Making You Lose Sleep At Night?

While taking graduate school classes my own personal student loan debt piled up like a house of cards, and I can assure you this debt made me feel like one gust of wind was going to blow my stack of cards down to the ground.  Every month a  special little bill from your creditor comes in the mail, and every month it seems like a nightmare trying to figure just how you will pay down those debts on time so that your credit isn’t affected poorly. There is no simple answer to such a question in today’s economy. Many new undergraduates are having extreme difficulty finding work, let alone in the field they majored in at college. So the question remains, how do you service this seemingly never ending hunk of debt? Hopefully, as a graduate you have found some sort of job. If fact, at this point you might take any job which may help you to make those ...

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