Stop Trying To Impress People With Your Money

If you are really trying to get wealthy, there are important life lessons to learn that will make you a smart money moves person.   It’s very difficult to pull down your guard when it comes to money.  You might be ashamed or embarrassed around poor financial decisions you made, and then tend to overcompensate by spending too much money just to prove that you can keep up with your friends or neighbors.  Here is a great post on how to build up your bank account and leave the right impression on others. You don’t have to dress for success anymore– Has anyone seen Mark Zuckerburg as of late?   Jeans and a hoodie will do just fine.  Don’t worry about the label on your clothes or your pocketbook. It just doesn’t matter. Be a leader– Perhaps you can be the one to suggest walking around a local fair or flea market, or even going to a free park to throw a ...

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Financial Considerations For The First Marriage After 40

You almost gave up hope that you would meet Mr. Right.  Or maybe it is Ms. Right.  However fate struck lightning and you finally met the person that you are convinced you were meant to spend the rest of your life.    At some point, reality sets in as the wedding date gets closer and it starts to dawn on your that there may be real discussions that need to be had around money and financial goals.   Not something you typically discuss when you are enjoying fine dining, front row concerts, and swanky hotels on the beach. Remember, everybody has a financial story.  Especially the person that you are about to wed.   It is important to peel back the artichoke to better understand your partner’s attitudes and feelings around money and planning for overall financial goals.   Here are my five smart money move financial considerations for those that are getting married for the first time after 40. Should you get a ...

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Is It Worth Going To Conferences?

When you work for a large corporation, you don’t have much of a choice about whether or not you go to the company conference.  They are often filled with workshops, PowerPoints, happy hours, and every once in a while a late night story that you really don’t care to share by the time you get back home.  However, there are industry conferences that are being put on all the time.  In the financial services industry alone, I counted well over 100 conferences I could attend ranging from technical competency training to practice management.   So, is it a smart money move to attend a conference over the next year? Here are seven tips to consider to determine if it will be worth going to an upcoming conference: Determine Where Your Biggest Personal Or Business Bottleneck Is At This Time- If you are going to spend the money to go to a conference, make sure the agenda matches what skill sets you ...

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The #1 Moving Destination Is Atlanta?

As a small business owner, we face challenges every single day. It’s always nice to see great news or interesting articles about our hometown city, so I thought this one was worthy of sharing with you on Your Smart Money Moves if you hadn’t seen it or saw a caption somewhere in your LinkedIn, Facebook, or Twitter feeds. According to www.businessinsider.com, last year, truck rental giant Penske told us the No. 1 moving destination in America was Atlanta. The year before that, they told us the No. 1 moving destination in America was Atlanta. And the year before that. And now we learn that this year, everyone is … still moving to Atlanta. People complain about a lot of things in Atlanta or sometimes affectionately called Hotlanta.   They complain about the traffic.   Now, I lived in Boston and Washington, DC where the traffic was way worse than the traffic here in Atlanta.  And I think anyone who is from L.A. can attest to the fact that ...

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Could Stamps Be A “Forever” Investment?

There is a reason you want the Your Smart Money Moves blog by your side.   Over three and half years ago, I wrote you a blog about buying forever stamps.  Did you take advantage of my advice?  With any overall financial plan, the one silent killer people often leave out is inflation.     Especially when it comes to the actual cost of buying your basic staples like groceries, gas, and utilities. While there has been a substantial increase in business being done on the internet, the United States Postal Service (USPS) will raise prices effective January 26th, 2014 to 49 cents for the first ounce of a first class stamp.   This would essentially be a 6.5% increase.   Bulk mail is also going up by 6% and with a raise to 33 cents, postcard will be up 10% versus 3 ½ years ago. How can you make a smart financial decision?   Load up on Forever stamps! Issued in 2007, the first forever ...

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10 Ways To Cut Your Food Bill

Is your family what I call an equal opportunity grocery shopper?   When you look at your debit or credit card statement, do you wonder the reasons why Kroger, Publix, Trader Joe’s, and Whole Foods all show up as a line item?  For individuals and families alike, the ‘food’ bill has become one of the largest line items in the household budget.   Food can include groceries, dining out, and even meals on vacation.   Here are my ten your smart money moves tips on how to trim the ‘fat’ from your food bill this year. Make A List– I picked up a cool list pad from Urban Outfitters.   You can snag a list by searching for grocery list under images in Google if you want one for free. Sunday Night Grilling– It’s hard to prepare all of your meals for the week.  Consider grilling up a bunch of chicken or steak in bulk on a Sunday night and keeping it to add ...

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Setting and Making Realistic Financial New Year’s Resolutions

It is almost that time of season when you will begin to ponder your new year’s resolution.  Will it be exercise?  Will it be a new diet? Or will it have something to do with improving your family finances.  Making resolutions (or goals) can be a very difficult process because it often makes you face some of your own realities like it or not.   When you decide to set goals that are realistic, I have been a big cheerleader over the years to use the S-M-A-R-T goal setting system.  Here is how it works. *S is for Specific– Be very specific about what you are trying to accomplish.  Don’t tell yourself you want to pay down debt.  Instead, give yourself a specific goal such as paying off $10,000 of debt. *M is for Measurable– Have a way to track your progress.   In the last example, make a chart for paying off $833 a month and cross it off each month ...

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No More Buying Cookie Dough From Your Kids!

By: Genna Jenkin The Your Smart Money Moves Mom We’ve all been there. At some point during the school year your child brings home the dreaded fundraising envelope! Inside are all the materials you will need to ply friends and family to purchase vats of cookie dough, reams of wrapping paper or the never-ending magazine subscriptions. However since these unwanted items help in providing much-needed funds to your local schools the purchases are begrudgingly made. Can you imagine what a treat it would be to be able to provide those same funds to your youngster’s school not by buying something, but by getting rid of something you no longer need? This is the concept behind an amazing program conceived by Stacey Boyd. Since this entrepreneur and CEO of Schoola.com opened the cyber doors of her new idea, schoola.com/stitch, many parents throughout the country have signed up to make money for their schools by cleaning out their closets, specifically their children’s closets. ...

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