fbpx

The Devil Went Down To Georgia

Charlie Daniels won the Grammy Award for Best Country Vocal Performance in 1979 for “The Devil Went Down to Georgia“, which reached No. 3 on the Hot 100 in September 1979. Almost everybody can name that tune the moment they hear it on the radio. Even if the Devil does come down to Georgia, here is one thing they won’t want to do in this state if they are making a smart money move . . . drink beer. But does it pay to be a ‘sin tax’ consumer in Georgia? ‘Sin Taxes’ as we often hear them called are a form of sumptuary taxes. Sumptuary taxes are ostensibly used for reducing transactions involving something that society considers undesirable, and is thus a kind of sumptuary law. Sin tax is used for taxes on activities that are considered socially undesirable. Common targets of sumptuary taxes are alcohol, tobacco, gambling, and vehicles emitting excessive pollutants. Sumptuary tax on sugar and soft drinks ...

Read More →

Is ‘Junk’ Ever Good For You?

I have never paid any money to listen to Sirius/XM in my car. I’m probably too cheap to get hooked on to the monthly subscription fees. On the other hand, my sister cannot live without satellite radio in her car. Whenever I bring my automobile into the dealership for a major service, they always give me Sirius/XM for some free trial period looking to bait me into paying the monthly dues. For the past couple of weeks, I’ve been throttling the dial between 70’s, 80’, and 90’s songs listening to one hit wonders that bring back childhood memories. In the 70’s Larry Groce belted out the tune “Junk Food Junkie” (http://bit.ly/cuNbVY) that was written about 35 years ago as a parity song about the proliferation of fast food. The song sounds a little like Charlie Daniels’ “The Devil Went Down To Georgia” and it got me thinking about this topic: Is JUNK a word that is ever good for you? ...

Read More →

How To Save Money On Shoes

Many women (and now men) have a decent shoe collection in their closet. As parents, we know that after spending lots of money on clothes for our kids, shoes can come in a close second for the family budget. Between growth spurts, general wear and tear, and special events, kids can change shoes faster than Vin Diesel drives in Fast 6! One of the smart money move habits we can all get into this year is thinking about using different strategies to reduce our shoe costs. Here are five of my tips on how to keep light on your feet while keeping your cash in the wallet. 1)   Buy Out Of Season– With most items we buy in life, buying during the peak season is primarily when you will pay the highest dollar amount for anything especially shoes. Most parents will begin the process of stocking up on school supplies and running their children over to the shoe store to ...

Read More →

Prepaid Option Or Fill It Up Before You Get To The Airport?

Now that Memorial Day has passed and summer is coming in full stride, many of us will go on some type of vacation for some fun in the sun.   If you end up renting a car, most agencies know that they are the last stop between you and your vacation.  Thus, you will most likely end up playing a game of rapid fire at the checkout counter, getting the keys to your rental car, as well as answering questions about insurance and gas options before you take the car.   One of the key questions that the rental car agency will ask you is, “Do you want the prepaid option for gas or do you want to fill it up yourself before you return?”    Hardly ever does anyone ask questions or do any type of analysis on this question, and it can cost you big money if you don’t answer it correctly.   So, here are four ‘smart money moves’ questions to ...

Read More →

Will The Internet Change Medical Prices?

There was a time that when it came to buying our electronic devices, we would simply go to our local electronics store.   Then, the onslaught of electronics superstores came at us like Best Buy, Circuit City, and Fry’s giving us a virtual cornucopia of electronic choices.    In the late 90’s and then into the early 2000’s, the internet changed the game with websites like Buy.com, Next Tag, and Amazon where we could price compare quickly as consumers.   Between the internet and smart phones today, information is at our fingertips to quickly compare and contrast the pricing on whatever electronic devices we are potentially going to purchase. As most of us know, the health care landscape has changed over the past several years and should change dramatically when we get into 2014.   When January 1st comes, the most popular part of health reform will be the concept of guaranteed issue.   This means irrespective of pre-existing conditions health plans must be available ...

Read More →

Ziploc Bags, Walgreens, and $4.75 For A Small Drink

Our entire family went to see Iron Man 3 on Saturday night this weekend.  I didn’t realize that the real animation would be at the ticket office before even entering the theatre. With the price being $15 for an adult ticket (and those 12 and over become an adult), we were out roughly $75 before we even grabbed a set for the movie. For some of you who work hard on your family budget, that may be a week’s worth of groceries in your pantry!  I think it is fantastic that so many movie theaters have made upgrade to make the movie going experience better, and I can’t wait to see 4-D which I am sure will be coming soon. Maybe in those theaters, voices can sound off when we sit down in our chairs to laugh at us for paying $15 a head just to get into the movie. If you are bringing your family to the movies, here are ...

Read More →